healthslips.com.au Policy Information

TUH, part of the Teachers Health Group

Family Extras

Restricted Insurer

$195.43 / month

(Before Rebate, Discount & Loading)

Available in QLD

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults (and no-one else).

Restricted insurer: Membership of this insurer is restricted to current or former union members and their families.

Policy ID: QTU/FAM/QDWR20

Source: Private Health Information Statement (PHIS)

Extras Cover

No-gap or agreed discounts at preferred optical, dental, podiatry and physiotherapy providers. See https://tuh.com.au/information/using-your-extras/find-provider.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$600 per person

combined limit for acupuncture, chinese medicine, osteopathy, remedial massage & other services

  • Initial visit: $50
  • Subsequent visit: $40
Ante-natal/Post-natal classes* 2

$240 per person up to $480 per policy

combined limit for ante-natal/post-natal classes, health management / healthy lifestyle & other services

sub-limits apply

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Audiology 2

$200 per person

  • Initial visit: $75
  • Subsequent visit: $70
Blood glucose monitors* 12

$600 per person

sub-limits apply

  • Per monitor: 85% of charge
Chinese medicine 2

$600 per person

combined limit for acupuncture, chinese medicine, osteopathy, remedial massage & other services

  • Initial visit: $50
  • Subsequent visit: $40
Chiropractic 2

$400 per person up to $1,000 per policy

  • Initial visit: $52
  • Subsequent visit: $42
Dietetics/dietary advice 2

$300 per person

  • Initial visit: $60
  • Subsequent visit: $42
Endodontic 12

$2,000 per person

combined limit for endodontic, major dental, orthodontic & other services

sub-limits apply

  • Filling of one root canal: $161
Exercise physiology 2

$700 per person

combined limit for exercise physiology, physiotherapy & other services

sub-limits apply

  • Initial visit: $30
  • Subsequent visit: $30
Eye therapy (orthoptics) 2

$200 per person

  • Initial visit: $42
  • Subsequent visit: $42
General dental 2

No annual limit

  • Fluoride treatment: $30.45
  • Scale & clean: $67.2
  • Surgical tooth extraction: $125
  • Periodic oral examination: $35.7
Health management / Healthy lifestyle* 2

$240 per person up to $480 per policy

combined limit for ante-natal/post-natal classes, health management / healthy lifestyle & other services

sub-limits apply

  • Health management: 80% of charge
Hearing aids 12

$1500 limit overall $750 per ear $550 sub-limit on repairs. Limits apply over 3-year period from first supply.

  • Hearing aid: $750
Home nursing* 2

$500 per person

  • Initial visit: $80
  • Subsequent visit: $80
Major dental* 12

$2,000 per person

combined limit for endodontic, major dental, orthodontic & other services

sub-limits apply

  • Full crown veneered: $650
Non PBS pharmaceuticals 2

$500 per person

  • Per eligible prescription: $70
Occupational therapy 2

$300 per person

  • Initial visit: $52
  • Subsequent visit: $37
Optical* 6

$260 per person

  • Multi-focal lenses & frames: 100% of charge
  • Single vision lenses & frames: 100% of charge
Orthodontic* 12

$2,000 per person

combined limit for endodontic, major dental, orthodontic & other services

sub-limits apply

  • Braces for upper & lower teeth, including removal plus fitting of retainer: $850
Orthotics (podiatric orthoses) 12

$300 per person

combined limit for orthotics (podiatric orthoses), podiatry & other services

sub-limits apply

  • Orthotics supply & fit: 80% of charge
Osteopathy 2

$600 per person

combined limit for acupuncture, chinese medicine, osteopathy, remedial massage & other services

  • Initial visit: $52
  • Subsequent visit: $42
Physiotherapy* 2

$700 per person

combined limit for exercise physiology, physiotherapy & other services

  • Initial visit: $62
  • Subsequent visit: $52
Podiatry* 2

$300 per person

combined limit for orthotics (podiatric orthoses), podiatry & other services

  • Initial visit: $40
  • Subsequent visit: $35
Psychology 2

$400 per person

  • Initial visit: $80
  • Subsequent visit: $70
Remedial massage* 2

$600 per person

combined limit for acupuncture, chinese medicine, osteopathy, remedial massage & other services

sub-limits apply

  • Initial visit: $40
  • Subsequent visit: $40
Speech therapy 2

$400 per person

  • Initial visit: $102
  • Subsequent visit: $55

Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, chinese medicine, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $40}

Ante-natal/Post-natal classes*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$240 per person up to $480 per policy}

{combined limit for ante-natal/post-natal classes, health management / healthy lifestyle & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Audiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Initial visit: $75}

{Subsequent visit: $70}

Blood glucose monitors*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{sub-limits apply}

Examples of maximum benefits

{Per monitor: 85% of charge}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, chinese medicine, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $40}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $1,000 per policy}

Examples of maximum benefits

{Initial visit: $52}

{Subsequent visit: $42}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

Examples of maximum benefits

{Initial visit: $60}

{Subsequent visit: $42}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$2,000 per person}

{combined limit for endodontic, major dental, orthodontic & other services}

{sub-limits apply}

Examples of maximum benefits

{Filling of one root canal: $161}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for exercise physiology, physiotherapy & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $30}

