Peoplecare Health Insurance
$691.52 / month
Before Rebate, Discount & Loading
Available in VIC
You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include a Lifetime Health Cover Loading or an insurer discount. Check with your insurer for details.
This policy covers: Two adults & dependants (3 or more people, only 2 of whom are adults).
Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 30), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: Non-Classified Dependant Person shall mean a person who is:(i) Aged between 18 and 20 (inclusive); and(ii) Who does not have a Partner
The benefits paid for hospital treatment will depend on the type of cover you purchase and whether your fund has an agreement in place with the hospital in which you are treated. See ‘Agreement Hospitals’ on privatehealth.gov.au for which hospitals have arrangements with your insurer – https://privatehealth.gov.au/dynamic/agreementhospitals.
Under this policy, you may have to pay out-of-pocket costs above what you get from Medicare or your private health insurer. Before you go to hospital, you should ask your doctors, hospital and health insurer about any out-of-pocket costs that may apply to you.
Excess: You will have to pay an excess on admission. This is limited to a maximum of $750 per person and $1500 per policy per year.
Co-payments: No co-payments
This provider offers 'known gap' or 'no gap' cover for medical bills for this product. The Medical Costs Finder (https://www.health.gov.au/resources/apps-and-tools/medical-costs-finder) lets you find out more about the cost of specialist medical services.
For further information about this policy see: https://www.peoplecare.com.au/siteassets/documents/cd/oms/silver-hospital---500-750-excess--premium-extras.pdf
By using Peoplecare's 'preferred providers' you may have lower out of pocket costs on Dental and Optical treatments and have access to more 'no gap' treatments. A list of 'preferred providers' is available from Peoplecare. See https://peoplecare.com.au/Members/Providers/Other-health-providers.
$400 per person up to $800 per policy
combined limit for acupuncture, chinese medicine, dietetics/dietary advice & remedial massage
$700 per person up to $1,400 per policy
combined limit for ante-natal/post-natal classes, blood glucose monitors, home nursing, orthotics (podiatric orthoses) & other services
$600 per person up to $1,200 per policy
combined limit for chiropractic & osteopathy
$1,500 per person
combined limit for endodontic & major dental
combined limit for exercise physiology, eye therapy (orthoptics), occupational therapy, physiotherapy & other services
$250 per person up to $500 per policy
$500 per person up to $1,000 per policy
combined limit for non pbs pharmaceuticals & vaccinations
sub-limits apply
$300 per person
$1,000 per person
$3,000 lifetime limit
Other features of this general treatment cover: Orthotics limited to 1 appliance every 2 financial years.
In VIC this policy provides:
Emergency: Unlimited with a waiting period of 1 day.
Non-emergency: Unlimited transport with a waiting period of 1 day.
Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.
Other features of this ambulance cover: Unlimited Ambulance covers you Australia wide for land, sea and air transport.
For further information about this policy see: https://www.peoplecare.com.au/health-insurance/hospital-cover/ambulance
http://www.peoplecare.com.au
info@peoplecare.com.au
1800 808 690
Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at privatehealth.gov.au/dynamic/Premium/PHIS/LHM/J31/VDWT2D