healthslips.com.au Policy Information

Health Insurance Fund of Australia Limited

Value Extras

$91.2 / month

(Before Rebate, Discount & Loading)

Available in QLD

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: One adult & dependants (2 or more people, only one of whom is an adult).

Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 30), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: HIF describes any child dependant up to the age of 20

Policy ID: HIF/A8/QBUB1D

Source: Private Health Information Statement (PHIS)

Extras Cover

HIF has partnered with a network of providers to make a selected range of services more affordable. By choosing an HIF Choice Network provider you’ll receive low or no out-of-pocket costs. See www.hif.com.au/choice-network

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$100 per person

combined limit for acupuncture, chinese medicine & remedial massage

  • Initial visit: $25
  • Subsequent visit: $25
Chinese medicine 2

$100 per person

combined limit for acupuncture, chinese medicine & remedial massage

  • Initial visit: $25
  • Subsequent visit: $25
Chiropractic 2

$350 per person

combined limit for chiropractic, exercise physiology, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry & other services

  • Initial visit: $25
  • Subsequent visit: $25
Exercise physiology 2

$350 per person

combined limit for chiropractic, exercise physiology, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry & other services

  • Initial visit: $20
  • Subsequent visit: $20
General dental 2

$750 per person

  • Fluoride treatment: $33.2
  • Scale & clean: $110.35
  • Surgical tooth extraction: $127.05
  • Periodic oral examination: $54.35
Health management / Healthy lifestyle 2

$50 per person

  • Health management: 100% of charge
Non PBS pharmaceuticals* 2

$350 per person

combined limit for chiropractic, exercise physiology, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry & other services

  • Per eligible prescription: $80
Optical* 2

$150 per person

  • Multi-focal lenses & frames: 100% of charge
  • Single vision lenses & frames: 100% of charge
Osteopathy 2

$350 per person

combined limit for chiropractic, exercise physiology, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry & other services

  • Initial visit: $25
  • Subsequent visit: $25
Physiotherapy 2

$350 per person

combined limit for chiropractic, exercise physiology, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry & other services

  • Initial visit: $30
  • Subsequent visit: $30
Podiatry 2

$350 per person

combined limit for chiropractic, exercise physiology, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry & other services

  • Initial visit: $25
  • Subsequent visit: $25
Remedial massage 2

$100 per person

combined limit for acupuncture, chinese medicine & remedial massage

  • Initial visit: $25
  • Subsequent visit: $25

Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$100 per person}

{combined limit for acupuncture, chinese medicine & remedial massage}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $25}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$100 per person}

{combined limit for acupuncture, chinese medicine & remedial massage}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $25}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for chiropractic, exercise physiology, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry & other services}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $25}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for chiropractic, exercise physiology, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry & other services}

Examples of maximum benefits

{Initial visit: $20}

{Subsequent visit: $20}

General dental

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$750 per person}

Examples of maximum benefits

{Fluoride treatment: $33.2}

{Scale & clean: $110.35}

{Surgical tooth extraction: $127.05}

{Periodic oral examination: $54.35}

Health management / Healthy lifestyle

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$50 per person}

Examples of maximum benefits

{Health management: 100% of charge}

Non PBS pharmaceuticals*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for chiropractic, exercise physiology, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry & other services}

Examples of maximum benefits

{Per eligible prescription: $80}

Optical*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$150 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for chiropractic, exercise physiology, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry & other services}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $25}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for chiropractic, exercise physiology, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry & other services}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for chiropractic, exercise physiology, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry & other services}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $25}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$100 per person}

{combined limit for acupuncture, chinese medicine & remedial massage}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $25}

Our Complementary Therapies includes: acupuncture, myotherapy, remedial massage and traditional Chinese medicine. Treatment must be provided by a practitioner who is registered with HIF in the speciality for which the charge is raised, benefits are not payable on medicines. The limits detailed above are subject to a combined overall person limit of $350 for physio, exercise physiology, chiro, osteo, podiatry and pharmacy.

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes
Audiology
Blood glucose monitors
Dietetics/dietary advice
Endodontic
Eye therapy (orthoptics)
Hearing aids
Home nursing
Major dental
Occupational therapy
Orthodontic
Orthotics (podiatric orthoses)
Psychology
Speech therapy
Vaccinations

Other features of this general treatment cover: Value Extras is our value-packed Extras cover for common health needs such as General Dental, Optical, Physio, Chiro, Complimentary Therapies and more.

For further information about this policy see: https://www.hif.com.au/valueextras

Ambulance cover

Ambulance cover is provided by the State government for Queensland residents (https://www.ambulance.qld.gov.au). This includes cover whilst interstate.

Other features of this ambulance cover: There is no limit to the number of emergency ambulance services you use. If you’re taken to a hospital’s emergency department for urgent treatment, we’ll cover 100% of the charge. If it’s a non-emergency ambulance service, you only make a $50 co-payment per trip. Not covered: Inter-hospital transportation except for inter-hospital transfers relating to an emergency or new illness where approved on a case by case basis by HIF. Transportation from a hospital to your home, nursing home or other hospital. Transportation for ongoing medical treatment. Off road, sea or air ambulance (plane, helicopter or boat).

For further information about this policy see: https://www.hif.com.au/ambulance

Insurer Details

Health Insurance Fund of Australia Limited

Value Extras

$91.2 / month

(Before Rebate, Discount & Loading)

Available in QLD

Health Insurance Fund of Australia Limited

http://www.hif.com.au

hello@hif.com.au

1300 134 060

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/HIF/A8/QBUB1D

Read our Terms of Use and Privacy Policy