HCF
$199.47 / month
Before Rebate, Discount & Loading
Available in TAS
You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers: Two adults & dependants (3 or more people, only 2 of whom are adults).
Children (0 - 17), non-classified* dependant (18 - 21) and students (22 - 30), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: Dependent aged 18-21 inclusive
Corporate policy: This is a corporate policy which is only available to employees/members of organisations with arrangements with this health insurer.
Our nationwide network of No-Gap participating providers gives you access to comprehensive extras cover at an affordable price. Find out more See https://www.hcf.com.au/locations/find-a-participating-provider.
Note, for treatments marked with * : 100% back on a range of no-gap services through HCF More for You programs. Available at HCF No Gap network providers and subject to annual limits. Also includes 'Limit Boost', providing higher limits for popular services. A higher psychology benefit ($126) may apply after Medicare Mental Health Treatment Plan is used up for the remainder of the calendar year.
$500 per person
combined limit for acupuncture, chinese medicine, remedial massage & other services
sub-limits apply
$600 per person
combined limit for audiology, dietetics/dietary advice, orthotics (podiatric orthoses), podiatry & speech therapy
$59 per person up to $250 per policy
$450 per person
combined limit for chiropractic & osteopathy
$1,300 per person
combined limit for endodontic, major dental & other services
$900 per person
combined limit for exercise physiology & physiotherapy
No annual limit
$175 per person up to $350 per policy
$800 per person
$280 per person
combined limit for non pbs pharmaceuticals & vaccinations
combined limit for occupational therapy & psychology
$300 per person
$2,400 lifetime limit
General dental service limits apply. In chair teeth whitening treatment provided by a dentist included in the dental annual limit, a service limit of an in-chair treatment -max 8 teeth/session; applies every 36 months. $400 annual limit for orthodontic by general dentists with lifetime limit of $1,200. Includes mental health services (psychology, HCF-approved counselling, accredited mental health social worker and HCF-approved OCBT courses). Group Physio & group Exercise Physiology classes covered under health management programs. Sub-limit of $300 applies per therapy service to remedial massage & myotherapy, acupuncture & Chinese herbal medicine. 12 month waiting period for foot orthotics covered under podiatry (1 pair/person/year applies). Hearing aid benefits accrue over time and renew every 3 years. Travel and accommodation benefit $250 per policy/year & school accident benefit with a $225 annual limit/eligible child.
Ambulance cover is provided by the State government for residents of Tasmania. This may include cover whilst interstate, except for South Australia and Queensland where no cover applies. In other states please check with Ambulance Tasmania - https://www.health.tas.gov.au/ambulance/fees_and_accounts.
Other features of this ambulance cover: TAS residents are covered under state ambulance service scheme. Cover may be in other states (except QLD and SA) for emergency road ambulance only. Residents not covered under any arrangement, annual limit is 1 per person / 2 per policy for emergency ambulance service provided by state ambulance service provider.
For further information about this policy see: https://www.hcf.com.au/faqs/faqs-cover#what-is-ambulance-cover
http://www.hcf.com.au
service@hcf.com.au
13 13 34
Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at privatehealth.gov.au/dynamic/Premium/PHIS/HCF/I29/TIZQ2D