HBF Health Limited
$125.36 / month
(Before Rebate, Discount & Loading)
Available in QLD
You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers: Two adults & dependants (3 or more people, only 2 of whom are adults).
Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 24), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: Non-classified DependantA person who meets all of the following criteria:a. is aged 18 to 20 (inclusive); andb. does not have a partner (a person in a marital or de facto relationship with the Non-classified Dependant)
HBF members have hundreds of participating optical stores nationally to choose from with access to a range of fully covered glasses. See http://www.hbf.com.au/health-insurance/find-a-provider.
Note, for treatments marked with * : Before a benefit is payable on an eligible Pharmacy item, a co-payment amount reasonably determined by HBF is deducted from the cost of each script.
$350 per person
combined limit for chiropractic & osteopathy
$240 per person
$800 per person
combined limit for endodontic & major dental
$500 per person
combined limit for eye therapy (orthoptics), occupational therapy & speech therapy
$600 per person
$200 per person
sub-limits apply
$1000 per person every 3 calendar years
$384 per person
$1,850 lifetime limit
$720 per person
Standard Extras also includes cover for: CLINICAL PSYCHOLOGY (waiting period 2 months, $79 initial visit and $44 subsequent visit up to combined limit - see Psychology); NON-SURGICALLY IMPLANTED APPLIANCES (waiting period 12 months, benefits vary depending on aid up to $500 per person, sub-limits apply); NEBULISER (waiting period 12 months, $108 per person up to 1 appliance every 3 years). **Note: Health Management/Healthy Lifestyle – initial visit for Strength for Life $27 is up to combined limit listed.
Ambulance cover is provided by the State government for Queensland residents (https://www.ambulance.qld.gov.au). This includes cover whilst interstate.
For further information about this policy see: http://www.hbf.com.au/health-insurance/ambulance-cover.html
http://hbf.com.au
memberservices@hbf.com.au
133 423
Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/HBF/I1/QMSQ2D