healthslips.com.au Policy Information

Latrobe Health Services

Premier Family Care Extras

$235.98 / month

(Before Rebate, Discount & Loading)

Available in VIC

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants, including non-student dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 20), students (21 - 31) and non-students (21 to 31), as well as persons with a disability who qualify as a child, non-classified* dependant, student and non-student in these age ranges. *Non-classified dependant: A person who is between the ages of 18 & 20 who does not have a spouse or partner.

Policy ID: LHS/I11/VCEW2Y

Source: Private Health Information Statement (PHIS)

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for
Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$1,000 per person

  • Initial visit: $40
  • Subsequent visit: $32
Audiology 2

$1,000 per person

  • Initial visit: $65
  • Subsequent visit: $65
Blood glucose monitors 12

$250 per person every 3 years. $500 total all appliances per membership every 3 years

  • Per monitor: 90% of charge
Chiropractic 2

$350 per person

  • Initial visit: $46
  • Subsequent visit: $29
Dietetics/dietary advice 2

$1,000 per person

  • Initial visit: $45
  • Subsequent visit: $40
Endodontic 3

No annual limit

combined limit for endodontic & general dental

sub-limits apply

  • Filling of one root canal: $110.7
Eye therapy (orthoptics) 2

$1,000 per person

  • Initial visit: $50
  • Subsequent visit: $40
General dental 3

No annual limit

combined limit for endodontic & general dental

  • Fluoride treatment: $25
  • Scale & clean: $56
  • Surgical tooth extraction: $102.1
  • Periodic oral examination: $29.12
Health management / Healthy lifestyle 2

$75 per person

  • Health management: $75
Hearing aids 12

$1,000 per person

  • Hearing aid: $1000
Home nursing 2

$1,000 per person

  • Initial visit: $45
  • Subsequent visit: $18
Major dental 12

$300 per person

  • Full crown veneered: $585.6
Non PBS pharmaceuticals 2

$400 per person

  • Per eligible prescription: $100
Occupational therapy 2

$1,000 per person

  • Initial visit: $50
  • Subsequent visit: $50
Optical 12

$250 per person

  • Multi-focal lenses & frames: $250
  • Single vision lenses & frames: $250
Orthodontic 12

$300 per person

$3,000 lifetime limit

  • Braces for upper & lower teeth, including removal plus fitting of retainer: $900
Orthotics (podiatric orthoses) 2

$600 per person

combined limit for orthotics (podiatric orthoses) & podiatry

  • Orthotics supply & fit: $100
Osteopathy 2

$1,000 per person

  • Initial visit: $45
  • Subsequent visit: $30
Physiotherapy 2

$1,000 per person

  • Initial visit: $42
  • Subsequent visit: $37
Podiatry 2

$600 per person

combined limit for orthotics (podiatric orthoses) & podiatry

  • Initial visit: $30
  • Subsequent visit: $30
Psychology 2

$450 per person

  • Initial visit: $80
  • Subsequent visit: $80
Remedial massage 2

$350 per person

  • Initial visit: $36
  • Subsequent visit: $32
Speech therapy 2

$1,000 per person

  • Initial visit: $60
  • Subsequent visit: $60

Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $32}

Audiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

Examples of maximum benefits

{Initial visit: $65}

{Subsequent visit: $65}

Blood glucose monitors

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$250 per person every 3 years. $500 total all appliances per membership every 3 years }

Examples of maximum benefits

{Per monitor: 90% of charge}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

Examples of maximum benefits

{Initial visit: $46}

{Subsequent visit: $29}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

Examples of maximum benefits

{Initial visit: $45}

{Subsequent visit: $40}

Endodontic

Waiting period:  3 months

Benefit limits per 12 months unless otherwise stated

{No annual limit}

{combined limit for endodontic & general dental}

{sub-limits apply}

Examples of maximum benefits

{Filling of one root canal: $110.7}

Eye therapy (orthoptics)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $40}

General dental

Waiting period:  3 months

Benefit limits per 12 months unless otherwise stated

{No annual limit}

{combined limit for endodontic & general dental}

Examples of maximum benefits

{Fluoride treatment: $25}

{Scale & clean: $56}

{Surgical tooth extraction: $102.1}

{Periodic oral examination: $29.12}

Health management / Healthy lifestyle

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$75 per person}

Examples of maximum benefits

{Health management: $75}

Hearing aids

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

Examples of maximum benefits

{Hearing aid: $1000}

Home nursing

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

Examples of maximum benefits

{Initial visit: $45}

{Subsequent visit: $18}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

Examples of maximum benefits

{Full crown veneered: $585.6}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

Examples of maximum benefits

{Per eligible prescription: $100}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $50}

Optical

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$250 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: $250}

{Single vision lenses & frames: $250}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{$3,000 lifetime limit}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: $900}

Orthotics (podiatric orthoses)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Orthotics supply & fit: $100}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

Examples of maximum benefits

{Initial visit: $45}

{Subsequent visit: $30}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

Examples of maximum benefits

{Initial visit: $42}

{Subsequent visit: $37}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Psychology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person}

Examples of maximum benefits

{Initial visit: $80}

{Subsequent visit: $80}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

Examples of maximum benefits

{Initial visit: $36}

{Subsequent visit: $32}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

Examples of maximum benefits

{Initial visit: $60}

{Subsequent visit: $60}

A benefit is paid for state ambulance subscriptions when paid voluntarily but not as a state tax or levy. The benefit is 100% of the cost. Benefits are also payable for CPAP machines, air compressors, nebulisers, TENS machines, lymphoedema garments, and non-surgically implanted prostheses. Major dental and orthodontic benefits increase with years of membership. The orthotic benefit shown is a guide only and benefits will differ according to the orthotic prescribed.

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes
Chinese medicine
Exercise physiology
Vaccinations

Ambulance cover

Pensioner Concession Card and Healthcare Card holders are entitled to free clinically necessary ambulance transport. If you are not eligible for a concession and want to be covered, you can purchase insurance from a private health insurer or take out a subscription with the state ambulance service (https://www.ambulance.vic.gov.au/membership).

For further information about this policy see: https://www.latrobehealth.com.au/health-cover/emergency-ambulance-cover/

Insurer Details

Latrobe Health Services

Premier Family Care Extras

$235.98 / month

(Before Rebate, Discount & Loading)

Available in VIC

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/LHS/I11/VCEW2Y

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