healthslips.com.au Policy Information

Medibank Private Limited

My Choice Extras Family 75

$207.20 / month

(Before Rebate, Discount & Loading)

Available in QLD

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults (and no-one else).

Policy ID: MBP/I116/QNMI20

Source: Private Health Information Statement (PHIS)

Extras Cover

At Members' Choice extras providers you may get more for your cover. This includes 100% back on a dental check up, scale and clean each year and great optical deals. See https://www.medibank.com.au/health-insurance/find-provider/#/.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$600 per person

combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & physiotherapy

  • Initial visit: $32.3
  • Subsequent visit: $24.8
Ante-natal/Post-natal classes 2

$600 per person

combined limit for ante-natal/post-natal classes, occupational therapy, speech therapy & other services

  • Initial visit: $30
  • Subsequent visit: $30
Chinese medicine 2

$600 per person

combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & physiotherapy

  • Initial visit: $21.5
  • Subsequent visit: $21.5
Chiropractic 2

$600 per person

combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & physiotherapy

  • Initial visit: $42.6
  • Subsequent visit: $29.5
Endodontic 12

$1,000 per person

combined limit for endodontic & major dental

  • Filling of one root canal: $152.3
Exercise physiology* 2

$600 per person

combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & physiotherapy

  • Initial visit: $21.5
  • Subsequent visit: $12
Eye therapy (orthoptics) 2

$225 per person

combined limit for eye therapy (orthoptics) & optical

  • Initial visit: $45
  • Subsequent visit: $35
General dental* 2

No annual limit applies to General dental

  • Fluoride treatment: $14.4
  • Scale & clean: $50.6
  • Surgical tooth extraction: $113.9
  • Periodic oral examination: $26.5
Major dental 12

$1,000 per person

combined limit for endodontic & major dental

  • Full crown veneered: $775.4
Non PBS pharmaceuticals 2

$400 per person

combined limit for non pbs pharmaceuticals, psychology & vaccinations

  • Per eligible prescription: $31
Occupational therapy 2

$600 per person

combined limit for ante-natal/post-natal classes, occupational therapy, speech therapy & other services

  • Initial visit: $51.2
  • Subsequent visit: $34.5
Optical 6

$225 per person

combined limit for eye therapy (orthoptics) & optical

  • Multi-focal lenses & frames: 100% of charge
  • Single vision lenses & frames: 100% of charge
Orthodontic 12

$800 opening balance. Top-up of $400 per year up to lifetime limit of $2400

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge
Osteopathy 2

$600 per person

combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & physiotherapy

  • Initial visit: $42.6
  • Subsequent visit: $29.5
Physiotherapy 2

$600 per person

combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & physiotherapy

  • Initial visit: $45.2
  • Subsequent visit: $37.3
Psychology* 0

$400 per person

combined limit for non pbs pharmaceuticals, psychology & vaccinations

  • Initial visit: $107.78
  • Subsequent visit: $89.26
Remedial massage 2

$200 per person

  • Initial visit: $40.3
  • Subsequent visit: $25.9
Speech therapy 2

$600 per person

combined limit for ante-natal/post-natal classes, occupational therapy, speech therapy & other services

  • Initial visit: $66.5
  • Subsequent visit: $33.6
Vaccinations* 2

$400 per person

combined limit for non pbs pharmaceuticals, psychology & vaccinations

  • Per service: 100% of charge

Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $32.3}

{Subsequent visit: $24.8}

Ante-natal/Post-natal classes

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for ante-natal/post-natal classes, occupational therapy, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $21.5}

{Subsequent visit: $21.5}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $42.6}

{Subsequent visit: $29.5}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Filling of one root canal: $152.3}

Exercise physiology*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $21.5}

{Subsequent visit: $12}

Eye therapy (orthoptics)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$225 per person}

{combined limit for eye therapy (orthoptics) & optical}

Examples of maximum benefits

{Initial visit: $45}

{Subsequent visit: $35}

General dental*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{No annual limit applies to General dental}

Examples of maximum benefits

{Fluoride treatment: $14.4}

{Scale & clean: $50.6}

{Surgical tooth extraction: $113.9}

{Periodic oral examination: $26.5}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Full crown veneered: $775.4}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for non pbs pharmaceuticals, psychology & vaccinations}

Examples of maximum benefits

{Per eligible prescription: $31}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for ante-natal/post-natal classes, occupational therapy, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $51.2}

{Subsequent visit: $34.5}

Optical

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$225 per person}

{combined limit for eye therapy (orthoptics) & optical}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$800 opening balance. Top-up of $400 per year up to lifetime limit of $2400}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $42.6}

{Subsequent visit: $29.5}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $45.2}

{Subsequent visit: $37.3}

Psychology*

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for non pbs pharmaceuticals, psychology & vaccinations}

Examples of maximum benefits

{Initial visit: $107.78}

{Subsequent visit: $89.26}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Initial visit: $40.3}

{Subsequent visit: $25.9}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for ante-natal/post-natal classes, occupational therapy, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $66.5}

{Subsequent visit: $33.6}

Vaccinations*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for non pbs pharmaceuticals, psychology & vaccinations}

Examples of maximum benefits

{Per service: 100% of charge}

Benefits for antenatal and postnatal services include birthing courses and lactation consultations with a registered midwife in private practice. Plus benefits towards Pregnancy Compression garments (2 mnth waiting period), $60 per garment, Tens machine (2 mnth waiting period), hired device $50 and purchased device $100. Australian Breastfeeding Association membership (2 mnth waiting period) $50.

This policy does not include General treatment (Extras) cover for

Audiology
Blood glucose monitors
Dietetics/dietary advice
Health management / Healthy lifestyle
Hearing aids
Home nursing
Orthotics (podiatric orthoses)
Podiatry

Ambulance cover

Ambulance cover is provided by the State government for Queensland residents (https://www.ambulance.qld.gov.au). This includes cover whilst interstate.

Insurer Details

Medibank Private Limited

My Choice Extras Family 75

$207.20 / month

(Before Rebate, Discount & Loading)

Available in QLD

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/MBP/I116/QNMI20

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