healthslips.com.au Policy Information

Teachers Health

Top Extras

Restricted Insurer

$91.35 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Only one person.

Restricted insurer: Membership of this insurer is restricted to education union members and their families

Policy ID: NTF/I1/NBOZ10

Source: Private Health Information Statement (PHIS)

Extras Cover

We’ve partnered with a network of optical and dental providers Australia-wide to give members greater access to high quality treatment and exclusive discounts, including 'no gap' offers. See https://www.teachershealth.com.au/members/find-a-provider/member-wellbeing-network/.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$600 per policy

combined limit for acupuncture, chinese medicine, remedial massage & other services

  • Initial visit: $38
  • Subsequent visit: $38
Ante-natal/Post-natal classes 2

$300 per policy

  • Initial visit: $300
Audiology 2

No annual limit

  • Initial visit: $45
  • Subsequent visit: $45
Blood glucose monitors 2

$160 per policy

  • Per monitor: $160
Chinese medicine 2

$600 per policy

combined limit for acupuncture, chinese medicine, remedial massage & other services

  • Initial visit: $38
  • Subsequent visit: $38
Chiropractic 2

$480 per policy

combined limit for chiropractic, osteopathy & other services

sub-limits apply

  • Initial visit: $55
  • Subsequent visit: $40
Dietetics/dietary advice 2

$400 per policy

  • Initial visit: $60
  • Subsequent visit: $40
Endodontic* 12

$1,300 per policy

combined limit for endodontic & major dental

  • Filling of one root canal: $160
Exercise physiology 2

$800 per policy

combined limit for exercise physiology, eye therapy (orthoptics), physiotherapy & other services

  • Initial visit: $55
  • Subsequent visit: $40
Eye therapy (orthoptics) 2

$800 per policy

combined limit for exercise physiology, eye therapy (orthoptics), physiotherapy & other services

  • Initial visit: $40
  • Subsequent visit: $35
General dental 2

No annual limit

sub-limits apply

  • Fluoride treatment: $27
  • Scale & clean: $70
  • Periodic oral examination: $40
Health management / Healthy lifestyle 6

$250 per policy

sub-limits apply

  • Health management: $250
Hearing aids* 12

$1,200 per policy

  • Hearing aid: $600
Home nursing 2

$800 per policy

  • Initial visit: $95
  • Subsequent visit: $33
Major dental* 12

$1,300 per policy

combined limit for endodontic & major dental

  • Surgical tooth extraction: $135
  • Full crown veneered: $750
Non PBS pharmaceuticals 2

$800 per policy

combined limit for non pbs pharmaceuticals & vaccinations

sub-limits apply

  • Per eligible prescription: $60
Occupational therapy 2

$500 per policy

sub-limits apply

  • Initial visit: $70
  • Subsequent visit: $44
Optical 6

$260 per policy

  • Multi-focal lenses & frames: $260
  • Single vision lenses & frames: $260
Orthodontic* 12

$2,500 per policy

$2,500 lifetime limit

  • Braces for upper & lower teeth, including removal plus fitting of retainer: $2500
Orthotics (podiatric orthoses) 2

$200 per policy

  • Orthotics supply & fit: $100
Osteopathy 2

$480 per policy

combined limit for chiropractic, osteopathy & other services

  • Initial visit: $55
  • Subsequent visit: $40
Physiotherapy 2

$800 per policy

combined limit for exercise physiology, eye therapy (orthoptics), physiotherapy & other services

sub-limits apply

  • Initial visit: $55
  • Subsequent visit: $40
Podiatry 2

$400 per policy

sub-limits apply

  • Initial visit: $55
  • Subsequent visit: $40
Psychology 2

$600 per policy

  • Initial visit: $100
  • Subsequent visit: $72
Remedial massage 2

$600 per policy

combined limit for acupuncture, chinese medicine, remedial massage & other services

  • Initial visit: $38
  • Subsequent visit: $38
Speech therapy 2

$600 per policy

  • Initial visit: $80
  • Subsequent visit: $45
Vaccinations 2

$800 per policy

combined limit for non pbs pharmaceuticals & vaccinations

  • Per service: $60

Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per policy}

{combined limit for acupuncture, chinese medicine, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $38}

{Subsequent visit: $38}

Ante-natal/Post-natal classes

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per policy}

Examples of maximum benefits

{Initial visit: $300}

Audiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{No annual limit}

Examples of maximum benefits

{Initial visit: $45}

{Subsequent visit: $45}

Blood glucose monitors

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$160 per policy}

Examples of maximum benefits

{Per monitor: $160}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per policy}

{combined limit for acupuncture, chinese medicine, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $38}

{Subsequent visit: $38}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$480 per policy}

{combined limit for chiropractic, osteopathy & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $55}

{Subsequent visit: $40}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per policy}

Examples of maximum benefits

{Initial visit: $60}

{Subsequent visit: $40}

Endodontic*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,300 per policy}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Filling of one root canal: $160}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$800 per policy}

{combined limit for exercise physiology, eye therapy (orthoptics), physiotherapy & other services}

Examples of maximum benefits

{Initial visit: $55}

{Subsequent visit: $40}

Eye therapy (orthoptics)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$800 per policy}

{combined limit for exercise physiology, eye therapy (orthoptics), physiotherapy & other services}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $35}

General dental

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{No annual limit}

{sub-limits apply}

Examples of maximum benefits

{Fluoride treatment: $27}

{Scale & clean: $70}

{Periodic oral examination: $40}

Health management / Healthy lifestyle

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{sub-limits apply}

Examples of maximum benefits

{Health management: $250}

Hearing aids*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per policy}

Examples of maximum benefits

{Hearing aid: $600}

Home nursing

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$800 per policy}

Examples of maximum benefits

{Initial visit: $95}

{Subsequent visit: $33}

Major dental*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,300 per policy}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Surgical tooth extraction: $135}

{Full crown veneered: $750}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$800 per policy}

{combined limit for non pbs pharmaceuticals & vaccinations}

{sub-limits apply}

Examples of maximum benefits

{Per eligible prescription: $60}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $70}

{Subsequent visit: $44}

Optical

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$260 per policy}

Examples of maximum benefits

{Multi-focal lenses & frames: $260}

{Single vision lenses & frames: $260}

Orthodontic*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$2,500 per policy}

{$2,500 lifetime limit}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: $2500}

Orthotics (podiatric orthoses)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

Examples of maximum benefits

{Orthotics supply & fit: $100}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$480 per policy}

{combined limit for chiropractic, osteopathy & other services}

Examples of maximum benefits

{Initial visit: $55}

{Subsequent visit: $40}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$800 per policy}

{combined limit for exercise physiology, eye therapy (orthoptics), physiotherapy & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $55}

{Subsequent visit: $40}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per policy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $55}

{Subsequent visit: $40}

Psychology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per policy}

Examples of maximum benefits

{Initial visit: $100}

{Subsequent visit: $72}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per policy}

{combined limit for acupuncture, chinese medicine, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $38}

{Subsequent visit: $38}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per policy}

Examples of maximum benefits

{Initial visit: $80}

{Subsequent visit: $45}

Vaccinations

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$800 per policy}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per service: $60}

Ambulance cover

In NSW & ACT this policy provides:

Emergency: With a waiting period of 1 day, limited to $6,000 per person per year.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

For further information about this policy see: https://www.teachershealth.com.au/health-insurance/our-products/emergency-ambulance/

Insurer Details

Teachers Health

Top Extras

Restricted Insurer

$91.35 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/NTF/I1/NBOZ10

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