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Phoenix Health Fund Limited

Kick Start Extras 50

$79.18 / month

Before Rebate, Discount & Loading

Available in NT

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults (and no-one else).

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Note, for treatments marked with * : 100% benefit available on preventative dental services– includes items 012, 013, 111, 114, 115, 121, 161. Claimable once per appointment, up to twice per person per calendar year up to General Dental limits.

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Chiropractic

$400 per person

combined limit for chiropractic, exercise physiology, osteopathy, physiotherapy & remedial massage

sub-limits apply

Initial visit: 50% of charge
Subsequent visit: 50% of charge

Exercise physiology

$400 per person

combined limit for chiropractic, exercise physiology, osteopathy, physiotherapy & remedial massage

sub-limits apply

Initial visit: 50% of charge
Subsequent visit: 50% of charge

General dental*

$500 per person

Fluoride treatment: 100% of charge
Scale & clean: 100% of charge
Periodic oral examination: 100% of charge

Non PBS pharmaceuticals

$200 per person

combined limit for non pbs pharmaceuticals & vaccinations

Per eligible prescription: 50% of charge

Osteopathy

$400 per person

combined limit for chiropractic, exercise physiology, osteopathy, physiotherapy & remedial massage

sub-limits apply

Initial visit: 50% of charge
Subsequent visit: 50% of charge

Physiotherapy

$400 per person

combined limit for chiropractic, exercise physiology, osteopathy, physiotherapy & remedial massage

sub-limits apply

Initial visit: 50% of charge
Subsequent visit: 50% of charge

Remedial massage

$400 per person

combined limit for chiropractic, exercise physiology, osteopathy, physiotherapy & remedial massage

sub-limits apply

Initial visit: 50% of charge
Subsequent visit: 50% of charge

Vaccinations

$200 per person

combined limit for non pbs pharmaceuticals & vaccinations

Per service: 50% of charge

*$200 sublimit for Physiotherapy/ Myotherapy & Exercise Physiology; $200 sublimit for Chiropractic, Osteopathy & Remedial Massage; up to overall combined limit of $400. *Non PBS Pharmaceuticals benefit applies after PBS co-payment is applied.

This policy does not include General treatment (Extras) cover for

Acupuncture

Ante-natal/Post-natal classes

Audiology

Blood glucose monitors

Chinese medicine

Dietetics/dietary advice

Endodontic

Eye therapy (orthoptics)

Health management / Healthy lifestyle

Hearing aids

Home nursing

Major dental

Occupational therapy

Optical

Orthodontic

Orthotics (podiatric orthoses)

Podiatry

Psychology

Speech therapy

Ambulance cover

In NT this policy provides:

Emergency: With a waiting period of 1 day, limited to $1,000 per person per year.

Non-emergency: Transport with a waiting period of 1 day, or 1 day for pre-existing conditions, limited to $1,000 per person per year.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: 50% benefit for Emergency & Non-emergency Ambulance up to overall limit of $1000 per person per calendar year

For further information about this policy see: https://phoenixhealthfund.com.au/covers-by-life-stage/

Insurer Details

Phoenix Health Fund Limited

https://www.phoenixhealthfund.com.au

enquiries@phoenixhealthfund.com.au

1800 028 817

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at privatehealth.gov.au/dynamic/Premium/PHIS/PWA/E50/DGWV20