healthslips.com.au Policy Information

Medibank Private Limited

Healthy Start Extras

$36.90 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Only one person.

Policy ID: MBP/I91/NGDS10

Source: Private Health Information Statement (PHIS)

Extras Cover

At Members' Choice extras providers you may get more for your cover. This includes 100% back on a dental check up, scale and clean each year and great optical deals. See https://www.medibank.com.au/health-insurance/find-provider/#/.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$150 per policy

combined limit for acupuncture, chinese medicine, exercise physiology, optical, remedial massage & other services

  • Initial visit: $27
  • Subsequent visit: $20
Chinese medicine 2

$150 per policy

combined limit for acupuncture, chinese medicine, exercise physiology, optical, remedial massage & other services

  • Initial visit: $16
  • Subsequent visit: $16
Chiropractic 2

$500 per policy

combined limit for chiropractic, dietetics/dietary advice, endodontic, general dental, major dental, non pbs pharmaceuticals, osteopathy, physiotherapy, psychology & other services

  • Initial visit: $41.3
  • Subsequent visit: $28.4
Dietetics/dietary advice 2

$500 per policy

combined limit for chiropractic, dietetics/dietary advice, endodontic, general dental, major dental, non pbs pharmaceuticals, osteopathy, physiotherapy, psychology & other services

  • Initial visit: $44.8
  • Subsequent visit: $24.6
Endodontic 12

$500 per policy

combined limit for chiropractic, dietetics/dietary advice, endodontic, general dental, major dental, non pbs pharmaceuticals, osteopathy, physiotherapy, psychology & other services

  • Filling of one root canal: $105.3
Exercise physiology* 2

$150 per policy

combined limit for acupuncture, chinese medicine, exercise physiology, optical, remedial massage & other services

  • Initial visit: $16
  • Subsequent visit: $10
General dental* 2

$500 per policy

combined limit for chiropractic, dietetics/dietary advice, endodontic, general dental, major dental, non pbs pharmaceuticals, osteopathy, physiotherapy, psychology & other services

  • Fluoride treatment: $14.2
  • Scale & clean: $46
  • Surgical tooth extraction: $113.7
  • Periodic oral examination: $23.5
Major dental 12

$500 per policy

combined limit for chiropractic, dietetics/dietary advice, endodontic, general dental, major dental, non pbs pharmaceuticals, osteopathy, physiotherapy, psychology & other services

  • Full crown veneered: $500
Non PBS pharmaceuticals 2

$500 per policy

combined limit for chiropractic, dietetics/dietary advice, endodontic, general dental, major dental, non pbs pharmaceuticals, osteopathy, physiotherapy, psychology & other services

  • Per eligible prescription: $21
Optical 6

$150 per policy

combined limit for acupuncture, chinese medicine, exercise physiology, optical, remedial massage & other services

  • Multi-focal lenses & frames: 100% of charge
  • Single vision lenses & frames: 100% of charge
Osteopathy 2

$500 per policy

combined limit for chiropractic, dietetics/dietary advice, endodontic, general dental, major dental, non pbs pharmaceuticals, osteopathy, physiotherapy, psychology & other services

  • Initial visit: $41.3
  • Subsequent visit: $28.4
Physiotherapy 2

$500 per policy

combined limit for chiropractic, dietetics/dietary advice, endodontic, general dental, major dental, non pbs pharmaceuticals, osteopathy, physiotherapy, psychology & other services

  • Initial visit: $37.7
  • Subsequent visit: $31.5
Psychology 0

$500 per policy

combined limit for chiropractic, dietetics/dietary advice, endodontic, general dental, major dental, non pbs pharmaceuticals, osteopathy, physiotherapy, psychology & other services

  • Initial visit: $101.33
  • Subsequent visit: $88.11
Remedial massage 2

$150 per policy

combined limit for acupuncture, chinese medicine, exercise physiology, optical, remedial massage & other services

  • Initial visit: $37.8
  • Subsequent visit: $25.5

Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$150 per policy}

{combined limit for acupuncture, chinese medicine, exercise physiology, optical, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $27}

{Subsequent visit: $20}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$150 per policy}

