healthslips.com.au Policy Information

Reserve Bank Health Society Ltd

Premium Extras

Restricted Insurer

$222.19 / month

(Before Rebate, Discount & Loading)

Available in All States

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Only one person.

Restricted insurer: Membership of this insurer is restricted to Current & former employees of the Reserve Bank.

Policy ID: RBH/I1/A0000S

Source: Private Health Information Statement (PHIS)

Extras Cover

By using Reserve Bank Health Society's 'preferred providers' you may have lower out of pocket costs on Dental treatments and have access to more 'no gap' treatments. A list of 'preferred providers' is available from the fund.

This policy includes General treatment (Extras) cover for
Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$850 per policy

sub-limits apply

  • Initial visit: $85
  • Subsequent visit: $70
Ante-natal/Post-natal classes 2

$260 per policy

sub-limits apply

  • Initial visit: $260
Blood glucose monitors 12

$1,040 per policy

sub-limits apply

  • Per monitor: 90% of charge
Chinese medicine 2

$850 per policy

combined limit for chinese medicine, exercise physiology & remedial massage

  • Initial visit: $82
  • Subsequent visit: $64
Chiropractic 2

$920 per policy

combined limit for chiropractic & osteopathy

sub-limits apply

  • Initial visit: $85
  • Subsequent visit: $70
Dietetics/dietary advice 2

$425 per policy

sub-limits apply

  • Initial visit: $107
  • Subsequent visit: $65
Endodontic 12

$850 per policy

sub-limits apply

  • Filling of one root canal: $850
Exercise physiology 2

$850 per policy

combined limit for chinese medicine, exercise physiology & remedial massage

  • Initial visit: $82
  • Subsequent visit: $64
Eye therapy (orthoptics) 2

$790 per policy

sub-limits apply

  • Initial visit: $95
  • Subsequent visit: $73
General dental 2

No annual limit

sub-limits apply

  • Fluoride treatment: $33
  • Scale & clean: $100
  • Surgical tooth extraction: $340
  • Periodic oral examination: $50
Health management / Healthy lifestyle 2

$200 per policy

sub-limits apply

  • Health management: $200
Hearing aids 12

$1,088 per policy

sub-limits apply

  • Hearing aid: $2720
Home nursing 2

$1,500 per policy

sub-limits apply

  • Initial visit: $1500
  • Subsequent visit: $1500
Major dental 12

$1,200 per policy

sub-limits apply

  • Full crown veneered: $1360
Non PBS pharmaceuticals 2

$1,000 per policy

sub-limits apply

  • Per eligible prescription: $160
Occupational therapy 2

$790 per policy

sub-limits apply

  • Initial visit: $97
  • Subsequent visit: $80
Optical 12

$460 per policy

sub-limits apply

  • Multi-focal lenses & frames: $560
  • Single vision lenses & frames: $370
Orthodontic 12

$890 per policy

$4,450 lifetime limit

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 90% of charge
Osteopathy 2

$920 per policy

combined limit for chiropractic & osteopathy

  • Initial visit: $85
  • Subsequent visit: $70
Physiotherapy 2

$1,000 per policy

sub-limits apply

  • Initial visit: $105
  • Subsequent visit: $85
Podiatry 2

$750 per policy

sub-limits apply

  • Initial visit: $80
  • Subsequent visit: $70
Psychology 2

$920 per policy

sub-limits apply

  • Initial visit: $190
  • Subsequent visit: $190
Remedial massage 2

$850 per policy

combined limit for chinese medicine, exercise physiology & remedial massage

sub-limits apply

  • Initial visit: $82
  • Subsequent visit: $64
Speech therapy 2

$1,000 per policy

sub-limits apply

  • Initial visit: $103
  • Subsequent visit: $103
Vaccinations 2

No annual limit

  • Per service: 90% of charge

Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$850 per policy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $85}

{Subsequent visit: $70}

Ante-natal/Post-natal classes

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$260 per policy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $260}

Blood glucose monitors

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,040 per policy}

{sub-limits apply}

Examples of maximum benefits

{Per monitor: 90% of charge}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$850 per policy}

{combined limit for chinese medicine, exercise physiology & remedial massage}

Examples of maximum benefits

{Initial visit: $82}

{Subsequent visit: $64}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$920 per policy}

{combined limit for chiropractic & osteopathy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $85}

{Subsequent visit: $70}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$425 per policy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $107}

{Subsequent visit: $65}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$850 per policy}

{sub-limits apply}

Examples of maximum benefits

{Filling of one root canal: $850}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$850 per policy}

{combined limit for chinese medicine, exercise physiology & remedial massage}

Examples of maximum benefits

{Initial visit: $82}

{Subsequent visit: $64}

Eye therapy (orthoptics)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$790 per policy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $95}

{Subsequent visit: $73}

General dental

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{No annual limit}

{sub-limits apply}

Examples of maximum benefits

{Fluoride treatment: $33}

{Scale & clean: $100}

{Surgical tooth extraction: $340}

{Periodic oral examination: $50}

Health management / Healthy lifestyle

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

{sub-limits apply}

Examples of maximum benefits

{Health management: $200}

Hearing aids

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,088 per policy}

{sub-limits apply}

Examples of maximum benefits

{Hearing aid: $2720}

Home nursing

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,500 per policy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $1500}

{Subsequent visit: $1500}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per policy}

{sub-limits apply}

Examples of maximum benefits

{Full crown veneered: $1360}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

{sub-limits apply}

Examples of maximum benefits

{Per eligible prescription: $160}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$790 per policy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $97}

{Subsequent visit: $80}

Optical

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$460 per policy}

{sub-limits apply}

Examples of maximum benefits

{Multi-focal lenses & frames: $560}

{Single vision lenses & frames: $370}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$890 per policy}

{$4,450 lifetime limit}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 90% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$920 per policy}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $85}

{Subsequent visit: $70}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $105}

{Subsequent visit: $85}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$750 per policy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $80}

{Subsequent visit: $70}

Psychology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$920 per policy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $190}

{Subsequent visit: $190}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$850 per policy}

{combined limit for chinese medicine, exercise physiology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $82}

{Subsequent visit: $64}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $103}

{Subsequent visit: $103}

Vaccinations

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{No annual limit}

Examples of maximum benefits

{Per service: 90% of charge}

This policy does not include General treatment (Extras) cover for

Audiology
Orthotics (podiatric orthoses)

Other features of this general treatment cover: Some of the general treatment benefits accumulate over time. Major Dental limit is $6000 every 5 years. Optical limit is $920 in any 2 years. Hearing Aids limit is $5440 in any 5 years. Orthodontic limit after 1st year -$890, increases by $890 each year, to a maximum of $4450 (loyalty limit).

For further information about this policy see: https://www.myrbhs.com.au/siteassets/documents/cover-descriptions/premium-extras.pdf

Ambulance cover

In all states this policy provides:

Emergency: Unlimited with a waiting period of 2 months.

Non-emergency: Unlimited transport with a waiting period of 2 months.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

State schemes provide ambulance services for residents of Tasmania (https://www.health.tas.gov.au/ambulance/fees_and_accounts) and Queensland (https://www.ambulance.qld.gov.au).

For further information about this policy see: https://www.myrbhs.com.au/siteassets/documents/cover-descriptions/premium-extras.pdf

Insurer Details

Reserve Bank Health Society Ltd

Premium Extras

Restricted Insurer

$222.19 / month

(Before Rebate, Discount & Loading)

Available in All States

Reserve Bank Health Society Ltd

http://www.myrbhs.com.au

info@myrbhs.com.au

1800 027 299

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/RBH/I1/A0000S

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