healthslips.com.au Policy Information

Qantas Insurance

Qantas Active Extras

$321.89 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants, including non-student dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 20), students (21 - 30) and non-students (21 to 30), as well as persons with a disability who qualify as a child, non-classified* dependant, student and non-student in these age ranges. *Non-classified dependant: For nib Policies a person who is not a Policy Holder or Partner and who: is aged under 21 years is not married and does not have a defacto Partner; and includes a Foster Child, legally adopted child or stepchild.

Policy ID: NIB/I57/NIVL2Y

Source: Private Health Information Statement (PHIS)

Extras Cover

By using our FirstChoice providers, you may have lower out-of-pocket costs on many allied health services. A list of "preferred providers" is available from the health insurer. See https://insurance.qantas.com/find-a-provider.

This policy includes General treatment (Extras) cover for
Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$400 per person

combined limit for acupuncture, chinese medicine, remedial massage & other services

  • Initial visit: 65% of charge
  • Subsequent visit: 65% of charge
Chinese medicine 2

$400 per person

combined limit for acupuncture, chinese medicine, remedial massage & other services

  • Initial visit: 65% of charge
Chiropractic 2

$750 per person

combined limit for chiropractic, osteopathy & physiotherapy

  • Initial visit: 65% of charge
  • Subsequent visit: 65% of charge
Dietetics/dietary advice 2

$300 per person

  • Initial visit: 65% of charge
  • Subsequent visit: 65% of charge
Endodontic 12

$1,000 per person

combined limit for endodontic & major dental

  • Filling of one root canal: 65% of charge
Exercise physiology 2

$150 per person

  • Initial visit: 65% of charge
  • Subsequent visit: 65% of charge
General dental 2

$700 per person

  • Fluoride treatment: 65% of charge
  • Scale & clean: 65% of charge
  • Periodic oral examination: 65% of charge
Health management / Healthy lifestyle 6

$200 per person

  • Health management: 65% of charge
Major dental 12

$1,000 per person

combined limit for endodontic & major dental

  • Surgical tooth extraction: 65% of charge
  • Full crown veneered: 65% of charge
Non PBS pharmaceuticals 2

$100 per person

  • Per eligible prescription: 65% of charge
Occupational therapy 2

$200 per person

  • Initial visit: 65% of charge
Optical 6

$250 per person

  • Multi-focal lenses & frames: 65% of charge
  • Single vision lenses & frames: 65% of charge
Orthotics (podiatric orthoses) 2

$250 per person

combined limit for orthotics (podiatric orthoses) & podiatry

  • Orthotics supply & fit: 65% of charge
Osteopathy 2

$750 per person

combined limit for chiropractic, osteopathy & physiotherapy

  • Initial visit: 65% of charge
  • Subsequent visit: 65% of charge
Physiotherapy 2

$750 per person

combined limit for chiropractic, osteopathy & physiotherapy

  • Initial visit: 65% of charge
  • Subsequent visit: 65% of charge
Podiatry 2

$250 per person

combined limit for orthotics (podiatric orthoses) & podiatry

  • Initial visit: 65% of charge
  • Subsequent visit: 65% of charge
Psychology 2

$300 per person

  • Initial visit: 65% of charge
  • Subsequent visit: 65% of charge
Remedial massage 2

$400 per person

combined limit for acupuncture, chinese medicine, remedial massage & other services

sub-limits apply

  • Initial visit: 65% of charge
  • Subsequent visit: 65% of charge

Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for acupuncture, chinese medicine, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 65% of charge}

{Subsequent visit: 65% of charge}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for acupuncture, chinese medicine, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 65% of charge}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$750 per person}

{combined limit for chiropractic, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: 65% of charge}

{Subsequent visit: 65% of charge}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

Examples of maximum benefits

{Initial visit: 65% of charge}

{Subsequent visit: 65% of charge}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Filling of one root canal: 65% of charge}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$150 per person}

Examples of maximum benefits

{Initial visit: 65% of charge}

{Subsequent visit: 65% of charge}

General dental

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

Examples of maximum benefits

{Fluoride treatment: 65% of charge}

{Scale & clean: 65% of charge}

{Periodic oral examination: 65% of charge}

Health management / Healthy lifestyle

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Health management: 65% of charge}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Surgical tooth extraction: 65% of charge}

{Full crown veneered: 65% of charge}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$100 per person}

Examples of maximum benefits

{Per eligible prescription: 65% of charge}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Initial visit: 65% of charge}

Optical

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$250 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: 65% of charge}

{Single vision lenses & frames: 65% of charge}

Orthotics (podiatric orthoses)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Orthotics supply & fit: 65% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$750 per person}

{combined limit for chiropractic, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: 65% of charge}

{Subsequent visit: 65% of charge}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$750 per person}

{combined limit for chiropractic, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: 65% of charge}

{Subsequent visit: 65% of charge}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Initial visit: 65% of charge}

{Subsequent visit: 65% of charge}

Psychology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

Examples of maximum benefits

{Initial visit: 65% of charge}

{Subsequent visit: 65% of charge}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for acupuncture, chinese medicine, remedial massage & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: 65% of charge}

{Subsequent visit: 65% of charge}

Preventative Tests - $100 limit per person per calendar year (waiting period 6 months): 65% back on preventative health test e.g. thin prep, bone density testing, bowel screening (service limits apply). Myotherapy - $400 combined limit with acupuncture, remedial massage and Chinese herbalism per person per calendar year (waiting period 2 months). Wellbeing health aids - $300 limit per person per calendar year (waiting period 12 months): 65% back on health aids e.g. knee braces, shoulder braces, splints (service limits apply). Healthy Lifestyle includes approved weight management, quit smoking and health management programs (gym, personal trainer) and more. Psychology has a sublimit of $150 for Digital Cognitive Behavioural Therapy (CBT). For Preventative dental service limits apply.

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes
Audiology
Blood glucose monitors
Eye therapy (orthoptics)
Hearing aids
Home nursing
Orthodontic
Speech therapy
Vaccinations

Other features of this general treatment cover: An Extras product designed for those with an active lifestyle. Of course, you can see your choice of provider, but by choosing a FirstChoice provider, you may have less to pay towards the cost of your treatment. We’ve created the FirstChoice network to help you access quality healthcare and a better deal for you and your family. We’ve locked in lower costs with our FirstChoice providers, so you can enjoy competitive treatment fees when you visit the dentist or a discount the next time you claim for glasses.

For further information about this policy see: https://my.nib.com.au/product-collateral/176

Ambulance cover

In NSW & ACT this policy provides:

Emergency: Unlimited with a waiting period of 1 day.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: All our health covers include unlimited emergency ambulance (1 day waiting period on all emergency ambulance). Emergency ambulance is when you need immediate transport by a State or Territory ambulance to get to a hospital or other facility for urgent medical treatment. No annual limits for emergency ambulance apply.

For further information about this policy see: https://my.nib.com.au/product-collateral/176

Insurer Details

Qantas Insurance

Qantas Active Extras

$321.89 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/NIB/I57/NIVL2Y

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