healthslips.com.au Policy Information

Australian Unity Health Limited

Top Extras (TPE)

$186.65 / month

(Before Rebate, Discount & Loading)

Available in TAS

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: One adult & dependants (2 or more people, only one of whom is an adult).

Children (0 - 17), non-classified* dependant (18 - 22) and students (23 - 30), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: A period during which we cover single dependants regardless of student status.

Policy ID: AUF/I42/TIAO1D

Source: Private Health Information Statement (PHIS)

Extras Cover

Using a preferred provider means you may have lower out of pocket costs and can access more No Gap treatments on dental, plus discounts on some optical purchases. A preferred providers list is available from Australian Unity.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$400 per person

combined limit for acupuncture & remedial massage

  • Initial visit: $50
  • Subsequent visit: $50
Audiology 2

$400 per person

combined limit for audiology, eye therapy (orthoptics), occupational therapy & speech therapy

  • Initial visit: $80
  • Subsequent visit: $80
Blood glucose monitors* 12

$500 per person

  • Per monitor: 80% of charge
Chiropractic* 2

$400 per person

combined limit for chiropractic & osteopathy

  • Initial visit: $50
  • Subsequent visit: $50
Dietetics/dietary advice 2

$500 per person

  • Initial visit: $50
  • Subsequent visit: $50
Endodontic* 12

$1,000 per person up to $2,000 per policy

combined limit for endodontic & major dental

  • Filling of one root canal: $232
Exercise physiology 2

$600 per person

combined limit for exercise physiology & physiotherapy

  • Initial visit: $70
  • Subsequent visit: $70
Eye therapy (orthoptics) 2

$400 per person

combined limit for audiology, eye therapy (orthoptics), occupational therapy & speech therapy

  • Initial visit: $80
  • Subsequent visit: $80
General dental* 2

$1,000 per person up to $2,000 per policy

  • Fluoride treatment: $29
  • Scale & clean: $95
  • Periodic oral examination: $47
Hearing aids* 12

$1,000 per person

  • Hearing aid: 80% of charge
Major dental* 12

$1,000 per person up to $2,000 per policy

combined limit for endodontic & major dental

  • Surgical tooth extraction: $244
  • Full crown veneered: $804
Non PBS pharmaceuticals 2

$500 per person

  • Per eligible prescription: $50
Occupational therapy 2

$400 per person

combined limit for audiology, eye therapy (orthoptics), occupational therapy & speech therapy

  • Initial visit: $80
  • Subsequent visit: $80
Optical 6

$300 per person up to $600 per policy

  • Multi-focal lenses & frames: 100% of charge
  • Single vision lenses & frames: 100% of charge
Orthodontic 12

$800 per person

$3,200 lifetime limit

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge
Orthotics (podiatric orthoses)* 12

$400 per person

combined limit for orthotics (podiatric orthoses) & podiatry

  • Orthotics supply & fit: 80% of charge
Osteopathy 2

$400 per person

combined limit for chiropractic & osteopathy

  • Initial visit: $50
  • Subsequent visit: $50
Physiotherapy 2

$600 per person

combined limit for exercise physiology & physiotherapy

  • Initial visit: $70
  • Subsequent visit: $70
Podiatry 2

$400 per person

combined limit for orthotics (podiatric orthoses) & podiatry

  • Initial visit: $50
  • Subsequent visit: $50
Psychology 2

$600 per person

  • Initial visit: $100
  • Subsequent visit: $100
Remedial massage 2

$400 per person

combined limit for acupuncture & remedial massage

  • Initial visit: $50
  • Subsequent visit: $50
Speech therapy 2

$400 per person

combined limit for audiology, eye therapy (orthoptics), occupational therapy & speech therapy

  • Initial visit: $80
  • Subsequent visit: $80
Vaccinations* 0

$50 per person

  • Per service: $250

Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for acupuncture & remedial massage}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $50}

Audiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for audiology, eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: $80}

{Subsequent visit: $80}

Blood glucose monitors*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

Examples of maximum benefits

{Per monitor: 80% of charge}

Chiropractic*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $50}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $50}

Endodontic*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person up to $2,000 per policy}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Filling of one root canal: $232}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for exercise physiology & physiotherapy}

Examples of maximum benefits

{Initial visit: $70}

{Subsequent visit: $70}

Eye therapy (orthoptics)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for audiology, eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: $80}

{Subsequent visit: $80}

General dental*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person up to $2,000 per policy}

Examples of maximum benefits

{Fluoride treatment: $29}

{Scale & clean: $95}

{Periodic oral examination: $47}

Hearing aids*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

Examples of maximum benefits

{Hearing aid: 80% of charge}

Major dental*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person up to $2,000 per policy}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Surgical tooth extraction: $244}

{Full crown veneered: $804}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

Examples of maximum benefits

{Per eligible prescription: $50}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for audiology, eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: $80}

{Subsequent visit: $80}

Optical

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{$3,200 lifetime limit}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge}

Orthotics (podiatric orthoses)*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Orthotics supply & fit: 80% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $50}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for exercise physiology & physiotherapy}

Examples of maximum benefits

{Initial visit: $70}

{Subsequent visit: $70}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $50}

Psychology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

Examples of maximum benefits

{Initial visit: $100}

{Subsequent visit: $100}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for acupuncture & remedial massage}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $50}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for audiology, eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: $80}

{Subsequent visit: $80}

Vaccinations*

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$50 per person}

Examples of maximum benefits

{Per service: $250}

Annual benefit limits apply per calendar year. Myotherapy - $50 per consultation, maximum $400 per person (combined limit - see Acupuncture), 2 month waiting period. Braces, Splints and Garments - up to 80% of the cost, maximum $400 per person (combined limit - see Podiatry), 12 month waiting period. Devices and aids: Asthma pumps, Peak flow meters, Blood pressure monitors, Tens machines, CPAP/BPAP devices, Non-surgical prosthesis - up to 80% of cost, maximum $500 per person (combined limit - see Blood glucose monitors), 12 month waiting period. Benefit for each item is payable every 2 calendar years (does not apply to wigs). Wheelchairs and crutches - up to 80% of cost, maximum $500 per person (combined limit - see Blood glucose monitors), 2 months waiting period. Sickness Travel & Accommodation, 80% of the cost, $150 for travel and $150 for accommodation per membership, 2 month waiting period and School Accident Top-Up benefit: $200 per Child Dependant. There are Preventative Health Services available on this cover, waiting periods may apply. Please refer to the product Fact Sheet or contact Australian Unity for further details.

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes
Chinese medicine
Health management / Healthy lifestyle
Home nursing

Ambulance cover

Ambulance cover is provided by the State government for residents of Tasmania. This may include cover whilst interstate, except for South Australia and Queensland where no cover applies. In other states please check with Ambulance Tasmania - https://www.health.tas.gov.au/ambulance/fees_and_accounts.

Other features of this ambulance cover: Some authorities provide certain ambulance services at no cost to eligible residents. Refer to your local ambulance provider for more information. Australian Unity won't pay a Benefit if you're eligible to claim from, or are covered by, another source. Australian Unity doesn't pay a benefit towards ambulance subscription services. If you’re not covered, this cover includes emergency ambulance to hospital, if transport is coded and invoiced as emergency transport by a state/territory ambulance service/authority. Call-out fees where you're not taken to hospital are limited to 2 ambulance attendances per person per calendar year. This cover doesn't include non-emergency ambulance transportation

Insurer Details

Australian Unity Health Limited

Top Extras (TPE)

$186.65 / month

(Before Rebate, Discount & Loading)

Available in TAS

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/AUF/I42/TIAO1D

Read our Terms of Use and Privacy Policy