healthslips.com.au Policy Information

Latrobe Health Services

Couples Extras

$45.74 / month

(Before Rebate, Discount & Loading)

Available in SA

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 31), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: A person who is between the ages of 18 & 20 who does not have a spouse or partner.

Policy ID: LHS/I8/SBPD2D

Source: Private Health Information Statement (PHIS)

Extras Cover

This policy must be purchased with a hospital policy.

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for
Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Chiropractic 2

$250 per person up to $500 per policy

combined limit for chiropractic, non pbs pharmaceuticals, osteopathy, physiotherapy & other services

  • Initial visit: $26
  • Subsequent visit: $19
General dental 3

$500 per person up to $1,000 per policy

  • Fluoride treatment: $18.5
  • Scale & clean: $46.4
  • Surgical tooth extraction: $81
  • Periodic oral examination: $24.2
Non PBS pharmaceuticals 2

$250 per person up to $500 per policy

combined limit for chiropractic, non pbs pharmaceuticals, osteopathy, physiotherapy & other services

sub-limits apply

  • Per eligible prescription: $25
Optical 12

$130 per person

  • Multi-focal lenses & frames: $130
  • Single vision lenses & frames: $130
Osteopathy 2

$250 per person up to $500 per policy

combined limit for chiropractic, non pbs pharmaceuticals, osteopathy, physiotherapy & other services

  • Initial visit: $25
  • Subsequent visit: $17
Physiotherapy 2

$250 per person up to $500 per policy

combined limit for chiropractic, non pbs pharmaceuticals, osteopathy, physiotherapy & other services

  • Initial visit: $27
  • Subsequent visit: $22

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person up to $500 per policy}

{combined limit for chiropractic, non pbs pharmaceuticals, osteopathy, physiotherapy & other services}

Examples of maximum benefits

{Initial visit: $26}

{Subsequent visit: $19}

General dental

Waiting period:  3 months

Benefit limits per 12 months unless otherwise stated

{$500 per person up to $1,000 per policy}

Examples of maximum benefits

{Fluoride treatment: $18.5}

{Scale & clean: $46.4}

{Surgical tooth extraction: $81}

{Periodic oral examination: $24.2}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person up to $500 per policy}

{combined limit for chiropractic, non pbs pharmaceuticals, osteopathy, physiotherapy & other services}

{sub-limits apply}

Examples of maximum benefits

{Per eligible prescription: $25}

Optical

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$130 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: $130}

{Single vision lenses & frames: $130}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person up to $500 per policy}

{combined limit for chiropractic, non pbs pharmaceuticals, osteopathy, physiotherapy & other services}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $17}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person up to $500 per policy}

{combined limit for chiropractic, non pbs pharmaceuticals, osteopathy, physiotherapy & other services}

Examples of maximum benefits

{Initial visit: $27}

{Subsequent visit: $22}

A benefit is paid for state ambulance subscriptions when paid voluntarily but not as a state tax or levy. Benefit is $22 for single memberships and $44 for family memberships. General dental benefits are for selected items only.

This policy does not include General treatment (Extras) cover for

Acupuncture
Ante-natal/Post-natal classes
Audiology
Blood glucose monitors
Chinese medicine
Dietetics/dietary advice
Endodontic
Exercise physiology
Eye therapy (orthoptics)
Health management / Healthy lifestyle
Hearing aids
Home nursing
Major dental
Occupational therapy
Orthodontic
Orthotics (podiatric orthoses)
Podiatry
Psychology
Remedial massage
Speech therapy
Vaccinations

Ambulance cover

South Australia has a subscription service to cover ambulance within the state, with an additional fee to cover interstate travel (http://www.saambulance.com.au/ProductsServices/AmbulanceCover.aspx).

For further information about this policy see: https://www.latrobehealth.com.au/health-cover/emergency-ambulance-cover/

Insurer Details

Latrobe Health Services

Couples Extras

$45.74 / month

(Before Rebate, Discount & Loading)

Available in SA

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/LHS/I8/SBPD2D

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