healthslips.com.au Policy Information

Medibank Private Limited

Blue Ribbon Extras Premium

$252.40 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: One adult & dependants, including non-student dependants (2 or more people, only one of whom is an adult).

Children (0 - 17), non-classified* dependant (18 - 20), students (21 - 30) and non-students (21 to 30), as well as persons with a disability who qualify as a child, non-classified* dependant, student and non-student in these age ranges. *Non-classified dependant: Medibank considers a child dependant to be aged up to 21.

Policy ID: MBP/I2P/NBFC1Y

Source: Private Health Information Statement (PHIS)

Extras Cover

At Members' Choice extras providers you may get more for your cover. This includes 100% back on a dental check up, scale and clean each year and great optical deals. See https://www.medibank.com.au/health-insurance/find-provider/#/.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$400 per person

combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & remedial massage

sub-limits apply

  • Initial visit: $26
  • Subsequent visit: $21
Blood glucose monitors 24

$800 per person

combined limit for blood glucose monitors, hearing aids & other services

sub-limits apply

  • Per monitor: $180
Chinese medicine 2

$400 per person

combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & remedial massage

  • Initial visit: $25
  • Subsequent visit: $25
Chiropractic 2

$400 per person

combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & remedial massage

sub-limits apply

  • Initial visit: $49.5
  • Subsequent visit: $29
Dietetics/dietary advice 2

$400 per person

combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, orthotics (podiatric orthoses), podiatry & speech therapy

  • Initial visit: $48.7
  • Subsequent visit: $26.4
Endodontic 12

$400 per person

  • Filling of one root canal: $113.9
Exercise physiology* 2

$400 per person

combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & remedial massage

  • Initial visit: $25
  • Subsequent visit: $15
Eye therapy (orthoptics) 2

$400 per person

combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, orthotics (podiatric orthoses), podiatry & speech therapy

  • Initial visit: $34.1
  • Subsequent visit: $32.1
General dental 2

No annual limit

sub-limits apply

  • Fluoride treatment: $24.8
  • Scale & clean: $49
  • Periodic oral examination: $28.6
Hearing aids 36

$800 per person

combined limit for blood glucose monitors, hearing aids & other services

sub-limits apply

  • Hearing aid: $533.5
Major dental 12

$2,000 per person

combined limit for major dental & orthodontic

sub-limits apply

  • Full crown veneered: $760
Non PBS pharmaceuticals 2

$600 per person

  • Per eligible prescription: $41.7
Occupational therapy 2

$400 per person

combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, orthotics (podiatric orthoses), podiatry & speech therapy

  • Initial visit: $47
  • Subsequent visit: $42
Optical 6

$250 per person

sub-limits apply

  • Multi-focal lenses & frames: $222
  • Single vision lenses & frames: $157
Orthodontic 12

$2,000 per person

combined limit for major dental & orthodontic

sub-limits apply

  • Braces for upper & lower teeth, including removal plus fitting of retainer: $400
Orthotics (podiatric orthoses) 2

$400 per person

combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, orthotics (podiatric orthoses), podiatry & speech therapy

  • Orthotics supply & fit: 80% of charge
Osteopathy 2

$400 per person

combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & remedial massage

  • Initial visit: $59.6
  • Subsequent visit: $29
Physiotherapy 2

$700 per person

  • Initial visit: $45.4
  • Subsequent visit: $32.2
Podiatry 2

$400 per person

combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, orthotics (podiatric orthoses), podiatry & speech therapy

sub-limits apply

  • Initial visit: $33.6
  • Subsequent visit: $27.7
Psychology 0

$400 per person

  • Initial visit: $112.96
  • Subsequent visit: $93.55
Remedial massage 2

$400 per person

combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & remedial massage

sub-limits apply

  • Initial visit: $20
  • Subsequent visit: $20
Speech therapy 2

$400 per person

combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, orthotics (podiatric orthoses), podiatry & speech therapy

