healthslips.com.au Policy Information

Medibank Private Limited

Extras 85

Corporate Policy

$365.40 / month

(Before Rebate, Discount & Loading)

Available in VIC

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 30), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: Medibank considers a child dependant to be aged up to 21.

Corporate policy: Available to employees of a company that has an agreement with Medibank

Policy ID: MBP/I51/VCTP2D

Source: Private Health Information Statement (PHIS)

Extras Cover

This policy can only be purchased with certain hospital policies.

At Members' Choice extras providers you may get more for your cover. This includes 100% back on a dental check up, scale and clean each year and great optical deals. See https://www.medibank.com.au/health-insurance/find-provider/#/.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$700 per person

combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Ante-natal/Post-natal classes 2

$700 per person

combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Audiology 2

$700 per person

combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Blood glucose monitors* 24

$700 per person

combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy

  • Per monitor: 85% of charge
Chinese medicine 2

$700 per person

combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Chiropractic 2

$600 per person

combined limit for chiropractic & osteopathy

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Dietetics/dietary advice 2

$700 per person

combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Endodontic 12

$1,600 per person

combined limit for endodontic & major dental

  • Filling of one root canal: 85% of charge
Exercise physiology 2

$700 per person

combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Eye therapy (orthoptics) 2

$700 per person

combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
General dental* 2

No annual limit

  • Fluoride treatment: 85% of charge
  • Scale & clean: 85% of charge
  • Surgical tooth extraction: 85% of charge
  • Periodic oral examination: 85% of charge
Hearing aids* 36

$700 per person

combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy

  • Hearing aid: 85% of charge
Major dental 12

$1,600 per person

combined limit for endodontic & major dental

  • Full crown veneered: 85% of charge
Non PBS pharmaceuticals 2

$500 per person

  • Per eligible prescription: 85% of charge
Occupational therapy 2

$700 per person

combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Optical 6

$300 per person

  • Multi-focal lenses & frames: 100% of charge
  • Single vision lenses & frames: 100% of charge
Orthodontic* 12

$1,600 per person

$3,500 lifetime limit

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge
Orthotics (podiatric orthoses) 2

$700 per person

combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy

  • Orthotics supply & fit: 85% of charge
Osteopathy 2

$600 per person

combined limit for chiropractic & osteopathy

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Physiotherapy 2

$800 per person

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Podiatry 2

$700 per person

combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Psychology* 0

$700 per person

combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Remedial massage 2

$700 per person

combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Speech therapy 2

$700 per person

combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge

Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Ante-natal/Post-natal classes

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Audiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Blood glucose monitors*

Waiting period:  24 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy}

Examples of maximum benefits

{Per monitor: 85% of charge}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,600 per person}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Filling of one root canal: 85% of charge}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Eye therapy (orthoptics)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

General dental*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{No annual limit}

Examples of maximum benefits

{Fluoride treatment: 85% of charge}

{Scale & clean: 85% of charge}

{Surgical tooth extraction: 85% of charge}

{Periodic oral examination: 85% of charge}

Hearing aids*

Waiting period:  36 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy}

Examples of maximum benefits

{Hearing aid: 85% of charge}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,600 per person}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Full crown veneered: 85% of charge}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

Examples of maximum benefits

{Per eligible prescription: 85% of charge}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Optical

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Orthodontic*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,600 per person}

{$3,500 lifetime limit}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge}

Orthotics (podiatric orthoses)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy}

Examples of maximum benefits

{Orthotics supply & fit: 85% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Psychology*

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, audiology, blood glucose monitors, chinese medicine, dietetics/dietary advice, exercise physiology, eye therapy (orthoptics), hearing aids, occupational therapy, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & speech therapy}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

The following services are included in the $700 combined limit: Health appliances and external prostheses (2 month waiting period), Breathing appliances (12 month waiting period), Blood pressure monitors (24 month waiting period), Antenatal and postnatal services include birthing courses and lactation consultations with a registered midwife in private practice, Pregnancy compression garments, TENS machines and Australian Breastfeeding Association membership (2 month waiting period). Various benefits replacement periods apply. Laser eye surgery (36 month waiting period) - $750 annual limit. Please contact Medibank for more information

This policy does not include General treatment (Extras) cover for

Health management / Healthy lifestyle
Home nursing
Vaccinations

Ambulance cover

Pensioner Concession Card and Healthcare Card holders are entitled to free clinically necessary ambulance transport. If you are not eligible for a concession and want to be covered, you can purchase insurance from a private health insurer or take out a subscription with the state ambulance service (https://www.ambulance.vic.gov.au/membership).

Insurer Details

Medibank Private Limited

Extras 85

Corporate Policy

$365.40 / month

(Before Rebate, Discount & Loading)

Available in VIC

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/MBP/I51/VCTP2D

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