healthslips.com.au Policy Information

Latrobe Health Services

Primary Extras

$35.53 / month

(Before Rebate, Discount & Loading)

Available in VIC

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Only one person.

Policy ID: LHS/I14/VCGN10

Source: Private Health Information Statement (PHIS)

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for
Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Endodontic 3

$1,000 per policy

combined limit for endodontic, general dental & major dental

  • Filling of one root canal: $88.2
Eye therapy (orthoptics) 2

$200 per policy

combined limit for eye therapy (orthoptics), occupational therapy & speech therapy

  • Initial visit: $24
  • Subsequent visit: $18
General dental 3

$1,000 per policy

combined limit for endodontic, general dental & major dental

sub-limits apply

  • Fluoride treatment: $18.5
  • Scale & clean: $46.4
  • Surgical tooth extraction: $81
  • Periodic oral examination: $24.2
Major dental 12

$1,000 per policy

combined limit for endodontic, general dental & major dental

  • Full crown veneered: $432
Non PBS pharmaceuticals 2

$250 per policy

  • Per eligible prescription: $25
Occupational therapy 2

$200 per policy

combined limit for eye therapy (orthoptics), occupational therapy & speech therapy

  • Initial visit: $24
  • Subsequent visit: $18
Optical 12

$135 per policy

  • Multi-focal lenses & frames: $135
  • Single vision lenses & frames: $135
Physiotherapy 2

$200 per policy

  • Initial visit: $27
  • Subsequent visit: $22
Speech therapy 2

$200 per policy

combined limit for eye therapy (orthoptics), occupational therapy & speech therapy

  • Initial visit: $24
  • Subsequent visit: $18

Endodontic

Waiting period:  3 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

{combined limit for endodontic, general dental & major dental}

Examples of maximum benefits

{Filling of one root canal: $88.2}

Eye therapy (orthoptics)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

{combined limit for eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: $24}

{Subsequent visit: $18}

General dental

Waiting period:  3 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

{combined limit for endodontic, general dental & major dental}

{sub-limits apply}

Examples of maximum benefits

{Fluoride treatment: $18.5}

{Scale & clean: $46.4}

{Surgical tooth extraction: $81}

{Periodic oral examination: $24.2}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

{combined limit for endodontic, general dental & major dental}

Examples of maximum benefits

{Full crown veneered: $432}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

Examples of maximum benefits

{Per eligible prescription: $25}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

{combined limit for eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: $24}

{Subsequent visit: $18}

Optical

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$135 per policy}

Examples of maximum benefits

{Multi-focal lenses & frames: $135}

{Single vision lenses & frames: $135}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

Examples of maximum benefits

{Initial visit: $27}

{Subsequent visit: $22}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

{combined limit for eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: $24}

{Subsequent visit: $18}

A benefit is paid for state ambulance subscriptions when paid voluntarily but not as a state tax or levy. Benefit is $22 for single memberships and $44 for family memberships. Pharmacy benefit is 15% of the cost of private scripts up to $25.00.

This policy does not include General treatment (Extras) cover for

Acupuncture
Ante-natal/Post-natal classes
Audiology
Blood glucose monitors
Chinese medicine
Chiropractic
Dietetics/dietary advice
Exercise physiology
Health management / Healthy lifestyle
Hearing aids
Home nursing
Orthodontic
Orthotics (podiatric orthoses)
Osteopathy
Podiatry
Psychology
Remedial massage
Vaccinations

Ambulance cover

Pensioner Concession Card and Healthcare Card holders are entitled to free clinically necessary ambulance transport. If you are not eligible for a concession and want to be covered, you can purchase insurance from a private health insurer or take out a subscription with the state ambulance service (https://www.ambulance.vic.gov.au/membership).

For further information about this policy see: https://www.latrobehealth.com.au/health-cover/emergency-ambulance-cover/

Insurer Details

Latrobe Health Services

Primary Extras

$35.53 / month

(Before Rebate, Discount & Loading)

Available in VIC

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/LHS/I14/VCGN10

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