  • Initial visit: $87.6
  • Subsequent visit: $39.5

Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $26}

{Subsequent visit: $21}

Blood glucose monitors

Waiting period:  24 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{combined limit for blood glucose monitors, hearing aids & other services}

{sub-limits apply}

Examples of maximum benefits

{Per monitor: $180}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & remedial massage}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $25}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $49.5}

{Subsequent visit: $29}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, orthotics (podiatric orthoses), podiatry & speech therapy}

Examples of maximum benefits

{Initial visit: $48.7}

{Subsequent visit: $26.4}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

Examples of maximum benefits

{Filling of one root canal: $113.9}

Exercise physiology*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & remedial massage}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $15}

Eye therapy (orthoptics)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, orthotics (podiatric orthoses), podiatry & speech therapy}

Examples of maximum benefits

{Initial visit: $34.1}

{Subsequent visit: $32.1}

General dental

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{No annual limit}

{sub-limits apply}

Examples of maximum benefits

{Fluoride treatment: $24.8}

{Scale & clean: $49}

{Periodic oral examination: $28.6}

Hearing aids

Waiting period:  36 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{combined limit for blood glucose monitors, hearing aids & other services}

{sub-limits apply}

Examples of maximum benefits

{Hearing aid: $533.5}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$2,000 per person}

{combined limit for major dental & orthodontic}

{sub-limits apply}

Examples of maximum benefits

{Full crown veneered: $760}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

Examples of maximum benefits

{Per eligible prescription: $41.7}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, orthotics (podiatric orthoses), podiatry & speech therapy}

Examples of maximum benefits

{Initial visit: $47}

{Subsequent visit: $42}

Optical

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$250 per person}

{sub-limits apply}

Examples of maximum benefits

{Multi-focal lenses & frames: $222}

{Single vision lenses & frames: $157}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$2,000 per person}

{combined limit for major dental & orthodontic}

{sub-limits apply}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: $400}

Orthotics (podiatric orthoses)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, orthotics (podiatric orthoses), podiatry & speech therapy}

Examples of maximum benefits

{Orthotics supply & fit: 80% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & remedial massage}

Examples of maximum benefits

{Initial visit: $59.6}

{Subsequent visit: $29}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

Examples of maximum benefits

{Initial visit: $45.4}

{Subsequent visit: $32.2}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, orthotics (podiatric orthoses), podiatry & speech therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $33.6}

{Subsequent visit: $27.7}

Psychology

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$400 per person}

Examples of maximum benefits

{Initial visit: $112.96}

{Subsequent visit: $93.55}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $20}

{Subsequent visit: $20}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, orthotics (podiatric orthoses), podiatry & speech therapy}

Examples of maximum benefits

{Initial visit: $87.6}

{Subsequent visit: $39.5}

Health appliances and external prostheses 2mth waiting period, Breathing appliances 12 mth waiting period, fixed benefits, sublimits and benefit replacement periods apply shared combined annual limit with Hearing aids and Blood glucose monitors. School accidents, for pre-school, primary and secondary school students only, 2 mth waiting period, fixed benefit, annual limit $800. Counselling (no waiting period) shares an annual limit with Psychology. Please contact Medibank for more information

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes
Audiology
Health management / Healthy lifestyle
Home nursing
Vaccinations

Other features of this general treatment cover: Medibank Private's top extras cover. Generous annual limits and higher benefits than our other extras covers. Includes services such as dental, optical items and physiotherapy as well as podiatry, dietetics and health appliances. Easy online and electronic claiming. Access to betterhealth Online.

Ambulance cover

In NSW & ACT this policy provides:

Emergency: Unlimited with a waiting period of 1 day.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: Cover for an ambulance when you require immediate professional attention and you need to be transported to hospital or other approved facility and your medical condition is such that you cannot be transported any other way, or where an ambulance is called but transport is not needed. Cover for air ambulance where pre-approval has been obtained from Medibank. In all cases the ambulance provider must be Medibank approved. Please contact Medibank for further details.

Insurer Details

Medibank Private Limited

Blue Ribbon Extras Premium

$252.40 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/MBP/I2P/NBFC1Y

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