healthslips.com.au Policy Information

Phoenix Health Fund Limited

First Start Extras

$44.76 / month

(Before Rebate, Discount & Loading)

Available in SA

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: One adult & dependants (2 or more people, only one of whom is an adult).

Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 24), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: Dependants can stay on your family policy at no extra cost until their 21st birthday.

Policy ID: PWA/FS/SCFB1D

Source: Private Health Information Statement (PHIS)

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for
Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$400 per person up to $150 per service up to $800 per policy

combined limit for acupuncture, chiropractic, general dental, optical, physiotherapy & remedial massage

  • Initial visit: 70% of charge
  • Subsequent visit: 70% of charge
Chiropractic 2

$400 per person up to $150 per service up to $800 per policy

combined limit for acupuncture, chiropractic, general dental, optical, physiotherapy & remedial massage

  • Initial visit: 70% of charge
  • Subsequent visit: 70% of charge
General dental 2

$400 per person up to $150 per service up to $800 per policy

combined limit for acupuncture, chiropractic, general dental, optical, physiotherapy & remedial massage

  • Fluoride treatment: 70% of charge
  • Scale & clean: 70% of charge
  • Surgical tooth extraction: 70% of charge
  • Periodic oral examination: 70% of charge
Optical 6

$400 per person up to $150 per service up to $800 per policy

combined limit for acupuncture, chiropractic, general dental, optical, physiotherapy & remedial massage

  • Multi-focal lenses & frames: 70% of charge
  • Single vision lenses & frames: 70% of charge
Physiotherapy 2

$400 per person up to $150 per service up to $800 per policy

combined limit for acupuncture, chiropractic, general dental, optical, physiotherapy & remedial massage

  • Initial visit: 70% of charge
  • Subsequent visit: 70% of charge
Remedial massage 2

$400 per person up to $150 per service up to $800 per policy

combined limit for acupuncture, chiropractic, general dental, optical, physiotherapy & remedial massage

  • Initial visit: 70% of charge
  • Subsequent visit: 70% of charge

Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $150 per service up to $800 per policy}

{combined limit for acupuncture, chiropractic, general dental, optical, physiotherapy & remedial massage}

Examples of maximum benefits

{Initial visit: 70% of charge}

{Subsequent visit: 70% of charge}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $150 per service up to $800 per policy}

{combined limit for acupuncture, chiropractic, general dental, optical, physiotherapy & remedial massage}

Examples of maximum benefits

{Initial visit: 70% of charge}

{Subsequent visit: 70% of charge}

General dental

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $150 per service up to $800 per policy}

{combined limit for acupuncture, chiropractic, general dental, optical, physiotherapy & remedial massage}

Examples of maximum benefits

{Fluoride treatment: 70% of charge}

{Scale & clean: 70% of charge}

{Surgical tooth extraction: 70% of charge}

{Periodic oral examination: 70% of charge}

Optical

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $150 per service up to $800 per policy}

{combined limit for acupuncture, chiropractic, general dental, optical, physiotherapy & remedial massage}

Examples of maximum benefits

{Multi-focal lenses & frames: 70% of charge}

{Single vision lenses & frames: 70% of charge}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $150 per service up to $800 per policy}

{combined limit for acupuncture, chiropractic, general dental, optical, physiotherapy & remedial massage}

Examples of maximum benefits

{Initial visit: 70% of charge}

{Subsequent visit: 70% of charge}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $150 per service up to $800 per policy}

{combined limit for acupuncture, chiropractic, general dental, optical, physiotherapy & remedial massage}

Examples of maximum benefits

{Initial visit: 70% of charge}

{Subsequent visit: 70% of charge}

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes
Audiology
Blood glucose monitors
Chinese medicine
Dietetics/dietary advice
Endodontic
Exercise physiology
Eye therapy (orthoptics)
Health management / Healthy lifestyle
Hearing aids
Home nursing
Major dental
Non PBS pharmaceuticals
Occupational therapy
Orthodontic
Orthotics (podiatric orthoses)
Osteopathy
Podiatry
Psychology
Speech therapy
Vaccinations

Ambulance cover

In SA this policy provides:

Emergency: With a waiting period of 1 day, limited to 1 service per year.

Call-out fees: Will not be paid.

For further information about this policy see: https://phoenixhealthfund.com.au/covers-by-life-stage/

Insurer Details

Phoenix Health Fund Limited

First Start Extras

$44.76 / month

(Before Rebate, Discount & Loading)

Available in SA

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/PWA/FS/SCFB1D

Read our Terms of Use and Privacy Policy