Health Insurance Fund of Australia Limited
Vital Options
$68.4 / month
(Before Rebate, Discount & Loading)
Available in WA
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healthslips.com.au Policy Information
You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers: Two adults (and no-one else).
Policy ID: HIF/A4/WAOF20
Extras Cover
HIF has partnered with a network of providers to make a selected range of services more affordable. By choosing an HIF Choice Network provider you’ll receive low or no out-of-pocket costs. See www.hif.com.au/choice-network
This policy includes General treatment (Extras) cover forTreatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Chiropractic*
2
$800 per person
combined limit for chiropractic, endodontic, general dental, osteopathy, physiotherapy & other services
- Initial visit: 50% of charge
- Subsequent visit: 50% of charge
Endodontic*
2
$800 per person
combined limit for chiropractic, endodontic, general dental, osteopathy, physiotherapy & other services
- Filling of one root canal: 50% of charge
General dental*
2
$800 per person
combined limit for chiropractic, endodontic, general dental, osteopathy, physiotherapy & other services
- Fluoride treatment: 50% of charge
- Scale & clean: 50% of charge
- Surgical tooth extraction: 50% of charge
- Periodic oral examination: 50% of charge
Osteopathy*
2
$800 per person
combined limit for chiropractic, endodontic, general dental, osteopathy, physiotherapy & other services
- Initial visit: 50% of charge
- Subsequent visit: 50% of charge
Physiotherapy*
2
$800 per person
combined limit for chiropractic, endodontic, general dental, osteopathy, physiotherapy & other services
- Initial visit: 50% of charge
- Subsequent visit: 50% of charge
Chiropractic*
Waiting period: 2 months
Benefit limits per 12 months unless otherwise stated
{$800 per person}
{combined limit for chiropractic, endodontic, general dental, osteopathy, physiotherapy & other services}
Examples of maximum benefits
{Initial visit: 50% of charge}
{Subsequent visit: 50% of charge}
Endodontic*
Waiting period: 2 months
Benefit limits per 12 months unless otherwise stated
{$800 per person}
{combined limit for chiropractic, endodontic, general dental, osteopathy, physiotherapy & other services}
Examples of maximum benefits
{Filling of one root canal: 50% of charge}
General dental*
Waiting period: 2 months
Benefit limits per 12 months unless otherwise stated
{$800 per person}
{combined limit for chiropractic, endodontic, general dental, osteopathy, physiotherapy & other services}
Examples of maximum benefits
{Fluoride treatment: 50% of charge}
{Scale & clean: 50% of charge}
{Surgical tooth extraction: 50% of charge}
{Periodic oral examination: 50% of charge}
Osteopathy*
Waiting period: 2 months
Benefit limits per 12 months unless otherwise stated
{$800 per person}
{combined limit for chiropractic, endodontic, general dental, osteopathy, physiotherapy & other services}
Examples of maximum benefits
{Initial visit: 50% of charge}
{Subsequent visit: 50% of charge}
Physiotherapy*
Waiting period: 2 months
Benefit limits per 12 months unless otherwise stated
{$800 per person}
{combined limit for chiropractic, endodontic, general dental, osteopathy, physiotherapy & other services}
Examples of maximum benefits
{Initial visit: 50% of charge}
{Subsequent visit: 50% of charge}
A 12 month waiting period applies to dental items: 322-331, 595, and 596.
This policy does not include General treatment (Extras) cover for
Acupuncture
Ante-natal/Post-natal classes
Audiology
Blood glucose monitors
Chinese medicine
Dietetics/dietary advice
Exercise physiology
Eye therapy (orthoptics)
Health management / Healthy lifestyle
Hearing aids
Home nursing
Major dental
Non PBS pharmaceuticals
Occupational therapy
Optical
Orthodontic
Orthotics (podiatric orthoses)
Podiatry
Psychology
Remedial massage
Speech therapy
Vaccinations
Other features of this general treatment cover: Just need cover for the essentials? No worries. Vital Options offers great-value, entry-level cover for singles and couples. It covers all those vital ‘general treatment’ services you might need, such as Chiro, Physio, Osteo and General dental, Ambulance plus some Endodontic and Periodontal items. With Vital Options, we’ll pay 50% for each treatment or service until you reach the $800 per person annual limit plus 100% for one emergency ambulance service per person per year.
For further information about this policy see: https://www.hif.com.au/vitaloptions-factsheet
Ambulance cover
In WA this policy provides:
Emergency: With a waiting period of 1 day, limited to 1 service per year.
Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.
Other features of this ambulance cover: There is a limit of one emergency ambulance service or call-out fees per person per year.
For further information about this policy see: https://www.hif.com.au/ambulance
Insurer Details
Health Insurance Fund of Australia Limited
Vital Options
$68.4 / month
(Before Rebate, Discount & Loading)
Available in WA
Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/HIF/A4/WAOF20
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