healthslips.com.au Policy Information

Medibank Private Limited

Better Health 90

Corporate Policy

$477.90 / month

(Before Rebate, Discount & Loading)

Available in VIC

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants, including non-student dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 20), students (21 - 30) and non-students (21 to 30), as well as persons with a disability who qualify as a child, non-classified* dependant, student and non-student in these age ranges. *Non-classified dependant: Medibank considers a child dependant to be aged up to 21.

Corporate policy: Available to employees of a company that has an agreement with Medibank

Policy ID: MBP/I79/VROF2Y

Source: Private Health Information Statement (PHIS)

Extras Cover

This policy can only be purchased with certain hospital policies.

At Members' Choice extras providers you may get more for your cover. This includes 100% back on a dental check up, scale and clean each year and great optical deals. See https://www.medibank.com.au/health-insurance/find-provider/#/.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$1,000 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, exercise physiology, non pbs pharmaceuticals, occupational therapy, psychology & speech therapy

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge
Ante-natal/Post-natal classes 2

$1,000 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, exercise physiology, non pbs pharmaceuticals, occupational therapy, psychology & speech therapy

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge
Blood glucose monitors 24

$600 per person

combined limit for blood glucose monitors, eye therapy (orthoptics), hearing aids & other services

  • Per monitor: 90% of charge
Chinese medicine 2

$1,000 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, exercise physiology, non pbs pharmaceuticals, occupational therapy, psychology & speech therapy

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge
Chiropractic 2

$700 per person

combined limit for chiropractic, orthotics (podiatric orthoses), osteopathy & podiatry

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge
Dietetics/dietary advice 2

$1,000 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, exercise physiology, non pbs pharmaceuticals, occupational therapy, psychology & speech therapy

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge
Endodontic 12

$1,900 per person

combined limit for endodontic, general dental, major dental & orthodontic

  • Filling of one root canal: 90% of charge
Exercise physiology 2

$1,000 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, exercise physiology, non pbs pharmaceuticals, occupational therapy, psychology & speech therapy

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge
Eye therapy (orthoptics) 2

$600 per person

combined limit for blood glucose monitors, eye therapy (orthoptics), hearing aids & other services

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge
General dental* 2

$1,900 per person

combined limit for endodontic, general dental, major dental & orthodontic

  • Fluoride treatment: 90% of charge
  • Scale & clean: 90% of charge
  • Surgical tooth extraction: 90% of charge
  • Periodic oral examination: 90% of charge
Hearing aids 36

$600 per person

combined limit for blood glucose monitors, eye therapy (orthoptics), hearing aids & other services

  • Hearing aid: 90% of charge
Major dental 12

$1,900 per person

combined limit for endodontic, general dental, major dental & orthodontic

  • Full crown veneered: 90% of charge
Non PBS pharmaceuticals 2

$1,000 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, exercise physiology, non pbs pharmaceuticals, occupational therapy, psychology & speech therapy

  • Per eligible prescription: 90% of charge
Occupational therapy 2

$1,000 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, exercise physiology, non pbs pharmaceuticals, occupational therapy, psychology & speech therapy

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge
Optical 6

$300 per person

  • Multi-focal lenses & frames: 100% of charge
  • Single vision lenses & frames: 100% of charge
Orthodontic 12

$1,900 per person

combined limit for endodontic, general dental, major dental & orthodontic

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 90% of charge
Orthotics (podiatric orthoses) 2

$700 per person

combined limit for chiropractic, orthotics (podiatric orthoses), osteopathy & podiatry

  • Orthotics supply & fit: 90% of charge
Osteopathy 2

$700 per person

combined limit for chiropractic, orthotics (podiatric orthoses), osteopathy & podiatry

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge
Physiotherapy 2

$700 per person

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge
Podiatry 2

$700 per person

combined limit for chiropractic, orthotics (podiatric orthoses), osteopathy & podiatry

