healthslips.com.au Policy Information

Queensland Country Health Fund

Young Extras

$99.82 / month

(Before Rebate, Discount & Loading)

Available in WA

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants, including non-student dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 20), students (21 - 31) and non-students (21 to 31), as well as persons with a disability who qualify as a child, non-classified* dependant, student and non-student in these age ranges. *Non-classified dependant: Still allowed on a Family Policy

Policy ID: QCH/I3/WGTM2Y

Source: Private Health Information Statement (PHIS)

Extras Cover

This policy must be purchased with a hospital policy.

By using this health insurer's "preferred providers" you will have lower out-of-pocket costs on selected allied health services and have access to more "no gap" services. See https://www.queenslandcountry.health/provider-search/premier-provider-network/.

This policy includes General treatment (Extras) cover for
Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$500 per person up to $300 per service up to $1,000 per policy

combined limit for acupuncture, chinese medicine, chiropractic, orthotics (podiatric orthoses), osteopathy, podiatry & remedial massage

  • Initial visit: $30
  • Subsequent visit: $30
Chinese medicine 2

$500 per person up to $300 per service up to $1,000 per policy

combined limit for acupuncture, chinese medicine, chiropractic, orthotics (podiatric orthoses), osteopathy, podiatry & remedial massage

  • Initial visit: $30
  • Subsequent visit: $30
Chiropractic 2

$500 per person up to $300 per service up to $1,000 per policy

combined limit for acupuncture, chinese medicine, chiropractic, orthotics (podiatric orthoses), osteopathy, podiatry & remedial massage

  • Initial visit: $42
  • Subsequent visit: $30
General dental 2

$500 per person up to $1,000 per policy

combined limit for general dental & major dental

  • Fluoride treatment: $18
  • Scale & clean: $67
  • Periodic oral examination: $42
Health management / Healthy lifestyle 2

$125 per person up to $250 per policy

  • Health management: $125
Major dental 12

$500 per person up to $1,000 per policy

combined limit for general dental & major dental

  • Surgical tooth extraction: $135
  • Full crown veneered: $500
Non PBS pharmaceuticals 2

$150 per person up to $300 per policy

combined limit for non pbs pharmaceuticals & vaccinations

  • Per eligible prescription: $45
Optical 2

$225 per person up to $450 per policy

  • Multi-focal lenses & frames: $225
  • Single vision lenses & frames: $225
Orthotics (podiatric orthoses) 2

$500 per person up to $300 per service up to $1,000 per policy

combined limit for acupuncture, chinese medicine, chiropractic, orthotics (podiatric orthoses), osteopathy, podiatry & remedial massage

  • Orthotics supply & fit: 100% of charge
Osteopathy 2

$500 per person up to $300 per service up to $1,000 per policy

combined limit for acupuncture, chinese medicine, chiropractic, orthotics (podiatric orthoses), osteopathy, podiatry & remedial massage

  • Initial visit: $42
  • Subsequent visit: $30
Physiotherapy 2

$400 per person up to $800 per policy

sub-limits apply

  • Initial visit: $42
  • Subsequent visit: $37
Podiatry 2

$500 per person up to $300 per service up to $1,000 per policy

combined limit for acupuncture, chinese medicine, chiropractic, orthotics (podiatric orthoses), osteopathy, podiatry & remedial massage

  • Initial visit: $30
  • Subsequent visit: $30
Remedial massage 2

$500 per person up to $300 per service up to $1,000 per policy

combined limit for acupuncture, chinese medicine, chiropractic, orthotics (podiatric orthoses), osteopathy, podiatry & remedial massage

  • Initial visit: $35
  • Subsequent visit: $35
Vaccinations 2

$150 per person up to $300 per policy

combined limit for non pbs pharmaceuticals & vaccinations

  • Per service: $45

Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person up to $300 per service up to $1,000 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, orthotics (podiatric orthoses), osteopathy, podiatry & remedial massage}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person up to $300 per service up to $1,000 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, orthotics (podiatric orthoses), osteopathy, podiatry & remedial massage}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person up to $300 per service up to $1,000 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, orthotics (podiatric orthoses), osteopathy, podiatry & remedial massage}

Examples of maximum benefits

{Initial visit: $42}

{Subsequent visit: $30}

General dental

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person up to $1,000 per policy}

{combined limit for general dental & major dental}

Examples of maximum benefits

{Fluoride treatment: $18}

{Scale & clean: $67}

{Periodic oral examination: $42}

Health management / Healthy lifestyle

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$125 per person up to $250 per policy}

Examples of maximum benefits

{Health management: $125}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$500 per person up to $1,000 per policy}

{combined limit for general dental & major dental}

Examples of maximum benefits

{Surgical tooth extraction: $135}

{Full crown veneered: $500}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$150 per person up to $300 per policy}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per eligible prescription: $45}

Optical

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$225 per person up to $450 per policy}

Examples of maximum benefits

{Multi-focal lenses & frames: $225}

{Single vision lenses & frames: $225}

Orthotics (podiatric orthoses)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person up to $300 per service up to $1,000 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, orthotics (podiatric orthoses), osteopathy, podiatry & remedial massage}

Examples of maximum benefits

{Orthotics supply & fit: 100% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person up to $300 per service up to $1,000 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, orthotics (podiatric orthoses), osteopathy, podiatry & remedial massage}

Examples of maximum benefits

{Initial visit: $42}

{Subsequent visit: $30}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $42}

{Subsequent visit: $37}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person up to $300 per service up to $1,000 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, orthotics (podiatric orthoses), osteopathy, podiatry & remedial massage}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person up to $300 per service up to $1,000 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, orthotics (podiatric orthoses), osteopathy, podiatry & remedial massage}

Examples of maximum benefits

{Initial visit: $35}

{Subsequent visit: $35}

Vaccinations

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$150 per person up to $300 per policy}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per service: $45}

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes
Audiology
Blood glucose monitors
Dietetics/dietary advice
Endodontic
Exercise physiology
Eye therapy (orthoptics)
Hearing aids
Home nursing
Occupational therapy
Orthodontic
Psychology
Speech therapy

Other features of this general treatment cover: Health management (Healthy Living benefit) provides benefits towards the costs of metabolic dieticians or nutritionists consultations to assist with weight management, diabetes education consultations, quit smoking programs, skin checks for skin cancers (except where there is a Medicare benefit), bowel screening and bone density tests, a second yearly prostate specific antigen test not covered by Medicare, supermarket tours conducted by a dietitian or other allied health professional qualified to provide nutrition advice, and gym memberships/personal training sessions provided under an approved health management or chronic disease management program. Please contact the insurer for full details.

For further information about this policy see: https://www.queenslandcountry.health/cover-options/young-extras/

Ambulance cover

Aged Pensioner concession holders are entitled to free ambulance transport services. If you are not eligible for a concession and want to be covered, you can purchase insurance from a private health fund or a subscription through the state ambulance service.

For further information about this policy see: https://www.queenslandcountry.health/cover-options/ambulance-cover/

Insurer Details

Queensland Country Health Fund

Young Extras

$99.82 / month

(Before Rebate, Discount & Loading)

Available in WA

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/QCH/I3/WGTM2Y

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