healthslips.com.au Policy Information

HBF Health Limited

Saver Extras

$98.90 / month

(Before Rebate, Discount & Loading)

Available in QLD

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants, including non-student dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 20), students (21 - 30) and non-students (21 to 30), as well as persons with a disability who qualify as a child, non-classified* dependant, student and non-student in these age ranges. *Non-classified dependant: Non-classified Dependant A person who meets all of the following criteria: a. is aged 18 to 20 (inclusive); and b. does not have a partner (a person in a marital or de facto relationship with the Non-classified Dependant)

Policy ID: HBF/I4/QBUJZ2Y

Source: Private Health Information Statement (PHIS)

Extras Cover

HBF members have hundreds of participating optical stores nationally to choose from with access to a range of fully covered glasses. See http://www.hbf.com.au/health-insurance/find-a-provider.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$300 per person

combined limit for acupuncture, remedial massage & other services

  • Initial visit: $21
  • Subsequent visit: $21
Chiropractic 2

$350 per person

combined limit for chiropractic & osteopathy

  • Initial visit: $35
  • Subsequent visit: $23
Endodontic 12

$500 per person

combined limit for endodontic & major dental

  • Filling of one root canal: $80
General dental 2

$500 per person

  • Fluoride treatment: $18.75
  • Scale & clean: $73.5
  • Surgical tooth extraction: $81
  • Periodic oral examination: $37.5
Health management / Healthy lifestyle 2

$200 per person

sub-limits apply

  • Health management: 60% of charge
Major dental 12

$500 per person

combined limit for endodontic & major dental

  • Full crown veneered: $495
Non PBS pharmaceuticals* 2

$200 per person

  • Per eligible prescription: $200
Optical 2

$364 per person

sub-limits apply

  • Multi-focal lenses & frames: $160
  • Single vision lenses & frames: $120
Orthotics (podiatric orthoses) 12

$240 per person every 3 calendar years

  • Orthotics supply & fit: $240
Osteopathy 2

$350 per person

combined limit for chiropractic & osteopathy

  • Initial visit: $22
  • Subsequent visit: $17
Physiotherapy 2

$350 per person

  • Initial visit: $36
  • Subsequent visit: $32
Podiatry 2
  • Initial visit: $26
  • Subsequent visit: $20
Remedial massage 2

$300 per person

combined limit for acupuncture, remedial massage & other services

  • Initial visit: $28
  • Subsequent visit: $28

Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for acupuncture, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $21}

{Subsequent visit: $21}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $35}

{Subsequent visit: $23}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Filling of one root canal: $80}

General dental

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

Examples of maximum benefits

{Fluoride treatment: $18.75}

{Scale & clean: $73.5}

{Surgical tooth extraction: $81}

{Periodic oral examination: $37.5}

Health management / Healthy lifestyle

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{sub-limits apply}

Examples of maximum benefits

{Health management: 60% of charge}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Full crown veneered: $495}

Non PBS pharmaceuticals*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Per eligible prescription: $200}

Optical

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$364 per person}

{sub-limits apply}

Examples of maximum benefits

{Multi-focal lenses & frames: $160}

{Single vision lenses & frames: $120}

Orthotics (podiatric orthoses)

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$240 per person every 3 calendar years}

Examples of maximum benefits

{Orthotics supply & fit: $240}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $22}

{Subsequent visit: $17}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

Examples of maximum benefits

{Initial visit: $36}

{Subsequent visit: $32}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

{Initial visit: $26}

{Subsequent visit: $20}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for acupuncture, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $28}

{Subsequent visit: $28}

Saver Extras also includes cover for: Myotherapy (waiting period 2 months, $28 initial or subsequent visit up to combined limit with Remedial Massage and Acupuncture). **Note: Health Management/Healthy Lifestyle – initial visit for Strength for Life is $27 up to combined limit listed.

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes
Audiology
Blood glucose monitors
Chinese medicine
Dietetics/dietary advice
Exercise physiology
Eye therapy (orthoptics)
Hearing aids
Home nursing
Occupational therapy
Orthodontic
Psychology
Speech therapy
Vaccinations

Ambulance cover

Ambulance cover is provided by the State government for Queensland residents (https://www.ambulance.qld.gov.au). This includes cover whilst interstate.

For further information about this policy see: http://www.hbf.com.au/health-insurance/ambulance-cover.html

Insurer Details

HBF Health Limited

Saver Extras

$98.90 / month

(Before Rebate, Discount & Loading)

Available in QLD

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/HBF/I4/QBUJZ2Y

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