In WA this policy provides:
Emergency: Unlimited with a waiting period of 1 day.
Non-emergency: Transport with a waiting period of 2 months, limited to $5,000 per person per year.
Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.
Other features of this ambulance cover: Cover for unlimited air, land and sea emergency ambulance trips and treatment by paramedics in Australia for services provided by recognised Ambulance Service Providers. Includes $5,000 for medically necessary Non-Emergency Ambulance Transport per person per calendar year where your doctor requests ambulance transport because your condition requires monitoring and support in transit. Benefits are not payable when covered by another third party or other funding arrangement, such as a State government scheme. See fund rules for more information.
For further information about this policy see: https://www.hcf.com.au/faqs/faqs-cover#what-is-ambulance-cover