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ahm health insurance

black 70

$132.90 / month

Before Rebate, Discount & Loading

Available in VIC

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: One adult & dependants (2 or more people, only one of whom is an adult).

Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 30), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: ahm covers child dependants up to the age of 21.

Extras Cover

ahm Health Insurance does not operate a preferred provider scheme. Included Extras benefits apply to any recognised provider. See https://members.ahm.com.au/find-a-provider.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Chiropractic

$350 per person up to $700 per policy

combined limit for chiropractic, osteopathy, physiotherapy & other services

Initial visit: 70% of charge
Subsequent visit: 70% of charge

Endodontic

$600 per person up to $1,200 per policy

combined limit for endodontic, major dental & other services

Filling of one root canal: 70% of charge

General dental

$650 per person up to $1,300 per policy

Fluoride treatment: 70% of charge
Scale & clean: 70% of charge
Surgical tooth extraction: 70% of charge
Periodic oral examination: 70% of charge

Health management / Healthy lifestyle

$200 per person up to $400 per policy

Health management: 70% of charge

Major dental

$600 per person up to $1,200 per policy

combined limit for endodontic, major dental & other services

Full crown veneered: 70% of charge

Optical

$200 per person up to $400 per policy

Multi-focal lenses & frames: 100% of charge
Single vision lenses & frames: 100% of charge

Osteopathy

$350 per person up to $700 per policy

combined limit for chiropractic, osteopathy, physiotherapy & other services

Initial visit: 70% of charge
Subsequent visit: 70% of charge

Physiotherapy

$350 per person up to $700 per policy

combined limit for chiropractic, osteopathy, physiotherapy & other services

Initial visit: 70% of charge
Subsequent visit: 70% of charge

Remedial massage

$200 per person up to $400 per policy

Initial visit: 70% of charge
Subsequent visit: 70% of charge

This cover also includes unlimited emergency ambulance.

This policy does not include General treatment (Extras) cover for

Acupuncture

Ante-natal/Post-natal classes

Audiology

Blood glucose monitors

Chinese medicine

Dietetics/dietary advice

Exercise physiology

Eye therapy (orthoptics)

Hearing aids

Home nursing

Non PBS pharmaceuticals

Occupational therapy

Orthodontic

Orthotics (podiatric orthoses)

Podiatry

Psychology

Speech therapy

Vaccinations

Other features of this general treatment cover: This cover includes a combined limit for physiotherapy, chiropractic and osteopathy. It also includes Health Improvement benefits.

Ambulance cover

In VIC this policy provides:

Emergency: Unlimited with a waiting period of 1 day.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: Unlimited benefits for medically necessary ambulance trips to the nearest hospital that is able to provide the level of care you require. TAS and QLD have State schemes to cover ambulance services for residents of those States.

Insurer Details

ahm health insurance

http://www.ahm.com.au

134 246

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at privatehealth.gov.au/dynamic/Premium/PHIS/AHM/I92/VDDJ1D