healthslips.com.au Policy Information

Medibank Private Limited

My Choice Extras Complete 90

$246.00 / month

(Before Rebate, Discount & Loading)

Available in NT

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: One adult & dependants (2 or more people, only one of whom is an adult).

Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 30), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: Medibank considers a child dependant to be aged up to 21.

Policy ID: MBP/I119/DNCF1D

Source: Private Health Information Statement (PHIS)

Extras Cover

At Members' Choice extras providers you may get more for your cover. This includes 100% back on a dental check up, scale and clean each year and great optical deals. See https://www.medibank.com.au/health-insurance/find-provider/#/.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$1,000 per person

combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & physiotherapy

  • Initial visit: $43.8
  • Subsequent visit: $41.6
Ante-natal/Post-natal classes 2

$800 per person

combined limit for ante-natal/post-natal classes, occupational therapy, speech therapy & other services

  • Initial visit: $40
  • Subsequent visit: $40
Blood glucose monitors 24

$800 per person

combined limit for blood glucose monitors, dietetics/dietary advice & other services

  • Per monitor: 90% of charge
Chinese medicine 2

$1,000 per person

combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & physiotherapy

  • Initial visit: $27
  • Subsequent visit: $27
Chiropractic 2

$1,000 per person

combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & physiotherapy

  • Initial visit: $56.5
  • Subsequent visit: $39
Dietetics/dietary advice 2

$800 per person

combined limit for blood glucose monitors, dietetics/dietary advice & other services

  • Initial visit: $68.4
  • Subsequent visit: $35
Endodontic 12

$1,200 per person

combined limit for endodontic & major dental

  • Filling of one root canal: $182
Exercise physiology* 2

$1,000 per person

combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & physiotherapy

  • Initial visit: $27
  • Subsequent visit: $15
Eye therapy (orthoptics) 2

$250 per person

combined limit for eye therapy (orthoptics) & optical

  • Initial visit: $52.5
  • Subsequent visit: $42.5
General dental* 2

No annual limit applies to General dental

  • Fluoride treatment: $19.8
  • Scale & clean: $81.9
  • Surgical tooth extraction: $189.4
  • Periodic oral examination: $55.2
Health management / Healthy lifestyle* 2

$250 per person

sub-limits apply

  • Health management: $100
Hearing aids 36

$1,200 per person

  • Hearing aid: 100% of charge
Major dental 12

$1,200 per person

combined limit for endodontic & major dental

  • Full crown veneered: $1098.7
Non PBS pharmaceuticals 2

$600 per person

combined limit for non pbs pharmaceuticals, psychology & vaccinations

  • Per eligible prescription: $41
Occupational therapy 2

$800 per person

combined limit for ante-natal/post-natal classes, occupational therapy, speech therapy & other services

  • Initial visit: $130.7
  • Subsequent visit: $54.1
Optical 6

$250 per person

combined limit for eye therapy (orthoptics) & optical

  • Multi-focal lenses & frames: 100% of charge
  • Single vision lenses & frames: 100% of charge
Orthodontic 12

$1000 opening balance. Top-up of $500 per year up to lifetime limit of $3000

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge
Orthotics (podiatric orthoses) 2

$400 per person

combined limit for orthotics (podiatric orthoses) & podiatry

  • Orthotics supply & fit: 90% of charge
Osteopathy 2

$1,000 per person

combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & physiotherapy

  • Initial visit: $56.5
  • Subsequent visit: $39
Physiotherapy 2

$1,000 per person

combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & physiotherapy

  • Initial visit: $62.8
  • Subsequent visit: $50.9
Podiatry 2

$400 per person

combined limit for orthotics (podiatric orthoses) & podiatry

  • Initial visit: $51.7
  • Subsequent visit: $42.5
Psychology* 0

$600 per person

combined limit for non pbs pharmaceuticals, psychology & vaccinations

  • Initial visit: $155.24
  • Subsequent visit: $134.99
Remedial massage 2

$300 per person

  • Initial visit: $65.8
  • Subsequent visit: $50.6
Speech therapy 2

$800 per person

combined limit for ante-natal/post-natal classes, occupational therapy, speech therapy & other services

  • Initial visit: $89.6
  • Subsequent visit: $52.2
Vaccinations* 2

$600 per person

combined limit for non pbs pharmaceuticals, psychology & vaccinations

  • Per service: 100% of charge

Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $43.8}

{Subsequent visit: $41.6}

Ante-natal/Post-natal classes

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{combined limit for ante-natal/post-natal classes, occupational therapy, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $40}

