Union Health
$371.50 / month
Before Rebate, Discount & Loading
Available in NSW & ACT
You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include a Lifetime Health Cover Loading, an Age-based Discount or an insurer discount. Check with your insurer for details.
This policy covers: Two adults (and no-one else).
Restricted insurer: Membership of this insurer is restricted to current or former union members and their families.
The benefits paid for hospital treatment will depend on the type of cover you purchase and whether your fund has an agreement in place with the hospital in which you are treated. See ‘Agreement Hospitals’ on privatehealth.gov.au for which hospitals have arrangements with your insurer – https://privatehealth.gov.au/dynamic/agreementhospitals.
Under this policy, you may have to pay out-of-pocket costs above what you get from Medicare or your private health insurer. Before you go to hospital, you should ask your doctors, hospital and health insurer about any out-of-pocket costs that may apply to you.
Excess: You will have to pay an excess on admission. This is limited to a maximum of $250 per person per year.
Co-payments: No co-payments
This provider offers 'known gap' or 'no gap' cover for medical bills for this product. The Medical Costs Finder (https://www.health.gov.au/resources/apps-and-tools/medical-costs-finder) lets you find out more about the cost of specialist medical services.
Value-added services: home care after hospital, chronic disease management programs, hospital substitute programs (conditions apply). An excess is applied once per adult per calendar year. The hospital excess is waived for dependants. Reducing your excess is considered to be upgrading your membership. We will charge your previous excess within the first two months of the upgrade, including for adults who are upgrading their level of cover by joining/re-joining as a dependant on a family membership.
For further information about this policy see: https://unionhealth.com.au/bronze-young-choice
No-gap or agreed discounts at preferred optical, dental, podiatry and physiotherapy providers. See https://unionhealth.com.au/information/using-your-extras/find-provider.
Note, for treatments marked with * : *General dental overall limit includes general and preventative dental and major dental Endodontia services ($300 sub-limit). *Optical set benefits apply for frames/lenses/repairs, 100% up to annual limit for contacts. *Physiotherapy overall $450 limit includes $200/person $400/membership sub-limit Remedial Massage, Myotherapy, Acupuncture and Chinese Medicine. *Health Management overall limit includes $85 sub-limit Health Screenings, $80 sub-limit Health Management Programs, and $120 sub-limit Healthy Lifestyle Programs.
$450 per person
combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy, physiotherapy, psychology, remedial massage & other services
sub-limits apply
$600 per person
combined limit for endodontic, general dental & other services
$150 per person up to $300 per policy
$200 per person
Also covers: Physiotherapy overall limit includes, Group Physiotherapy $17 per consult, Chiropractic x-ray (one per year) $45, Counselling $35/$28 per consult and Group Psychology $30 per consult, Osteopathic x-ray (one per year) $45. Myotherapy $35 per consult. Health Screenings 80% of cost up to $85 sub-limit. Active Health Bonus $20/person $40/membership (conditions apply). Remote travel and accommodation is provided as a fixed benefit of 15 cents per kilometre for trips exceeding 100 kilometres one way (or 200 kilometres return) calculated directly from the home address (conditions apply).
Other features of this general treatment cover: Online and mobile access, claims via smart phone app.
In NSW & ACT this policy provides:
Emergency: Unlimited with a waiting period of 1 day.
Non-emergency: Unlimited transport with a waiting period of 1 day, or 1 day for pre-existing conditions.
Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.
Other features of this ambulance cover: We pay an ambulance levy for ACT and NSW permanent residents as part of their hospital or combined hospital with extras cover. This covers emergency road ambulance transportation or attendance. No annual limit will apply to emergency road ambulance services. Conditions apply. Benefits may be payable for state-owned air ambulance services ($6,000 per person per annum limit applies). NEITHER THIS LEVY NOR ANY AMBULANCE SERVICE BENEFIT IS PAYABLE ON STAND-ALONE EXTRAS COVER.
For further information about this policy see: https://unionhealth.com.au/information/glossary/ambulance
https://unionhealth.com.au
enquiries@unionhealth.com.au
1300 661 283
Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at privatehealth.gov.au/dynamic/Premium/PHIS/QTU/YNG/NFIS20