healthslips.com.au Policy Information

HBF Health Limited

Saver Extras Mid

$96.16 / month

(Before Rebate, Discount & Loading)

Available in VIC

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: One adult & dependants (2 or more people, only one of whom is an adult).

Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 30), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: Non-classified Dependant A person who meets all of the following criteria: a. is aged 18 to 20 (inclusive); and b. does not have a partner (a person in a marital or de facto relationship with the Non-classified Dependant)

Policy ID: HBF/I18/VBESW1D

Source: Private Health Information Statement (PHIS)

Extras Cover

HBF members have hundreds of participating optical stores nationally to choose from with access to a range of fully covered glasses. See http://www.hbf.com.au/health-insurance/find-a-provider.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Chiropractic 2

$400 per person

  • Initial visit: $42
  • Subsequent visit: $27
Endodontic 12

$750 per person

combined limit for endodontic & major dental

  • Filling of one root canal: $137
General dental 2

$700 per person

  • Fluoride treatment: $21
  • Scale & clean: $83
  • Surgical tooth extraction: $116
  • Periodic oral examination: $42
Major dental 12

$750 per person

combined limit for endodontic & major dental

  • Full crown veneered: $690
Non PBS pharmaceuticals* 2

$250 per person

  • Per eligible prescription: $250
Optical 2

$200 per person

  • Multi-focal lenses & frames: 100% of charge
  • Single vision lenses & frames: 100% of charge
Orthotics (podiatric orthoses) 12

$200 per person

combined limit for orthotics (podiatric orthoses) & podiatry

  • Orthotics supply & fit: 55% of charge
Osteopathy 2

$400 per person

  • Initial visit: $42
  • Subsequent visit: $27
Physiotherapy 2

$400 per person

  • Initial visit: $45
  • Subsequent visit: $36
Podiatry 2

$200 per person

combined limit for orthotics (podiatric orthoses) & podiatry

  • Initial visit: $39
  • Subsequent visit: $32
Remedial massage 2

$300 per person

  • Initial visit: $33
  • Subsequent visit: $33

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

Examples of maximum benefits

{Initial visit: $42}

{Subsequent visit: $27}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$750 per person}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Filling of one root canal: $137}

General dental

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

Examples of maximum benefits

{Fluoride treatment: $21}

{Scale & clean: $83}

{Surgical tooth extraction: $116}

{Periodic oral examination: $42}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$750 per person}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Full crown veneered: $690}

Non PBS pharmaceuticals*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person}

Examples of maximum benefits

{Per eligible prescription: $250}

Optical

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Orthotics (podiatric orthoses)

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Orthotics supply & fit: 55% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

Examples of maximum benefits

{Initial visit: $42}

{Subsequent visit: $27}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

Examples of maximum benefits

{Initial visit: $45}

{Subsequent visit: $36}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Initial visit: $39}

{Subsequent visit: $32}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

Examples of maximum benefits

{Initial visit: $33}

{Subsequent visit: $33}

Saver Extras Mid also includes cover for: MYOTHERAPY (waiting period 2 months, $33 initial and subsequent visit up to combined limit - see Remedial Massage).

This policy does not include General treatment (Extras) cover for

Acupuncture
Ante-natal/Post-natal classes
Audiology
Blood glucose monitors
Chinese medicine
Dietetics/dietary advice
Exercise physiology
Eye therapy (orthoptics)
Health management / Healthy lifestyle
Hearing aids
Home nursing
Occupational therapy
Orthodontic
Psychology
Speech therapy
Vaccinations

Ambulance cover

In VIC this policy provides:

Emergency: Unlimited with a waiting period of 7 days.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: Emergency ambulance provides full cover for emergency treatment and urgent ambulance transport (by road) within Australia by a State Government ambulance provider or an HBF approved ambulance provider. Services not covered include air ambulance services, transport between a public hospital to your home and transport not provided in an ambulance.

For further information about this policy see: http://www.hbf.com.au/health-insurance/ambulance-cover.html

Insurer Details

HBF Health Limited

Saver Extras Mid

$96.16 / month

(Before Rebate, Discount & Loading)

Available in VIC

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/HBF/I18/VBESW1D

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