healthslips.com.au Policy Information

Latrobe Health Services

Core Families Extras

$70.12 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: One adult & dependants (2 or more people, only one of whom is an adult).

Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 31), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: A person who is between the ages of 18 & 20 who does not have a spouse or partner.

Policy ID: LHS/I17/NBLW1D

Source: Private Health Information Statement (PHIS)

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for
Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$150 per person up to $450 per policy

combined limit for acupuncture, dietetics/dietary advice, remedial massage & other services

  • Initial visit: $30
  • Subsequent visit: $30
Ante-natal/Post-natal classes 2

$200 per person up to $600 per policy

combined limit for ante-natal/post-natal classes, chiropractic, exercise physiology, osteopathy, physiotherapy, speech therapy & other services

  • Initial visit: $30
  • Subsequent visit: $30
Chiropractic 2

$200 per person up to $600 per policy

combined limit for ante-natal/post-natal classes, chiropractic, exercise physiology, osteopathy, physiotherapy, speech therapy & other services

  • Initial visit: $30
  • Subsequent visit: $30
Dietetics/dietary advice 2

$150 per person up to $450 per policy

combined limit for acupuncture, dietetics/dietary advice, remedial massage & other services

  • Initial visit: $30
  • Subsequent visit: $30
Endodontic 2

$375 per person

combined limit for endodontic & general dental

  • Filling of one root canal: $131.8
Exercise physiology 2

$200 per person up to $600 per policy

combined limit for ante-natal/post-natal classes, chiropractic, exercise physiology, osteopathy, physiotherapy, speech therapy & other services

  • Initial visit: $30
  • Subsequent visit: $30
General dental 2

$375 per person

combined limit for endodontic & general dental

  • Fluoride treatment: $20
  • Scale & clean: $60
  • Periodic oral examination: $32
Health management / Healthy lifestyle 12

$225 per membership across all appliances every 2 years

  • Health management: 65% of charge
Optical 6

$200 per person

  • Single vision lenses & frames: $200
Osteopathy 2

$200 per person up to $600 per policy

combined limit for ante-natal/post-natal classes, chiropractic, exercise physiology, osteopathy, physiotherapy, speech therapy & other services

  • Initial visit: $40
  • Subsequent visit: $40
Physiotherapy 2

$200 per person up to $600 per policy

combined limit for ante-natal/post-natal classes, chiropractic, exercise physiology, osteopathy, physiotherapy, speech therapy & other services

  • Initial visit: $40
  • Subsequent visit: $40
Psychology 2

$225 per person up to $675 per policy

  • Initial visit: $30
  • Subsequent visit: $30
Remedial massage 2

$150 per person up to $450 per policy

combined limit for acupuncture, dietetics/dietary advice, remedial massage & other services

  • Initial visit: $35
  • Subsequent visit: $35
Speech therapy 2

$200 per person up to $600 per policy

combined limit for ante-natal/post-natal classes, chiropractic, exercise physiology, osteopathy, physiotherapy, speech therapy & other services

  • Initial visit: $30
  • Subsequent visit: $30

Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$150 per person up to $450 per policy}

{combined limit for acupuncture, dietetics/dietary advice, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Ante-natal/Post-natal classes

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person up to $600 per policy}

{combined limit for ante-natal/post-natal classes, chiropractic, exercise physiology, osteopathy, physiotherapy, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person up to $600 per policy}

{combined limit for ante-natal/post-natal classes, chiropractic, exercise physiology, osteopathy, physiotherapy, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$150 per person up to $450 per policy}

{combined limit for acupuncture, dietetics/dietary advice, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Endodontic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$375 per person}

{combined limit for endodontic & general dental}

Examples of maximum benefits

{Filling of one root canal: $131.8}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person up to $600 per policy}

{combined limit for ante-natal/post-natal classes, chiropractic, exercise physiology, osteopathy, physiotherapy, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

General dental

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$375 per person}

{combined limit for endodontic & general dental}

Examples of maximum benefits

{Fluoride treatment: $20}

{Scale & clean: $60}

{Periodic oral examination: $32}

Health management / Healthy lifestyle

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$225 per membership across all appliances every 2 years}

Examples of maximum benefits

{Health management: 65% of charge}

Optical

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Single vision lenses & frames: $200}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person up to $600 per policy}

{combined limit for ante-natal/post-natal classes, chiropractic, exercise physiology, osteopathy, physiotherapy, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $40}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person up to $600 per policy}

{combined limit for ante-natal/post-natal classes, chiropractic, exercise physiology, osteopathy, physiotherapy, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $40}

Psychology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$225 per person up to $675 per policy}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$150 per person up to $450 per policy}

{combined limit for acupuncture, dietetics/dietary advice, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $35}

{Subsequent visit: $35}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person up to $600 per policy}

{combined limit for ante-natal/post-natal classes, chiropractic, exercise physiology, osteopathy, physiotherapy, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Periodic Oral Examination - 1 free up to $60 and $32 for additional services. Scale and clean - 1 free up to $120 and $60 for additional services. Fluoride Treatment - 2 free up to $36 and $20 for additional services. A benefit is also payable for myotherapy, health appliances & aids such as crutches, knee braces, splints, cam boot, nebuliser, asthma and peak flow meters and a 50% rebate on full ambulance subscriptions when paid voluntarily but not as a state tax or levy. When this extras cover is coupled with a hospital cover a benefit bonus will also accumulate.

This policy does not include General treatment (Extras) cover for

Audiology
Blood glucose monitors
Chinese medicine
Eye therapy (orthoptics)
Hearing aids
Home nursing
Major dental
Non PBS pharmaceuticals
Occupational therapy
Orthodontic
Orthotics (podiatric orthoses)
Podiatry
Vaccinations

Ambulance cover

In NSW & ACT this policy provides:

Emergency: Unlimited with a waiting period of 1 day.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

For further information about this policy see: https://www.latrobehealth.com.au/health-cover/emergency-ambulance-cover/

Insurer Details

Latrobe Health Services

Core Families Extras

$70.12 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/LHS/I17/NBLW1D

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