healthslips.com.au Policy Information

Defence Health Limited

Standard Extras

Restricted Insurer

$56.28 / month

(Before Rebate, Discount & Loading)

Available in All States

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: One adult & dependants (2 or more people, only one of whom is an adult).

Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 30), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: We continue to keep kids covered, no questions asked, until they turn 21.

Restricted insurer: Membership of this insurer is restricted to current or former members of the ADF and the Defence community and their families.

Policy ID: AHB/I2/AARK1D

Source: Private Health Information Statement (PHIS)

Extras Cover

Visit a network dentist for quality dental care at special member prices. Plus, network optical providers offer no-gap glasses and discounts on other optical purchases up to the optical limit. See https://www.defencehealth.com.au/Health-Insurance/Find-Providers-and-Hospitals.

This policy includes General treatment (Extras) cover for
Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$150 per person

combined limit for acupuncture, remedial massage & other services

  • Initial visit: $19
  • Subsequent visit: $15
Ante-natal/Post-natal classes 2

$450 per person

combined limit for ante-natal/post-natal classes, chiropractic, osteopathy & physiotherapy

  • Initial visit: $10
  • Subsequent visit: $10
Chiropractic 2

$450 per person

combined limit for ante-natal/post-natal classes, chiropractic, osteopathy & physiotherapy

  • Initial visit: $30
  • Subsequent visit: $22
Endodontic 12

$400 per person

combined limit for endodontic, general dental, major dental & orthodontic

  • Filling of one root canal: $121.9
General dental 2

$400 per person

combined limit for endodontic, general dental, major dental & orthodontic

  • Fluoride treatment: $14.8
  • Scale & clean: $55
  • Periodic oral examination: $30
Major dental 12

$400 per person

combined limit for endodontic, general dental, major dental & orthodontic

  • Surgical tooth extraction: $81.6
  • Full crown veneered: $400
Non PBS pharmaceuticals 2

$250 per person

  • Per eligible prescription: $50
Optical 2

$150 per person

  • Multi-focal lenses & frames: 100% of charge
  • Single vision lenses & frames: 100% of charge
Orthodontic 12

$400 per person

combined limit for endodontic, general dental, major dental & orthodontic

  • Braces for upper & lower teeth, including removal plus fitting of retainer: $400
Osteopathy 2

$450 per person

combined limit for ante-natal/post-natal classes, chiropractic, osteopathy & physiotherapy

  • Initial visit: $30
  • Subsequent visit: $22
Physiotherapy 2

$450 per person

combined limit for ante-natal/post-natal classes, chiropractic, osteopathy & physiotherapy

  • Initial visit: $30
  • Subsequent visit: $22
Remedial massage 2

$150 per person

combined limit for acupuncture, remedial massage & other services

  • Initial visit: $19
  • Subsequent visit: $15
Vaccinations 2

$250 per person

  • Per service: $50

Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$150 per person}

{combined limit for acupuncture, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $19}

{Subsequent visit: $15}

Ante-natal/Post-natal classes

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person}

{combined limit for ante-natal/post-natal classes, chiropractic, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $10}

{Subsequent visit: $10}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person}

{combined limit for ante-natal/post-natal classes, chiropractic, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $22}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Filling of one root canal: $121.9}

General dental

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Fluoride treatment: $14.8}

{Scale & clean: $55}

{Periodic oral examination: $30}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Surgical tooth extraction: $81.6}

{Full crown veneered: $400}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person}

Examples of maximum benefits

{Per eligible prescription: $50}

Optical

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$150 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: $400}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person}

{combined limit for ante-natal/post-natal classes, chiropractic, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $22}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person}

{combined limit for ante-natal/post-natal classes, chiropractic, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $22}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$150 per person}

{combined limit for acupuncture, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $19}

{Subsequent visit: $15}

Vaccinations

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person}

Examples of maximum benefits

{Per service: $50}

Health and Wellbeing annual limit $150 includes: Acupuncture, Remedial Massage, Myotherapy - initial consultation: $19.00, subsequent consultation: $15.00, and Group Physiotherapy - $10.00 per session.

This policy does not include General treatment (Extras) cover for

Audiology
Blood glucose monitors
Chinese medicine
Dietetics/dietary advice
Exercise physiology
Eye therapy (orthoptics)
Health management / Healthy lifestyle
Hearing aids
Home nursing
Occupational therapy
Orthotics (podiatric orthoses)
Podiatry
Psychology
Speech therapy

Other features of this general treatment cover: All benefits are per person. Benefits reset on 1 July each year. Details and claim conditions are provided in product guides available at defencehealth.com.au or 1800 335 425.

For further information about this policy see: https://www.defencehealth.com.au/

Ambulance cover

In all states this policy provides:

Emergency: Unlimited with a waiting period of 2 months.

Non-emergency: Unlimited transport with a waiting period of 2 months.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

State schemes provide ambulance services for residents of Tasmania (https://www.health.tas.gov.au/ambulance/fees_and_accounts) and Queensland (https://www.ambulance.qld.gov.au).

Other features of this ambulance cover: Comprehensive cover for ambulance services by state-appointed ambulance providers across Australia. This includes emergency services, non-emergency dispatch, mobile intensive care and air and sea ambulance services. Non-emergency services are those that are classed as clinically necessary; for example, you need to be monitored by a paramedic during transport. Patient transfer services and transport services by Patient Transport vehicles are not ambulance services and are not claimable.

For further information about this policy see: https://www.defencehealth.com.au/

Insurer Details

Defence Health Limited

Standard Extras

Restricted Insurer

$56.28 / month

(Before Rebate, Discount & Loading)

Available in All States

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/AHB/I2/AARK1D

Read our Terms of Use and Privacy Policy