healthslips.com.au Policy Information

TUH, part of the Teachers Health Group

Healthy Options 60% Extras

Restricted Insurer

$87.26 / month

(Before Rebate, Discount & Loading)

Available in VIC

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Only one person.

Restricted insurer: Membership of this insurer is restricted to current or former union members and their families.

Policy ID: QTU/60/VEBX10

Source: Private Health Information Statement (PHIS)

Extras Cover

No-gap or agreed discounts at preferred optical, dental, podiatry and physiotherapy providers. See https://tuh.com.au/information/using-your-extras/find-provider.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$500 per policy

combined limit for acupuncture, chinese medicine, chiropractic, podiatry, psychology, remedial massage & other services

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Ante-natal/Post-natal classes 2

$150 per policy

combined limit for ante-natal/post-natal classes, health management / healthy lifestyle & other services

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Chinese medicine 2

$500 per policy

combined limit for acupuncture, chinese medicine, chiropractic, podiatry, psychology, remedial massage & other services

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Chiropractic 2

$500 per policy

combined limit for acupuncture, chinese medicine, chiropractic, podiatry, psychology, remedial massage & other services

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Endodontic 12

$1,000 per policy

combined limit for endodontic, general dental, major dental, orthodontic & other services

  • Filling of one root canal: 60% of charge
Exercise physiology 2

$450 per policy

combined limit for exercise physiology, physiotherapy & other services

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
General dental 2

$1,000 per policy

combined limit for endodontic, general dental, major dental, orthodontic & other services

  • Fluoride treatment: 60% of charge
  • Scale & clean: 60% of charge
  • Surgical tooth extraction: 60% of charge
  • Periodic oral examination: 60% of charge
Health management / Healthy lifestyle 2

$150 per policy

combined limit for ante-natal/post-natal classes, health management / healthy lifestyle & other services

  • Health management: 60% of charge
Major dental 12

$1,000 per policy

combined limit for endodontic, general dental, major dental, orthodontic & other services

  • Full crown veneered: 60% of charge
Optical 6

$260 per policy

  • Multi-focal lenses & frames: 60% of charge
  • Single vision lenses & frames: 60% of charge
Orthodontic* 12

$1,000 per policy

combined limit for endodontic, general dental, major dental, orthodontic & other services

sub-limits apply

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 60% of charge
Physiotherapy 2

$450 per policy

combined limit for exercise physiology, physiotherapy & other services

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Podiatry 2

$500 per policy

combined limit for acupuncture, chinese medicine, chiropractic, podiatry, psychology, remedial massage & other services

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Psychology 2

$500 per policy

combined limit for acupuncture, chinese medicine, chiropractic, podiatry, psychology, remedial massage & other services

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Remedial massage 2

$500 per policy

combined limit for acupuncture, chinese medicine, chiropractic, podiatry, psychology, remedial massage & other services

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge

Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, podiatry, psychology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Ante-natal/Post-natal classes

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$150 per policy}

{combined limit for ante-natal/post-natal classes, health management / healthy lifestyle & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, podiatry, psychology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, podiatry, psychology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

{combined limit for endodontic, general dental, major dental, orthodontic & other services}

Examples of maximum benefits

{Filling of one root canal: 60% of charge}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per policy}

{combined limit for exercise physiology, physiotherapy & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

General dental

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

{combined limit for endodontic, general dental, major dental, orthodontic & other services}

Examples of maximum benefits

{Fluoride treatment: 60% of charge}

{Scale & clean: 60% of charge}

{Surgical tooth extraction: 60% of charge}

{Periodic oral examination: 60% of charge}

Health management / Healthy lifestyle

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$150 per policy}

{combined limit for ante-natal/post-natal classes, health management / healthy lifestyle & other services}

Examples of maximum benefits

{Health management: 60% of charge}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

{combined limit for endodontic, general dental, major dental, orthodontic & other services}

Examples of maximum benefits

{Full crown veneered: 60% of charge}

Optical

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$260 per policy}

Examples of maximum benefits

{Multi-focal lenses & frames: 60% of charge}

{Single vision lenses & frames: 60% of charge}

Orthodontic*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

{combined limit for endodontic, general dental, major dental, orthodontic & other services}

{sub-limits apply}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 60% of charge}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per policy}

{combined limit for exercise physiology, physiotherapy & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, podiatry, psychology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Psychology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, podiatry, psychology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for acupuncture, chinese medicine, chiropractic, podiatry, psychology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Other services payable at 60% of cost up to the relevant annual service category limit include: Anti-snore devices included in overall dental limit. Optical frames, lenses and contact lenses. Group Physiotherapy and Ante/post-natal Physiotherapy. Chiropractic and Osteopathic x-rays (one per year) included in overall limit. Psychology group consultations, psychometric assessments and counselling. Myotherapy. Biogait analysis. Health screenings. Active Health Bonus $40/person $80/membership (conditions apply).

This policy does not include General treatment (Extras) cover for

Audiology
Blood glucose monitors
Dietetics/dietary advice
Eye therapy (orthoptics)
Hearing aids
Home nursing
Non PBS pharmaceuticals
Occupational therapy
Orthotics (podiatric orthoses)
Osteopathy
Speech therapy
Vaccinations

Other features of this general treatment cover: Online and mobile access, claims via smart phone app. Extended dependant option only available with selected hospital products, contact us for further details.

For further information about this policy see: https://tuh.com.au/extras/healthy-options-extras

Ambulance cover

In VIC this policy provides:

Emergency: Unlimited with a waiting period of 1 day.

Non-emergency: Unlimited transport with a waiting period of 1 day, or 1 day for pre-existing conditions.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: Members who have COMBINED HOSPITAL AND EXTRAS COVER are entitled to emergency ambulance services benefits. No annual limit will apply to emergency road ambulance services. State-owned air ambulance transportation services are covered up to $6,000 per person per annum. From 1 Jan 2022 members who have eligible stand-alone extras cover may claim the cost of a third-party ambulance subscription fee from the Health Program benefit category (sub-limits apply).

For further information about this policy see: https://tuh.com.au/information/glossary/ambulance

Insurer Details

TUH, part of the Teachers Health Group

Healthy Options 60% Extras

Restricted Insurer

$87.26 / month

(Before Rebate, Discount & Loading)

Available in VIC

TUH, part of the Teachers Health Group

https://tuh.com.au/

enquiries@tuh.com.au

1300 360 701

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/QTU/60/VEBX10

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