ACA Health Benefits Fund
$430.38 / month
Before Rebate, Discount & Loading
Available in NSW & ACT
You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include a Lifetime Health Cover Loading or an insurer discount. Check with your insurer for details.
This policy covers: Two adults & dependants (3 or more people, only 2 of whom are adults).
Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 24), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: Dependant aged 18 to 20
Restricted insurer: Membership of this insurer is restricted to Seventh-day Adventist Church employees, Local Church Officers and their families.
The benefits paid for hospital treatment will depend on the type of cover you purchase and whether your fund has an agreement in place with the hospital in which you are treated. See ‘Agreement Hospitals’ on privatehealth.gov.au for which hospitals have arrangements with your insurer – https://privatehealth.gov.au/dynamic/agreementhospitals.
Under this policy, you may have to pay out-of-pocket costs above what you get from Medicare or your private health insurer. Before you go to hospital, you should ask your doctors, hospital and health insurer about any out-of-pocket costs that may apply to you.
Excess: You will have to pay an excess on admission. This is limited to a maximum of $500 per person and $500 per policy per year.
Co-payments: No co-payments
This provider offers 'known gap' or 'no gap' cover for medical bills for this product. The Medical Costs Finder (https://www.health.gov.au/resources/apps-and-tools/medical-costs-finder) lets you find out more about the cost of specialist medical services.
$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only. No ambulance cover for excluded services.
This health insurer does not operate a preferred provider scheme.
$300 per person
combined limit for acupuncture, chinese medicine, dietetics/dietary advice & remedial massage
$300 per policy
$55 per person
$500 per person
combined limit for chiropractic, exercise physiology, occupational therapy, osteopathy, physiotherapy & speech therapy
$1,100 per person
combined limit for endodontic, general dental & major dental
$600 per person
$400 per person
combined limit for non pbs pharmaceuticals & vaccinations
$250 per person
combined limit for orthotics (podiatric orthoses) & podiatry
Excludes Orthodontic, Audiology, Orthoptics, Home nursing. Podiatry and Orthotics does not include benefits for the purchase of shoes to accommodate orthoses or shoe modification.
In NSW & ACT this policy provides:
Emergency: Unlimited with no waiting period.
Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.
http://acahealth.com.au
info@acahealth.com.au
1300 368 390
Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at privatehealth.gov.au/dynamic/Premium/PHIS/ACA/J21/NALA2D