healthslips.com.au Policy Information

Health Insurance Fund of Australia Limited

Saver Options

$82.4 / month

(Before Rebate, Discount & Loading)

Available in QLD

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 30), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: HIF describes any child dependant up to the age of 20

Policy ID: HIF/A2/QASV2D

Source: Private Health Information Statement (PHIS)

Extras Cover

HIF has partnered with a network of providers to make a selected range of services more affordable. By choosing an HIF Choice Network provider you’ll receive low or no out-of-pocket costs. See www.hif.com.au/choice-network

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture* 2

$350 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry, remedial massage & other services

sub-limits apply

  • Initial visit: $20
  • Subsequent visit: $20
Chinese medicine* 2

$350 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry, remedial massage & other services

sub-limits apply

  • Initial visit: $20
  • Subsequent visit: $20
Chiropractic* 2

$350 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry, remedial massage & other services

sub-limits apply

  • Initial visit: $26
  • Subsequent visit: $26
Dietetics/dietary advice* 2

$350 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry, remedial massage & other services

sub-limits apply

  • Initial visit: $36
  • Subsequent visit: $18
General dental 2

$750 per person

  • Fluoride treatment: $33.2
  • Scale & clean: $110.35
  • Periodic oral examination: $54.35
Health management / Healthy lifestyle* 2

$350 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry, remedial massage & other services

sub-limits apply

  • Health management: $50
Non PBS pharmaceuticals 2

$350 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry, remedial massage & other services

sub-limits apply

  • Per eligible prescription: $80
Optical* 2

$150 per person

  • Multi-focal lenses & frames: 100% of charge
  • Single vision lenses & frames: 100% of charge
Osteopathy* 2

$350 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry, remedial massage & other services

sub-limits apply

  • Initial visit: $26
  • Subsequent visit: $26
Physiotherapy* 2

$350 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry, remedial massage & other services

sub-limits apply

  • Initial visit: $32
  • Subsequent visit: $32
Podiatry* 2

$350 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry, remedial massage & other services

sub-limits apply

  • Initial visit: $32
  • Subsequent visit: $23
Remedial massage* 2

$350 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry, remedial massage & other services

sub-limits apply

  • Initial visit: $20
  • Subsequent visit: $20

Acupuncture*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry, remedial massage & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $20}

{Subsequent visit: $20}

Chinese medicine*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry, remedial massage & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $20}

{Subsequent visit: $20}

Chiropractic*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry, remedial massage & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $26}

{Subsequent visit: $26}

Dietetics/dietary advice*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry, remedial massage & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $36}

{Subsequent visit: $18}

General dental

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$750 per person}

Examples of maximum benefits

{Fluoride treatment: $33.2}

{Scale & clean: $110.35}

{Periodic oral examination: $54.35}

Health management / Healthy lifestyle*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry, remedial massage & other services}

{sub-limits apply}

Examples of maximum benefits

{Health management: $50}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry, remedial massage & other services}

{sub-limits apply}

Examples of maximum benefits

{Per eligible prescription: $80}

Optical*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$150 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Osteopathy*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry, remedial massage & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $26}

{Subsequent visit: $26}

Physiotherapy*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry, remedial massage & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $32}

{Subsequent visit: $32}

Podiatry*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry, remedial massage & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $32}

{Subsequent visit: $23}

Remedial massage*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry, remedial massage & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $20}

{Subsequent visit: $20}

A 12 month waiting period applies to dental items: 322-324, 331, 595, and 596. Pharmacy benefit paid after deduction of the PBS co-payment at 100% up to $80 per script. A $20 benefit (1 per person, per calendar year) will be paid on eligible claims for flu vaccinations from a registered pharmacy only. Like most Extras health covers, there are annual limits (a limit on how much we will pay toward your claims) for most services under Saver Options. However, your benefit limits will be refreshed every year on January 1.

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes
Audiology
Blood glucose monitors
Endodontic
Exercise physiology
Eye therapy (orthoptics)
Hearing aids
Home nursing
Major dental
Occupational therapy
Orthodontic
Orthotics (podiatric orthoses)
Psychology
Speech therapy
Vaccinations

Other features of this general treatment cover: Saver Options is our value-packed Extras cover for young singles, couples and families. It’s ideal for young people who want affordable cover for common services, including general dental, optical, chiro, physio, osteo, remedial massage, acupuncture, healthy lifestyle, pharmacy and ambulance services

For further information about this policy see: https://www.hif.com.au/saveroptions-factsheet

Ambulance cover

Ambulance cover is provided by the State government for Queensland residents (https://www.ambulance.qld.gov.au). This includes cover whilst interstate.

Other features of this ambulance cover: There is no limit to the number of emergency ambulance services you use. If you’re taken to a hospital’s emergency department for urgent treatment, we’ll cover 100% of the charge. If it’s a non-emergency ambulance service, you only make a $50 co-payment per trip. Not covered: Inter-hospital transportation except for inter-hospital transfers relating to an emergency or new illness where approved on a case by case basis by HIF. Transportation from a hospital to your home, nursing home or other hospital. Transportation for ongoing medical treatment. Off road, sea or air ambulance (plane, helicopter or boat).

For further information about this policy see: https://www.hif.com.au/ambulance

Insurer Details

Health Insurance Fund of Australia Limited

Saver Options

$82.4 / month

(Before Rebate, Discount & Loading)

Available in QLD

Health Insurance Fund of Australia Limited

http://www.hif.com.au

hello@hif.com.au

1300 134 060

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/HIF/A2/QASV2D

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