HCF
$309.55 / month
Before Rebate, Discount & Loading
Available in QLD
You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers: Two adults & dependants, including non-student dependants (3 or more people, only 2 of whom are adults).
Children (0 - 17), non-classified* dependant (18 - 21), students (22 - 30) and non-students (22 to 30), as well as persons with a disability who qualify as a child, non-classified* dependant, student and non-student in these age ranges. *Non-classified dependant: Dependent aged 18-21 inclusive
Our nationwide network of No-Gap participating providers gives you access to comprehensive extras cover at an affordable price. Find out more See https://www.hcf.com.au/locations/find-a-participating-provider.
Note, for treatments marked with * : Includes 100% back on 2 dental check-ups, prescription glasses and free digital retinal imaging with an eye test, and 100% back on a range of services at HCF No Gap network, subject to annual limits. A higher psychology benefit ($80) may apply after Medicare Mental Health Treatment Plan is used up for the remainder of the calendar year. Hearing aid limits increase from $800 to $1,800 based on tenure. Travel and accommodation limit $400 ($200 accommodation sub-limit). $800 annual limit for school accident benefit.
$600 per person
combined limit for acupuncture, chinese medicine, remedial massage & other services
sub-limits apply
$350 per person
combined limit for chiropractic, exercise physiology & osteopathy
$2,300 per person
combined limit for endodontic & major dental
combined limit for eye therapy (orthoptics) & physiotherapy
$550 per person
$200 per person up to $400 per policy
$800 per person
$700 per person
combined limit for non pbs pharmaceuticals & vaccinations
$250 per person
$440 per person
$2,640 lifetime limit
$200 per person
$400 per person
$500 per person
Preventative and diagnostic dental is not included in general dental annual limit. Service limits apply. Crowns & Bridges, up to $1,200 annual limit. Dentures, $800 limit every 3 yrs. Orthodontic lifetime limit for other dentists, $1,000. Other major dental combined annual limit of $500. Includes mental health services (psychology, HCF-approved counselling, accredited mental health social worker and HCF-approved OCBT courses).
Ambulance cover is provided by the State government for Queensland residents (https://www.ambulance.qld.gov.au). This includes cover whilst interstate.
Other features of this ambulance cover: If you are a resident of QLD you're covered under your state ambulance service scheme Australia-wide and benefits for ambulance services are not payable under your HCF policy.
For further information about this policy see: https://www.hcf.com.au/faqs/faqs-cover#what-is-ambulance-cover
http://www.hcf.com.au
service@hcf.com.au
13 13 34
Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at privatehealth.gov.au/dynamic/Premium/PHIS/HCF/I11/QBVL2Y