healthslips.com.au Policy Information

Australian Unity Health Limited

Freedom Extras (FRE)

$203.75 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants, including non-student dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 22), students (23 - 30) and non-students (23 to 30), as well as persons with a disability who qualify as a child, non-classified* dependant, student and non-student in these age ranges. *Non-classified dependant: A period during which we cover single dependants regardless of student status.

Policy ID: AUF/I41/NHYE2Y

Source: Private Health Information Statement (PHIS)

Extras Cover

Using a preferred provider means you may have lower out of pocket costs and can access more No Gap treatments on dental, plus discounts on some optical purchases. A preferred providers list is available from Australian Unity.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$300 per person

combined limit for acupuncture & remedial massage

  • Initial visit: $40
  • Subsequent visit: $40
Audiology 2

$300 per person

combined limit for audiology, eye therapy (orthoptics), occupational therapy & speech therapy

  • Initial visit: $70
  • Subsequent visit: $70
Chiropractic* 2

$350 per person

combined limit for chiropractic & osteopathy

  • Initial visit: $40
  • Subsequent visit: $40
Dietetics/dietary advice 2

$400 per person

  • Initial visit: $40
  • Subsequent visit: $40
Endodontic* 12

$800 per person up to $1,600 per policy

combined limit for endodontic & major dental

  • Filling of one root canal: $199
Exercise physiology 2

$500 per person

combined limit for exercise physiology & physiotherapy

  • Initial visit: $60
  • Subsequent visit: $60
Eye therapy (orthoptics) 2

$300 per person

combined limit for audiology, eye therapy (orthoptics), occupational therapy & speech therapy

  • Initial visit: $70
  • Subsequent visit: $70
General dental* 2

$800 per person up to $1,600 per policy

  • Fluoride treatment: $25
  • Scale & clean: $83
  • Periodic oral examination: $41
Major dental* 12

$800 per person up to $1,600 per policy

combined limit for endodontic & major dental

  • Surgical tooth extraction: $213
  • Full crown veneered: $643
Non PBS pharmaceuticals 2

$400 per person

  • Per eligible prescription: $60
Occupational therapy 2

$300 per person

combined limit for audiology, eye therapy (orthoptics), occupational therapy & speech therapy

  • Initial visit: $70
  • Subsequent visit: $70
Optical 6

$250 per person up to $500 per policy

  • Multi-focal lenses & frames: 100% of charge
  • Single vision lenses & frames: 100% of charge
Orthodontic 12

$700 per person

$2,400 lifetime limit

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge
Orthotics (podiatric orthoses)* 12

$300 per person

combined limit for orthotics (podiatric orthoses) & podiatry

  • Orthotics supply & fit: 70% of charge
Osteopathy 2

$350 per person

combined limit for chiropractic & osteopathy

  • Initial visit: $40
  • Subsequent visit: $40
Physiotherapy 2

$500 per person

combined limit for exercise physiology & physiotherapy

  • Initial visit: $60
  • Subsequent visit: $60
Podiatry 2

$300 per person

combined limit for orthotics (podiatric orthoses) & podiatry

  • Initial visit: $40
  • Subsequent visit: $40
Psychology 2

$400 per person

  • Initial visit: $80
  • Subsequent visit: $80
Remedial massage 2

$300 per person

combined limit for acupuncture & remedial massage

  • Initial visit: $40
  • Subsequent visit: $40
Speech therapy 2

$300 per person

combined limit for audiology, eye therapy (orthoptics), occupational therapy & speech therapy

  • Initial visit: $70
  • Subsequent visit: $70
Vaccinations* 0

$200 per person

  • Per service: 70% of charge

Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for acupuncture & remedial massage}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $40}

Audiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for audiology, eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: $70}

{Subsequent visit: $70}

Chiropractic*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $40}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $40}

Endodontic*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$800 per person up to $1,600 per policy}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Filling of one root canal: $199}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for exercise physiology & physiotherapy}

Examples of maximum benefits

{Initial visit: $60}

{Subsequent visit: $60}

Eye therapy (orthoptics)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for audiology, eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: $70}

{Subsequent visit: $70}

General dental*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person up to $1,600 per policy}

Examples of maximum benefits

{Fluoride treatment: $25}

{Scale & clean: $83}

{Periodic oral examination: $41}

Major dental*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$800 per person up to $1,600 per policy}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Surgical tooth extraction: $213}

{Full crown veneered: $643}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

Examples of maximum benefits

{Per eligible prescription: $60}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for audiology, eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: $70}

{Subsequent visit: $70}

Optical

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$250 per person up to $500 per policy}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{$2,400 lifetime limit}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge}

Orthotics (podiatric orthoses)*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Orthotics supply & fit: 70% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $40}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for exercise physiology & physiotherapy}

Examples of maximum benefits

{Initial visit: $60}

{Subsequent visit: $60}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $40}

Psychology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

Examples of maximum benefits

{Initial visit: $80}

{Subsequent visit: $80}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for acupuncture & remedial massage}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $40}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for audiology, eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: $70}

{Subsequent visit: $70}

Vaccinations*

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Per service: 70% of charge}

Annual benefit limits apply per calendar year. Myotherapy - $40 per consultation, maximum $300 per person (combined limit - see Acupuncture), 2 month waiting period. Braces, Splints and Garments - up to 70% of the cost, maximum $300 per person (combined limit - see Podiatry), 12 month waiting period. There are Preventative Health Services available on this cover, waiting periods may apply. Sickness Travel & Accommodation, 70% of the cost, $100 for travel and $100 for accommodation per membership, 2 month waiting period, and School Accident Top-Up benefit $150 per Dependant Child. Please refer to the product Fact Sheet or contact Australian Unity for further details.

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes
Blood glucose monitors
Chinese medicine
Health management / Healthy lifestyle
Hearing aids
Home nursing

Ambulance cover

In NSW & ACT this policy provides:

Emergency: Unlimited with no waiting period.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: Despite the above, call-out fees where you're not taken to hospital are limited to 2 ambulance attendances per-person per-calendar year. Please note: This cover doesn't include non-emergency ambulance transportation. Emergency ambulance transportation to hospital is only covered if transport is coded and invoiced as emergency transport by a state/territory ambulance service/authority. Some authorities provide certain ambulance services at no cost to eligible residents. Refer to your local ambulance provider for more information. Australian Unity won't pay a Benefit if you're eligible to claim from, or are covered by, another source. Australian Unity doesn't pay a benefit towards ambulance subscription services.

Insurer Details

Australian Unity Health Limited

Freedom Extras (FRE)

$203.75 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/AUF/I41/NHYE2Y

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