Eye therapy (orthoptics)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Initial visit: $42}

{Subsequent visit: $42}

General dental

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{No annual limit}

Examples of maximum benefits

{Fluoride treatment: $30.45}

{Scale & clean: $67.2}

{Surgical tooth extraction: $125}

{Periodic oral examination: $35.7}

Health management / Healthy lifestyle*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$240 per person up to $480 per policy}

{combined limit for ante-natal/post-natal classes, health management / healthy lifestyle & other services}

{sub-limits apply}

Examples of maximum benefits

{Health management: 80% of charge}

Hearing aids

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1500 limit overall $750 per ear $550 sub-limit on repairs. Limits apply over 3-year period from first supply.}

Examples of maximum benefits

{Hearing aid: $750}

Home nursing*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

Examples of maximum benefits

{Initial visit: $80}

{Subsequent visit: $80}

Major dental*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$2,000 per person}

{combined limit for endodontic, major dental, orthodontic & other services}

{sub-limits apply}

Examples of maximum benefits

{Full crown veneered: $650}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

Examples of maximum benefits

{Per eligible prescription: $70}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

Examples of maximum benefits

{Initial visit: $52}

{Subsequent visit: $37}

Optical*

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$260 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Orthodontic*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$2,000 per person}

{combined limit for endodontic, major dental, orthodontic & other services}

{sub-limits apply}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: $850}

Orthotics (podiatric orthoses)

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for orthotics (podiatric orthoses), podiatry & other services}

{sub-limits apply}

Examples of maximum benefits

{Orthotics supply & fit: 80% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, chinese medicine, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $52}

{Subsequent visit: $42}

Physiotherapy*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for exercise physiology, physiotherapy & other services}

Examples of maximum benefits

{Initial visit: $62}

{Subsequent visit: $52}

Podiatry*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for orthotics (podiatric orthoses), podiatry & other services}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $35}

Psychology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

Examples of maximum benefits

{Initial visit: $80}

{Subsequent visit: $70}

Remedial massage*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, chinese medicine, osteopathy, remedial massage & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $40}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

Examples of maximum benefits

{Initial visit: $102}

{Subsequent visit: $55}

Other services: Anti snore device $500 sub-limit included in Major Dental overall limit. Group Physiotherapy $20 per consult up to $250 sub-limit. Ante/post natal Physiotherapy $17 per consult. Chiropractic x-ray (one per year) $70 included in Chiropractic limit. Group Psychology $35 per consult, Psychometric assessments $116 and Counselling $38 initial per initial consult, $32 per subsequent consult, included in $400 Psychology limit. Osteopathic x-ray (one per year) $63 included is Osteopathy limit. Myotherapy $40 per consult included in Remedial Massage sub-limit. Podiatric Surgery 85% and Biogait Analysis (one per year) $35, included within the $300 Podiatry limit. Orthotic Repairs 85% up to $100 sub-limit. Group Speech Therapy $40 per consult and Paediatric Assessment (one per year) $150 included in Speech Therapy limit. Group Occupational Therapy $17.50 per consult and Paediatric Assessment (one per year) $60 included in Occupational Therapy limit. Health Management overall limit includes $120 sub-limits on Health Screenings, Health Management Programs and Healthy Lifestyle Programs. *Blood Glucose Monitors $400 sub-limit included in Health Devices/Appliances overall $600 limit. All services in Health Devices/Appliances limit payable at 85% of cost including $600 sub-limit on CPAP etc machines, $100 sub-limit on accessories/repair, $300 limit on compression garments, and $500 sub-limit for Non-surgically implanted prostheses e.g. breast prostheses and wigs. Blood Glucose Monitors $400 sub-limit includes $200 sub-limit for other appliances and $120 sub-limit for Health Aids. Lactation nursing $50 daily included in $500 Home Nursing limit. Travel and Accommodation $45 per night and up to $100 travel up to $100 limit (conditions apply). Active Health Bonus $40/person $80/membership (conditions apply).

This policy does not include General treatment (Extras) cover for

Vaccinations

Other features of this general treatment cover: Online and mobile access, claims via smart phone app. Extended dependant option only available with selected hospital products, contact us for further details.

For further information about this policy see: https://tuh.com.au/extras/family-extras

Ambulance cover

Ambulance cover is provided by the State government for Queensland residents (https://www.ambulance.qld.gov.au). This includes cover whilst interstate.

Other features of this ambulance cover: All permanent Queensland residents are covered under the State scheme delivered by Queensland Ambulance Service (QAS), including interstate travel, therefore no additional benefit is payable. Benefits may be payable for state-owned air ambulance services where charges are not payable by QAS ($6,000 per person per annum limit applies).

For further information about this policy see: https://tuh.com.au/information/glossary/ambulance

Insurer Details

TUH, part of the Teachers Health Group

Family Extras

Restricted Insurer

$195.43 / month

(Before Rebate, Discount & Loading)

Available in QLD

TUH, part of the Teachers Health Group

https://tuh.com.au/

enquiries@tuh.com.au

1300 360 701

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/QTU/FAM/QDWR20

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