HCF
$262.27 / month
Before Rebate, Discount & Loading
Available in NSW & ACT
You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers: Two adults & dependants (3 or more people, only 2 of whom are adults).
Children (0 - 17), non-classified* dependant (18 - 21) and students (22 - 30), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: Dependent aged 18-21 inclusive
This policy must be purchased with a hospital policy.
Our nationwide network of No-Gap participating providers gives you access to comprehensive extras cover at an affordable price. Find out more See https://www.hcf.com.au/locations/find-a-participating-provider.
Note, for treatments marked with * : 100% back on a range of no-gap services through HCF More for You programs, at participating providers and subject to annual limits. A higher psychology benefit ($80) may apply after Medicare Mental Health Treatment Plan is used up for the remainder of the calendar year.
$350 per person
combined limit for acupuncture, chinese medicine, remedial massage & other services
$1,500 per person up to $3,000 per policy
combined limit for blood glucose monitors, hearing aids & other services
combined limit for chiropractic, exercise physiology & osteopathy
$800 per person
combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, physiotherapy & speech therapy
$600 per person
$500 per person
$200 per person up to $400 per policy
$1,000 per person
$700 per person
combined limit for non pbs pharmaceuticals, vaccinations & other services
$250 per person
$2,800 lifetime limit
$150 per person
$300 per person
Dental check-ups with service limits not in annual limits. A combined limit of $600 includes Endodontic, periodontic, oral surgery & In chair teeth whitening treatment provided by a dentist, a service limit of an in-chair treatment -max 8 teeth/session; applies every 36 months. Crowns & Bridges, $1000. Dentures limit of $900 renews every 3 yrs. Orthodontic lifetime limit of $2,200 for other dentist. $240 annual limit for orthopaedic shoes with $150 sub-limit on foot orthotics (foot orthotics limited to 1 pair/person/year). Benefits for HCF-approved artificial aids & hearing aids are included when taken with Top Hospital Gold. Hearing aids limit renews every 3 yrs. Includes mental health services (psychology, HCF-approved counselling, accredited mental health social worker and HCF-approved online cognitive behavioural therapy courses).
Other features of this general treatment cover: Health Dollars Loyalty Rewards accrue for 4 years up to a max $200/person/$400/policy/year. These can be used to reduce hospital excess or top up current extras benefits. A higher psychology benefit ($80) may apply after Medicare Mental Health Treatment Plan is used up for the remainder of the calendar year.
In NSW & ACT this policy provides:
Emergency: Unlimited with a waiting period of 1 day.
Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.
Other features of this ambulance cover: Residents not covered elsewhere have unlimited emergency ambulance cover in NSW or ACT. For services outside those jurisdictions, you have a service limit of 1 per person and 2 per policy per year with state Ambulance Service Providers.
For further information about this policy see: https://www.hcf.com.au/faqs/faqs-cover#what-is-ambulance-cover
http://www.hcf.com.au
service@hcf.com.au
13 13 34
Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at privatehealth.gov.au/dynamic/Premium/PHIS/HCF/I15/N0000F