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge
Psychology 0

$1,000 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, exercise physiology, non pbs pharmaceuticals, occupational therapy, psychology & speech therapy

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge
Remedial massage 2

$400 per person

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge
Speech therapy 2

$1,000 per person

combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, exercise physiology, non pbs pharmaceuticals, occupational therapy, psychology & speech therapy

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge

Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, exercise physiology, non pbs pharmaceuticals, occupational therapy, psychology & speech therapy}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Ante-natal/Post-natal classes

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, exercise physiology, non pbs pharmaceuticals, occupational therapy, psychology & speech therapy}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Blood glucose monitors

Waiting period:  24 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for blood glucose monitors, eye therapy (orthoptics), hearing aids & other services}

Examples of maximum benefits

{Per monitor: 90% of charge}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, exercise physiology, non pbs pharmaceuticals, occupational therapy, psychology & speech therapy}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for chiropractic, orthotics (podiatric orthoses), osteopathy & podiatry}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, exercise physiology, non pbs pharmaceuticals, occupational therapy, psychology & speech therapy}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,900 per person}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Filling of one root canal: 90% of charge}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, exercise physiology, non pbs pharmaceuticals, occupational therapy, psychology & speech therapy}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Eye therapy (orthoptics)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for blood glucose monitors, eye therapy (orthoptics), hearing aids & other services}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

General dental*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,900 per person}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Fluoride treatment: 90% of charge}

{Scale & clean: 90% of charge}

{Surgical tooth extraction: 90% of charge}

{Periodic oral examination: 90% of charge}

Hearing aids

Waiting period:  36 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for blood glucose monitors, eye therapy (orthoptics), hearing aids & other services}

Examples of maximum benefits

{Hearing aid: 90% of charge}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,900 per person}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Full crown veneered: 90% of charge}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, exercise physiology, non pbs pharmaceuticals, occupational therapy, psychology & speech therapy}

Examples of maximum benefits

{Per eligible prescription: 90% of charge}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, exercise physiology, non pbs pharmaceuticals, occupational therapy, psychology & speech therapy}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Optical

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,900 per person}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 90% of charge}

Orthotics (podiatric orthoses)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for chiropractic, orthotics (podiatric orthoses), osteopathy & podiatry}

Examples of maximum benefits

{Orthotics supply & fit: 90% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for chiropractic, orthotics (podiatric orthoses), osteopathy & podiatry}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for chiropractic, orthotics (podiatric orthoses), osteopathy & podiatry}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Psychology

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, exercise physiology, non pbs pharmaceuticals, occupational therapy, psychology & speech therapy}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for acupuncture, ante-natal/post-natal classes, chinese medicine, dietetics/dietary advice, exercise physiology, non pbs pharmaceuticals, occupational therapy, psychology & speech therapy}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Health appliances and external prostheses (2mth waiting period), Breathing appliances (12mth waiting period) and Blood pressure monitors (24mth waiting period), 90% back up to annual limit, $600 annual limit shared with Hearing Aids. Various benefit replacement periods apply. Counselling (no waiting period) shares an annual limit with Psychology. Please contact Medibank for more information.

This policy does not include General treatment (Extras) cover for

Audiology
Health management / Healthy lifestyle
Home nursing
Vaccinations

Ambulance cover

In VIC this policy provides:

Emergency: Unlimited with a waiting period of 1 day.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: Cover for an ambulance when you require immediate professional attention and you need to be transported to hospital or other approved facility and your medical condition is such that you cannot be transported any other way, or where an ambulance is called but transport is not needed. Cover for air ambulance where pre-approval has been obtained from Medibank. In all cases the ambulance provider must be Medibank approved. Please contact Medibank for further details.

Insurer Details

Medibank Private Limited

Better Health 90

Corporate Policy

$477.90 / month

(Before Rebate, Discount & Loading)

Available in VIC

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/MBP/I79/VROF2Y

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