healthslips.com.au Policy Information

GMHBA Limited

GMHBA Premium Extras

$206.90 / month

(Before Rebate, Discount & Loading)

Available in VIC

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults (and no-one else).

Policy ID: GMH/I29/VJVU20

Source: Private Health Information Statement (PHIS)

Extras Cover

This policy can only be purchased with certain hospital policies.

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for
Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$300 per person

combined limit for acupuncture, remedial massage & other services

  • Initial visit: $35
  • Subsequent visit: $35
Audiology 2

$450 per person

combined limit for audiology, dietetics/dietary advice, occupational therapy, psychology, speech therapy, vaccinations & other services

  • Initial visit: $56
  • Subsequent visit: $56
Chiropractic 2

$350 per person

combined limit for chiropractic, osteopathy & other services

  • Initial visit: $40
  • Subsequent visit: $40
Dietetics/dietary advice 2

$450 per person

combined limit for audiology, dietetics/dietary advice, occupational therapy, psychology, speech therapy, vaccinations & other services

  • Initial visit: $53
  • Subsequent visit: $53
Endodontic 12

$850 per person

combined limit for endodontic & major dental

  • Filling of one root canal: $120.1
Exercise physiology 2

$500 per person

combined limit for exercise physiology, physiotherapy & other services

  • Initial visit: $47
  • Subsequent visit: $47
General dental 2

$900 per person

  • Fluoride treatment: $29.2
  • Scale & clean: $94.9
  • Periodic oral examination: $47.1
Major dental 12

$850 per person

combined limit for endodontic & major dental

  • Surgical tooth extraction: $110
  • Full crown veneered: $600
Occupational therapy 2

$450 per person

combined limit for audiology, dietetics/dietary advice, occupational therapy, psychology, speech therapy, vaccinations & other services

  • Initial visit: $45
  • Subsequent visit: $45
Optical 6

$300 per person

  • Multi-focal lenses & frames: 100% of charge
  • Single vision lenses & frames: 100% of charge
Orthodontic 12

$800 per person

$2,800 lifetime limit

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge
Orthotics (podiatric orthoses) 12

$350 per person

combined limit for orthotics (podiatric orthoses) & podiatry

  • Orthotics supply & fit: $200
Osteopathy 2

$350 per person

combined limit for chiropractic, osteopathy & other services

  • Initial visit: $40
  • Subsequent visit: $40
Physiotherapy 2

$500 per person

combined limit for exercise physiology, physiotherapy & other services

  • Initial visit: $57
  • Subsequent visit: $57
Podiatry 2

$350 per person

combined limit for orthotics (podiatric orthoses) & podiatry

  • Initial visit: $43
  • Subsequent visit: $43
Psychology 2

$450 per person

combined limit for audiology, dietetics/dietary advice, occupational therapy, psychology, speech therapy, vaccinations & other services

  • Initial visit: $80
  • Subsequent visit: $80
Remedial massage 2

$300 per person

combined limit for acupuncture, remedial massage & other services

  • Initial visit: $30
  • Subsequent visit: $30
Speech therapy 2

$450 per person

combined limit for audiology, dietetics/dietary advice, occupational therapy, psychology, speech therapy, vaccinations & other services

  • Initial visit: $60
  • Subsequent visit: $60
Vaccinations 2

$450 per person

combined limit for audiology, dietetics/dietary advice, occupational therapy, psychology, speech therapy, vaccinations & other services

  • Per service: $40

Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for acupuncture, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $35}

{Subsequent visit: $35}

Audiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person}

{combined limit for audiology, dietetics/dietary advice, occupational therapy, psychology, speech therapy, vaccinations & other services}

Examples of maximum benefits

{Initial visit: $56}

{Subsequent visit: $56}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for chiropractic, osteopathy & other services}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $40}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person}

{combined limit for audiology, dietetics/dietary advice, occupational therapy, psychology, speech therapy, vaccinations & other services}

Examples of maximum benefits

{Initial visit: $53}

{Subsequent visit: $53}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$850 per person}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Filling of one root canal: $120.1}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for exercise physiology, physiotherapy & other services}

Examples of maximum benefits

{Initial visit: $47}

{Subsequent visit: $47}

General dental

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$900 per person}

Examples of maximum benefits

{Fluoride treatment: $29.2}

{Scale & clean: $94.9}

{Periodic oral examination: $47.1}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$850 per person}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Surgical tooth extraction: $110}

{Full crown veneered: $600}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person}

{combined limit for audiology, dietetics/dietary advice, occupational therapy, psychology, speech therapy, vaccinations & other services}

Examples of maximum benefits

{Initial visit: $45}

{Subsequent visit: $45}

Optical

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{$2,800 lifetime limit}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge}

Orthotics (podiatric orthoses)

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Orthotics supply & fit: $200}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for chiropractic, osteopathy & other services}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $40}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for exercise physiology, physiotherapy & other services}

Examples of maximum benefits

{Initial visit: $57}

{Subsequent visit: $57}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Initial visit: $43}

{Subsequent visit: $43}

Psychology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person}

{combined limit for audiology, dietetics/dietary advice, occupational therapy, psychology, speech therapy, vaccinations & other services}

Examples of maximum benefits

{Initial visit: $80}

{Subsequent visit: $80}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for acupuncture, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person}

{combined limit for audiology, dietetics/dietary advice, occupational therapy, psychology, speech therapy, vaccinations & other services}

Examples of maximum benefits

{Initial visit: $60}

{Subsequent visit: $60}

Vaccinations

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person}

{combined limit for audiology, dietetics/dietary advice, occupational therapy, psychology, speech therapy, vaccinations & other services}

Examples of maximum benefits

{Per service: $40}

Benefits available for a range of wellbeing & preventative health products as well as counselling services.

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes
Blood glucose monitors
Chinese medicine
Eye therapy (orthoptics)
Health management / Healthy lifestyle
Hearing aids
Home nursing
Non PBS pharmaceuticals

Other features of this general treatment cover: Can only be purchased with AIA Vitality Hospital Covers.

Ambulance cover

Pensioner Concession Card and Healthcare Card holders are entitled to free clinically necessary ambulance transport. If you are not eligible for a concession and want to be covered, you can purchase insurance from a private health insurer or take out a subscription with the state ambulance service (https://www.ambulance.vic.gov.au/membership).

Insurer Details

GMHBA Limited

GMHBA Premium Extras

$206.90 / month

(Before Rebate, Discount & Loading)

Available in VIC

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/GMH/I29/VJVU20

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