Blood glucose monitors

Waiting period:  24 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{combined limit for blood glucose monitors, dietetics/dietary advice & other services}

Examples of maximum benefits

{Per monitor: 90% of charge}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $27}

{Subsequent visit: $27}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $56.5}

{Subsequent visit: $39}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{combined limit for blood glucose monitors, dietetics/dietary advice & other services}

Examples of maximum benefits

{Initial visit: $68.4}

{Subsequent visit: $35}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per person}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Filling of one root canal: $182}

Exercise physiology*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $27}

{Subsequent visit: $15}

Eye therapy (orthoptics)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person}

{combined limit for eye therapy (orthoptics) & optical}

Examples of maximum benefits

{Initial visit: $52.5}

{Subsequent visit: $42.5}

General dental*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{No annual limit applies to General dental}

Examples of maximum benefits

{Fluoride treatment: $19.8}

{Scale & clean: $81.9}

{Surgical tooth extraction: $189.4}

{Periodic oral examination: $55.2}

Health management / Healthy lifestyle*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person}

{sub-limits apply}

Examples of maximum benefits

{Health management: $100}

Hearing aids

Waiting period:  36 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per person}

Examples of maximum benefits

{Hearing aid: 100% of charge}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per person}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Full crown veneered: $1098.7}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for non pbs pharmaceuticals, psychology & vaccinations}

Examples of maximum benefits

{Per eligible prescription: $41}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{combined limit for ante-natal/post-natal classes, occupational therapy, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $130.7}

{Subsequent visit: $54.1}

Optical

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$250 per person}

{combined limit for eye therapy (orthoptics) & optical}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1000 opening balance. Top-up of $500 per year up to lifetime limit of $3000}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge}

Orthotics (podiatric orthoses)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Orthotics supply & fit: 90% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $56.5}

{Subsequent visit: $39}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $62.8}

{Subsequent visit: $50.9}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Initial visit: $51.7}

{Subsequent visit: $42.5}

Psychology*

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for non pbs pharmaceuticals, psychology & vaccinations}

Examples of maximum benefits

{Initial visit: $155.24}

{Subsequent visit: $134.99}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

Examples of maximum benefits

{Initial visit: $65.8}

{Subsequent visit: $50.6}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{combined limit for ante-natal/post-natal classes, occupational therapy, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $89.6}

{Subsequent visit: $52.2}

Vaccinations*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for non pbs pharmaceuticals, psychology & vaccinations}

Examples of maximum benefits

{Per service: 100% of charge}

- Health appliance and external prostheses (2mth waiting period) , Blood pressure monitor (24 mth waiting period) and Breathing appliances (12 mth waiting period), Health subscriptions (refer to Medibank for approved organisations), Health screening tests (where no Medicare benefit is payable), (2 mth waiting period) included with Blood glucose monitors. -Benefits for antenatal and postnatal services including birthing courses and lactation consultations with a registered midwife in private practice. Plus benefits towards Pregnancy compression garments (2 mth waiting period), $70 per garment, Tens machine (2 mth waiting period), hired device $60 and purchased device $120. Australian Breastfeeding Association membership (2 mth waiting period) $60. -Health Management Programs (Health Support Benefits) (2 mth waiting period) - Quit Smoking Course - $105, Nicotine Replacement Therapy - $30, Exercise Class - $16, Gym membership - $150, Personal training session - $25, Weight management class - $15, Weight management course - $100. Must be approved by a health practitioner. Please contact Medibank for more information about these other services.

This policy does not include General treatment (Extras) cover for

Audiology
Home nursing

Ambulance cover

In NT this policy provides:

Emergency: Unlimited with a waiting period of 1 day.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: Cover for an ambulance when you require immediate professional attention and you need to be transported to hospital or other approved facility and your medical condition is such that you cannot be transported any other way, or where an ambulance is called but transport is not needed. Cover for air ambulance where pre-approval has been obtained from Medibank. In all cases the ambulance provider must be Medibank approved. Please contact Medibank for further details.

Insurer Details

Medibank Private Limited

My Choice Extras Complete 90

$246.00 / month

(Before Rebate, Discount & Loading)

Available in NT

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/MBP/I119/DNCF1D

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