HCF
$221.74 / month
Before Rebate, Discount & Loading
Available in NT
You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers: Two adults (and no-one else).
This policy must be purchased with a hospital policy.
Our nationwide network of No-Gap participating providers gives you access to comprehensive extras cover at an affordable price. Find out more See https://www.hcf.com.au/locations/find-a-participating-provider.
Note, for treatments marked with * : 100% back on 2 dental check-ups, prescription glasses and free digital retinal imaging with an eye test, an initial physio, chiro, osteo, podiatry consult as well as 100% back or reduced cost on high quality hearing aids through our partnership with Connect Hearing. Available at participating providers and subject to annual limits.
$300 per person
combined limit for acupuncture, chinese medicine & remedial massage
$1,000 per person up to $2,000 per policy
combined limit for blood glucose monitors, hearing aids & other services
$350 per person
combined limit for chiropractic, exercise physiology & osteopathy
$750 per person
combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, physiotherapy & speech therapy
$550 per person
$450 per person
$150 per person up to $300 per policy
$700 per person
combined limit for non pbs pharmaceuticals & vaccinations
$210 per person
$400 per person
$2,200 lifetime limit
$120 per person
$250 per person
Preventative & Diagnostic dental have service limits which are not included in the anual limit. Orthodontic accrues annually up to a lifetime limit of $2,200 for Orthodontist ($1,800 for General Dentist). Dentures - $700 limit renews every 3 years from the date of service. Crowns & bridges receive an increased annual limit of $1,000 after 5 years membership. Endodontic limit ($550) includes In chair teeth whitening treatment provided by a dentist, surgical extractions and periodontic services. A service limit of an in-chair treatment -max 8 teeth/session; applies every 36 months. Mental health services (psychology, HCF-approved counselling, accredited mental health social worker and HCF-approved OCBT courses) included. A higher psychology benefit ($75) may apply after Medicare Mental Health Treatment Plan is used up for the remainder of the calendar year. Hearing aid limit renews every 3 years from the date of service. $185 annual limit for orthopeadic shoes with a $150 sub-limit on foot orthotics (foot orthotics limited to 1 pair per person per year).
Other features of this general treatment cover: Healthcover Extras is a medium level of extras. Includes Health Management Programs to a limit of $150 per person/$300 per policy. Members holding Top Hospital Gold, Healthy First Silver Plus or Healthstart Hospital Silver Plus are entitiled to Health Dollars. Health Dollars can be used to reduce hospital excess or top up current extras benefits. A higher psychology benefit ($75) may apply after Medicare Mental Health Treatment Plan is used up for the remainder of the calendar year.
In NT this policy provides:
Emergency: Unlimited with a waiting period of 1 day.
Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.
Other features of this ambulance cover: If you are a resident of NT and you don't have an ambulance subscription with your state ambulance service and aren't offered cover under another arrangement, you have unlimited emergency ambulance services provided by state Ambulance Service Providers.
For further information about this policy see: https://www.hcf.com.au/faqs/faqs-cover#what-is-ambulance-cover
http://www.hcf.com.au
service@hcf.com.au
13 13 34
Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at privatehealth.gov.au/dynamic/Premium/PHIS/HCF/I14/DANB20