healthslips.com.au Policy Information

Latrobe Health Services

Seniors Extras

$55.06 / month

(Before Rebate, Discount & Loading)

Available in NT

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults (and no-one else).

Policy ID: LHS/I9/DCHE20

Source: Private Health Information Statement (PHIS)

Extras Cover

This policy must be purchased with a hospital policy.

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for
Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Chiropractic 2

$250 per person up to $500 per policy

combined limit for chiropractic, home nursing, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry & other services

  • Initial visit: $26
  • Subsequent visit: $19
General dental 3

$500 per person up to $1,000 per policy

  • Fluoride treatment: $18.5
  • Scale & clean: $46.4
  • Surgical tooth extraction: $81
  • Periodic oral examination: $24.2
Hearing aids 12

$400 per person

  • Hearing aid: $400
Home nursing 2

$250 per person up to $500 per policy

combined limit for chiropractic, home nursing, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry & other services

  • Initial visit: $25
  • Subsequent visit: $17
Non PBS pharmaceuticals 2

$250 per person up to $500 per policy

combined limit for chiropractic, home nursing, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry & other services

sub-limits apply

  • Per eligible prescription: $25
Optical 12

$130 per person

  • Multi-focal lenses & frames: $130
  • Single vision lenses & frames: $130
Osteopathy 2

$250 per person up to $500 per policy

combined limit for chiropractic, home nursing, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry & other services

  • Initial visit: $25
  • Subsequent visit: $17
Physiotherapy 2

$250 per person up to $500 per policy

combined limit for chiropractic, home nursing, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry & other services

  • Initial visit: $27
  • Subsequent visit: $22
Podiatry 2

$250 per person up to $500 per policy

combined limit for chiropractic, home nursing, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry & other services

  • Initial visit: $25
  • Subsequent visit: $17

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person up to $500 per policy}

{combined limit for chiropractic, home nursing, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry & other services}

Examples of maximum benefits

{Initial visit: $26}

{Subsequent visit: $19}

General dental

Waiting period:  3 months

Benefit limits per 12 months unless otherwise stated

{$500 per person up to $1,000 per policy}

Examples of maximum benefits

{Fluoride treatment: $18.5}

{Scale & clean: $46.4}

{Surgical tooth extraction: $81}

{Periodic oral examination: $24.2}

Hearing aids

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

Examples of maximum benefits

{Hearing aid: $400}

Home nursing

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person up to $500 per policy}

{combined limit for chiropractic, home nursing, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry & other services}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $17}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person up to $500 per policy}

{combined limit for chiropractic, home nursing, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry & other services}

{sub-limits apply}

Examples of maximum benefits

{Per eligible prescription: $25}

Optical

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$130 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: $130}

{Single vision lenses & frames: $130}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person up to $500 per policy}

{combined limit for chiropractic, home nursing, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry & other services}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $17}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person up to $500 per policy}

{combined limit for chiropractic, home nursing, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry & other services}

Examples of maximum benefits

{Initial visit: $27}

{Subsequent visit: $22}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person up to $500 per policy}

{combined limit for chiropractic, home nursing, non pbs pharmaceuticals, osteopathy, physiotherapy, podiatry & other services}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $17}

A benefit is paid for state ambulance subscriptions when paid voluntarily but not as a state tax or levy. Benefit is $22 for single memberships and $44 for family memberships. Major dental benefits are paid for dentures and denture repairs to a maximum of $500 per person or $1000 per family membership. General dental benefits are for select items only.

This policy does not include General treatment (Extras) cover for

Acupuncture
Ante-natal/Post-natal classes
Audiology
Blood glucose monitors
Chinese medicine
Dietetics/dietary advice
Endodontic
Exercise physiology
Eye therapy (orthoptics)
Health management / Healthy lifestyle
Major dental
Occupational therapy
Orthodontic
Orthotics (podiatric orthoses)
Psychology
Remedial massage
Speech therapy
Vaccinations

Other features of this general treatment cover: Major dental benefits payable only on dentures and denture repairs. General dental benefits are for selected items only. Rates are discounted for premiums paid by direct debit and for quarterly, half yearly and yearly payments paid by other methods.

Ambulance cover

Pensioner Concession Card and Commonwealth Seniors Health Card holders are entitled to free ambulance transport services. St John's ambulance offers a subscription service for ambulance cover in the Northern Territory (https://www.stjohnnt.org.au/ambulance/ambulance-cover.php). Cover is included whilst interstate for less than 21 days.

For further information about this policy see: https://www.latrobehealth.com.au/health-cover/emergency-ambulance-cover/

Insurer Details

Latrobe Health Services

Seniors Extras

$55.06 / month

(Before Rebate, Discount & Loading)

Available in NT

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/LHS/I9/DCHE20

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