healthslips.com.au Policy Information

Queensland Country Health Fund

Select Extras

$124.8 / month

(Before Rebate, Discount & Loading)

Available in QLD

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants, including non-student dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 20), students (21 - 31) and non-students (21 to 31), as well as persons with a disability who qualify as a child, non-classified* dependant, student and non-student in these age ranges. *Non-classified dependant: Still allowed on a Family Policy

Policy ID: QCH/I4/QHFL2Y

Source: Private Health Information Statement (PHIS)

Extras Cover

This policy can only be purchased with certain hospital policies.

By using this health insurer's "preferred providers" you will have lower out-of-pocket costs on selected allied health services and have access to more "no gap" services. See https://www.queenslandcountry.health/provider-search/premier-provider-network/.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Chiropractic* 2

$500 per person up to $1,000 per policy

combined limit for chiropractic & remedial massage

  • Initial visit: $44
  • Subsequent visit: $28
Endodontic* 12

$600 per person up to $1,200 per policy

combined limit for endodontic & major dental

  • Filling of one root canal: $119
General dental* 2

$400 per person up to $800 per policy

  • Fluoride treatment: $19
  • Scale & clean: $71
  • Periodic oral examination: $44
Health management / Healthy lifestyle* 2

$125 per person up to $250 per policy

  • Health management: $125
Major dental* 12

$600 per person up to $1,200 per policy

combined limit for endodontic & major dental

  • Surgical tooth extraction: $126
  • Full crown veneered: $560
Non PBS pharmaceuticals* 2

$400 per person up to $800 per policy

combined limit for non pbs pharmaceuticals & vaccinations

  • Per eligible prescription: $55
Optical* 2

$245 per person up to $490 per policy

  • Multi-focal lenses & frames: $245
  • Single vision lenses & frames: $245
Orthotics (podiatric orthoses) 2

$400 per person up to $800 per policy

combined limit for orthotics (podiatric orthoses) & podiatry

sub-limits apply

  • Orthotics supply & fit: 100% of charge
Physiotherapy* 2

$500 per person up to $1,000 per policy

sub-limits apply

  • Initial visit: $44
  • Subsequent visit: $37
Podiatry* 2

$400 per person up to $800 per policy

combined limit for orthotics (podiatric orthoses) & podiatry

  • Initial visit: $32
  • Subsequent visit: $32
Remedial massage* 2

$500 per person up to $1,000 per policy

combined limit for chiropractic & remedial massage

  • Initial visit: $33
  • Subsequent visit: $33
Vaccinations* 2

$400 per person up to $800 per policy

combined limit for non pbs pharmaceuticals & vaccinations

  • Per service: $55

Chiropractic*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person up to $1,000 per policy}

{combined limit for chiropractic & remedial massage}

Examples of maximum benefits

{Initial visit: $44}

{Subsequent visit: $28}

Endodontic*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$600 per person up to $1,200 per policy}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Filling of one root canal: $119}

General dental*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

Examples of maximum benefits

{Fluoride treatment: $19}

{Scale & clean: $71}

{Periodic oral examination: $44}

Health management / Healthy lifestyle*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$125 per person up to $250 per policy}

Examples of maximum benefits

{Health management: $125}

Major dental*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$600 per person up to $1,200 per policy}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Surgical tooth extraction: $126}

{Full crown veneered: $560}

Non PBS pharmaceuticals*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per eligible prescription: $55}

Optical*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$245 per person up to $490 per policy}

Examples of maximum benefits

{Multi-focal lenses & frames: $245}

{Single vision lenses & frames: $245}

Orthotics (podiatric orthoses)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

{combined limit for orthotics (podiatric orthoses) & podiatry}

{sub-limits apply}

Examples of maximum benefits

{Orthotics supply & fit: 100% of charge}

Physiotherapy*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person up to $1,000 per policy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $44}

{Subsequent visit: $37}

Podiatry*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Initial visit: $32}

{Subsequent visit: $32}

Remedial massage*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person up to $1,000 per policy}

{combined limit for chiropractic & remedial massage}

Examples of maximum benefits

{Initial visit: $33}

{Subsequent visit: $33}

Vaccinations*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per service: $55}

This policy does not include General treatment (Extras) cover for

Acupuncture
Ante-natal/Post-natal classes
Audiology
Blood glucose monitors
Chinese medicine
Dietetics/dietary advice
Exercise physiology
Eye therapy (orthoptics)
Hearing aids
Home nursing
Occupational therapy
Orthodontic
Osteopathy
Psychology
Speech therapy

Other features of this general treatment cover: Health management (Healthy Living benefit) provides benefits towards the costs of metabolic dieticians or nutritionists consultations to assist with weight management, diabetes education consultations, quit smoking programs, skin checks for skin cancers (except where there is a Medicare benefit), bowel screening and bone density tests, a second yearly prostate specific antigen test not covered by Medicare, supermarket tours conducted by a dietitian or other allied health professional qualified to provide nutrition advice, and gym memberships/personal training sessions provided under an approved health management or chronic disease management program. Please contact the insurer for full details.

For further information about this policy see: https://www.queenslandcountry.health/cover-options/select-extras/

Ambulance cover

Ambulance cover is provided by the State government for Queensland residents (https://www.ambulance.qld.gov.au). This includes cover whilst interstate.

For further information about this policy see: https://www.queenslandcountry.health/cover-options/ambulance-cover/

Insurer Details

Queensland Country Health Fund

Select Extras

$124.8 / month

(Before Rebate, Discount & Loading)

Available in QLD

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/QCH/I4/QHFL2Y

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