healthslips.com.au Policy Information

Latrobe Health Services

Primary Extras

$71.06 / month

(Before Rebate, Discount & Loading)

Available in NT

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 31), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: A person who is between the ages of 18 & 20 who does not have a spouse or partner.

Policy ID: LHS/I14/DCGD2D

Source: Private Health Information Statement (PHIS)

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for
Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Endodontic 3

$1,000 per person up to $2,000 per policy

combined limit for endodontic, general dental & major dental

  • Filling of one root canal: $88.2
Eye therapy (orthoptics) 2

$200 per person

combined limit for eye therapy (orthoptics), occupational therapy & speech therapy

  • Initial visit: $24
  • Subsequent visit: $18
General dental 3

$1,000 per person up to $2,000 per policy

combined limit for endodontic, general dental & major dental

sub-limits apply

  • Fluoride treatment: $18.5
  • Scale & clean: $46.4
  • Surgical tooth extraction: $81
  • Periodic oral examination: $24.2
Major dental 12

$1,000 per person up to $2,000 per policy

combined limit for endodontic, general dental & major dental

  • Full crown veneered: $432
Non PBS pharmaceuticals 2

$250 per person

  • Per eligible prescription: $25
Occupational therapy 2

$200 per person

combined limit for eye therapy (orthoptics), occupational therapy & speech therapy

  • Initial visit: $24
  • Subsequent visit: $18
Optical 12

$135 per person

  • Multi-focal lenses & frames: $135
  • Single vision lenses & frames: $135
Physiotherapy 2

$200 per person

  • Initial visit: $27
  • Subsequent visit: $22
Speech therapy 2

$200 per person

combined limit for eye therapy (orthoptics), occupational therapy & speech therapy

  • Initial visit: $24
  • Subsequent visit: $18

Endodontic

Waiting period:  3 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person up to $2,000 per policy}

{combined limit for endodontic, general dental & major dental}

Examples of maximum benefits

{Filling of one root canal: $88.2}

Eye therapy (orthoptics)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: $24}

{Subsequent visit: $18}

General dental

Waiting period:  3 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person up to $2,000 per policy}

{combined limit for endodontic, general dental & major dental}

{sub-limits apply}

Examples of maximum benefits

{Fluoride treatment: $18.5}

{Scale & clean: $46.4}

{Surgical tooth extraction: $81}

{Periodic oral examination: $24.2}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person up to $2,000 per policy}

{combined limit for endodontic, general dental & major dental}

Examples of maximum benefits

{Full crown veneered: $432}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person}

Examples of maximum benefits

{Per eligible prescription: $25}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: $24}

{Subsequent visit: $18}

Optical

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$135 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: $135}

{Single vision lenses & frames: $135}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Initial visit: $27}

{Subsequent visit: $22}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: $24}

{Subsequent visit: $18}

A benefit is paid for state ambulance subscriptions when paid voluntarily but not as a state tax or levy. Benefit is $22 for single memberships and $44 for family memberships. Pharmacy benefit is 15% of the cost of private scripts up to $25.00.

This policy does not include General treatment (Extras) cover for

Acupuncture
Ante-natal/Post-natal classes
Audiology
Blood glucose monitors
Chinese medicine
Chiropractic
Dietetics/dietary advice
Exercise physiology
Health management / Healthy lifestyle
Hearing aids
Home nursing
Orthodontic
Orthotics (podiatric orthoses)
Osteopathy
Podiatry
Psychology
Remedial massage
Vaccinations

Ambulance cover

Pensioner Concession Card and Commonwealth Seniors Health Card holders are entitled to free ambulance transport services. St John's ambulance offers a subscription service for ambulance cover in the Northern Territory (https://www.stjohnnt.org.au/ambulance/ambulance-cover.php). Cover is included whilst interstate for less than 21 days.

For further information about this policy see: https://www.latrobehealth.com.au/health-cover/emergency-ambulance-cover/

Insurer Details

Latrobe Health Services

Primary Extras

$71.06 / month

(Before Rebate, Discount & Loading)

Available in NT

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/LHS/I14/DCGD2D

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