{combined limit for acupuncture, chinese medicine, exercise physiology, optical, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $16}

{Subsequent visit: $16}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for chiropractic, dietetics/dietary advice, endodontic, general dental, major dental, non pbs pharmaceuticals, osteopathy, physiotherapy, psychology & other services}

Examples of maximum benefits

{Initial visit: $41.3}

{Subsequent visit: $28.4}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for chiropractic, dietetics/dietary advice, endodontic, general dental, major dental, non pbs pharmaceuticals, osteopathy, physiotherapy, psychology & other services}

Examples of maximum benefits

{Initial visit: $44.8}

{Subsequent visit: $24.6}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for chiropractic, dietetics/dietary advice, endodontic, general dental, major dental, non pbs pharmaceuticals, osteopathy, physiotherapy, psychology & other services}

Examples of maximum benefits

{Filling of one root canal: $105.3}

Exercise physiology*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$150 per policy}

{combined limit for acupuncture, chinese medicine, exercise physiology, optical, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $16}

{Subsequent visit: $10}

General dental*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for chiropractic, dietetics/dietary advice, endodontic, general dental, major dental, non pbs pharmaceuticals, osteopathy, physiotherapy, psychology & other services}

Examples of maximum benefits

{Fluoride treatment: $14.2}

{Scale & clean: $46}

{Surgical tooth extraction: $113.7}

{Periodic oral examination: $23.5}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for chiropractic, dietetics/dietary advice, endodontic, general dental, major dental, non pbs pharmaceuticals, osteopathy, physiotherapy, psychology & other services}

Examples of maximum benefits

{Full crown veneered: $500}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for chiropractic, dietetics/dietary advice, endodontic, general dental, major dental, non pbs pharmaceuticals, osteopathy, physiotherapy, psychology & other services}

Examples of maximum benefits

{Per eligible prescription: $21}

Optical

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$150 per policy}

{combined limit for acupuncture, chinese medicine, exercise physiology, optical, remedial massage & other services}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for chiropractic, dietetics/dietary advice, endodontic, general dental, major dental, non pbs pharmaceuticals, osteopathy, physiotherapy, psychology & other services}

Examples of maximum benefits

{Initial visit: $41.3}

{Subsequent visit: $28.4}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for chiropractic, dietetics/dietary advice, endodontic, general dental, major dental, non pbs pharmaceuticals, osteopathy, physiotherapy, psychology & other services}

Examples of maximum benefits

{Initial visit: $37.7}

{Subsequent visit: $31.5}

Psychology

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for chiropractic, dietetics/dietary advice, endodontic, general dental, major dental, non pbs pharmaceuticals, osteopathy, physiotherapy, psychology & other services}

Examples of maximum benefits

{Initial visit: $101.33}

{Subsequent visit: $88.11}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$150 per policy}

{combined limit for acupuncture, chinese medicine, exercise physiology, optical, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $37.8}

{Subsequent visit: $25.5}

Counselling (no waiting period) shares an annual limit with Psychology. Please contact Medibank for more information.

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes
Audiology
Blood glucose monitors
Eye therapy (orthoptics)
Health management / Healthy lifestyle
Hearing aids
Home nursing
Occupational therapy
Orthodontic
Orthotics (podiatric orthoses)
Podiatry
Speech therapy
Vaccinations

Other features of this general treatment cover: Use your $500 combined limit toward the services that are most important to you. Whether it's physio, dental or chiro you make the decision. You also get 100% back on an annual dental check, excluding x-rays, at a Members' Choice dentist and it doesn't count towards your annual limit.

Ambulance cover

In NSW & ACT this policy provides:

Emergency: Unlimited with a waiting period of 1 day.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: Cover for an ambulance when you require immediate professional attention and you need to be transported to hospital or other approved facility and your medical condition is such that you cannot be transported any other way, or where an ambulance is called but transport is not needed. Cover for air ambulance where pre-approval has been obtained from Medibank. In all cases the ambulance provider must be Medibank approved. Please contact Medibank for further details.

Insurer Details

Medibank Private Limited

Healthy Start Extras

$36.90 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/MBP/I91/NGDS10

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