healthslips.com.au Policy Information

Latrobe Health Services

Top Extras

$111.95 / month

(Before Rebate, Discount & Loading)

Available in WA

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: One adult & dependants (2 or more people, only one of whom is an adult).

Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 31), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: A person who is between the ages of 18 & 20 who does not have a spouse or partner.

Policy ID: LHS/I15/WCJH1D

Source: Private Health Information Statement (PHIS)

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for
Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$450 per person up to $900 per policy

combined limit for acupuncture, chiropractic, osteopathy, remedial massage & other services

  • Initial visit: $26
  • Subsequent visit: $26
Audiology 2

$300 per person up to $600 per policy

  • Initial visit: $30
  • Subsequent visit: $30
Blood glucose monitors 12

$250 per person up to $500 per policy

sub-limits apply

  • Per monitor: 80% of charge
Chiropractic 2

$450 per person up to $900 per policy

combined limit for acupuncture, chiropractic, osteopathy, remedial massage & other services

  • Initial visit: $26
  • Subsequent visit: $26
Dietetics/dietary advice 2

$300 per person up to $600 per policy

  • Initial visit: $30
  • Subsequent visit: $30
Endodontic 2

$1,200 per person up to $2,400 per policy

combined limit for endodontic, general dental, major dental & other services

sub-limits apply

  • Filling of one root canal: $109.8
Eye therapy (orthoptics) 2

$350 per person up to $700 per policy

combined limit for eye therapy (orthoptics), occupational therapy & speech therapy

  • Initial visit: $30
  • Subsequent visit: $30
General dental 2

$1,200 per person up to $2,400 per policy

combined limit for endodontic, general dental, major dental & other services

sub-limits apply

  • Fluoride treatment: $23.2
  • Scale & clean: $57.6
  • Surgical tooth extraction: $104.3
  • Periodic oral examination: $30.5
Health management / Healthy lifestyle 2

$70 per person

  • Health management: $70
Hearing aids 12

$650 per person

  • Hearing aid: $650
Home nursing 2

$250 per person up to $500 per policy

  • Initial visit: $25
  • Subsequent visit: $25
Major dental 12

$1,200 per person up to $2,400 per policy

combined limit for endodontic, general dental, major dental & other services

  • Full crown veneered: $556.8
Non PBS pharmaceuticals 2

$350 per person up to $700 per policy

combined limit for non pbs pharmaceuticals & vaccinations

  • Per eligible prescription: $35
Occupational therapy 2

$350 per person up to $700 per policy

combined limit for eye therapy (orthoptics), occupational therapy & speech therapy

  • Initial visit: $30
  • Subsequent visit: $30
Optical 6

$200 per person

  • Multi-focal lenses & frames: $200
  • Single vision lenses & frames: $200
Orthodontic 12

$300 per person

$2,000 lifetime limit

  • Braces for upper & lower teeth, including removal plus fitting of retainer: $900
Orthotics (podiatric orthoses) 2

$300 per person

combined limit for orthotics (podiatric orthoses) & podiatry

  • Orthotics supply & fit: $70
Osteopathy 2

$450 per person up to $900 per policy

combined limit for acupuncture, chiropractic, osteopathy, remedial massage & other services

  • Initial visit: $26
  • Subsequent visit: $26
Physiotherapy 2

$350 per person up to $700 per policy

  • Initial visit: $30
  • Subsequent visit: $30
Podiatry 2

$300 per person

combined limit for orthotics (podiatric orthoses) & podiatry

  • Initial visit: $25
  • Subsequent visit: $25
Psychology 2

$300 per person up to $600 per policy

  • Initial visit: $50
  • Subsequent visit: $50
Remedial massage 2

$450 per person up to $900 per policy

combined limit for acupuncture, chiropractic, osteopathy, remedial massage & other services

  • Initial visit: $26
  • Subsequent visit: $26
Speech therapy 2

$350 per person up to $700 per policy

combined limit for eye therapy (orthoptics), occupational therapy & speech therapy

  • Initial visit: $30
  • Subsequent visit: $30
Vaccinations 2

$350 per person up to $700 per policy

combined limit for non pbs pharmaceuticals & vaccinations

  • Per service: 70% of charge

Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person up to $900 per policy}

{combined limit for acupuncture, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $26}

{Subsequent visit: $26}

Audiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Blood glucose monitors

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$250 per person up to $500 per policy}

{sub-limits apply}

Examples of maximum benefits

{Per monitor: 80% of charge}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person up to $900 per policy}

{combined limit for acupuncture, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $26}

{Subsequent visit: $26}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Endodontic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per person up to $2,400 per policy}

{combined limit for endodontic, general dental, major dental & other services}

{sub-limits apply}

Examples of maximum benefits

{Filling of one root canal: $109.8}

Eye therapy (orthoptics)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person up to $700 per policy}

{combined limit for eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

General dental

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per person up to $2,400 per policy}

{combined limit for endodontic, general dental, major dental & other services}

{sub-limits apply}

Examples of maximum benefits

{Fluoride treatment: $23.2}

{Scale & clean: $57.6}

{Surgical tooth extraction: $104.3}

{Periodic oral examination: $30.5}

Health management / Healthy lifestyle

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$70 per person}

Examples of maximum benefits

{Health management: $70}

Hearing aids

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$650 per person}

Examples of maximum benefits

{Hearing aid: $650}

Home nursing

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person up to $500 per policy}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $25}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per person up to $2,400 per policy}

{combined limit for endodontic, general dental, major dental & other services}

Examples of maximum benefits

{Full crown veneered: $556.8}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person up to $700 per policy}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per eligible prescription: $35}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person up to $700 per policy}

{combined limit for eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Optical

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: $200}

{Single vision lenses & frames: $200}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{$2,000 lifetime limit}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: $900}

Orthotics (podiatric orthoses)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Orthotics supply & fit: $70}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person up to $900 per policy}

{combined limit for acupuncture, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $26}

{Subsequent visit: $26}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person up to $700 per policy}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $25}

Psychology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $50}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person up to $900 per policy}

{combined limit for acupuncture, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $26}

{Subsequent visit: $26}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person up to $700 per policy}

{combined limit for eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Vaccinations

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person up to $700 per policy}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per service: 70% of charge}

A benefit is paid for state ambulance subscriptions when paid voluntarily but not as a state tax or levy. Benefit is 100% of the cost. Benefits are also payable for myotherapy, blood pressure monitors, CPAP machines, air compressors, TENS machines, lymphoedema garments, non-surgically implanted prostheses, nebulisers and health screenings. The orthotic benefit shown is a guide only and benefits will differ according to the orthotic prescribed. Vaccines are limited to travel and allergy vaccines and must be Latrobe approved.

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes
Chinese medicine
Exercise physiology

Other features of this general treatment cover: Orthodontic and major dental benefits increase with years of membership.

Ambulance cover

Aged Pensioner concession holders are entitled to free ambulance transport services. If you are not eligible for a concession and want to be covered, you can purchase insurance from a private health fund or a subscription through the state ambulance service.

For further information about this policy see: https://www.latrobehealth.com.au/health-cover/emergency-ambulance-cover/

Insurer Details

Latrobe Health Services

Top Extras

$111.95 / month

(Before Rebate, Discount & Loading)

Available in WA

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/LHS/I15/WCJH1D

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