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RT Health - a division of The Hospitals Contribution Fund

Healthy Choice Extras

$56.32 / month

Before Rebate, Discount & Loading

Available in VIC

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Only one person.

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Note, for treatments marked with * : 100% back on a range of no-gap services through our More for program, and no-gap network providers, subject to your cover, waiting periods and annual limits. Find out more: https://www.rthealth.com.au/health-services/find-a-dental-clinic and https://www.rthealth.com.au/health-services/find-an-optical-provider.

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Acupuncture

$200 per policy

combined limit for acupuncture & remedial massage

sub-limits apply

Initial visit: $32
Subsequent visit: $27

Chiropractic

$400 per policy

combined limit for chiropractic, osteopathy, physiotherapy, podiatry & other services

Initial visit: $40
Subsequent visit: $31

Endodontic

$500 per policy

combined limit for endodontic, general dental & major dental

Filling of one root canal: 60% of charge

General dental*

$500 per policy

combined limit for endodontic, general dental & major dental

Fluoride treatment: 60% of charge
Scale & clean: 60% of charge
Periodic oral examination: 60% of charge

Health management / Healthy lifestyle

$200 per service up to $300 per policy

sub-limits apply

Health management: 70% of charge

Major dental

$500 per policy

combined limit for endodontic, general dental & major dental

Surgical tooth extraction: 60% of charge
Full crown veneered: 60% of charge

Non PBS pharmaceuticals

$400 per policy

Per eligible prescription: $50

Optical*

$225 per policy

Multi-focal lenses & frames: $225
Single vision lenses & frames: $225

Osteopathy

$400 per policy

combined limit for chiropractic, osteopathy, physiotherapy, podiatry & other services

Initial visit: $44
Subsequent visit: $33

Physiotherapy

$400 per policy

combined limit for chiropractic, osteopathy, physiotherapy, podiatry & other services

Initial visit: $42
Subsequent visit: $36

Podiatry

$400 per policy

combined limit for chiropractic, osteopathy, physiotherapy, podiatry & other services

Initial visit: $37
Subsequent visit: $27

Remedial massage

$200 per policy

combined limit for acupuncture & remedial massage

Initial visit: $32
Subsequent visit: $32

RT Health members pay no gap on a range of popular dental and optical services through HCF Dental or Optical Centres and the More for provider network. Annual and service limits apply.

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes

Audiology

Blood glucose monitors

Chinese medicine

Dietetics/dietary advice

Exercise physiology

Eye therapy (orthoptics)

Hearing aids

Home nursing

Occupational therapy

Orthodontic

Orthotics (podiatric orthoses)

Psychology

Speech therapy

Vaccinations

Other features of this general treatment cover: Benefits available for Myotherapy. Health management / Healthy lifestyle includes approved weight loss, stress management and quit smoking programs, MRI Scans not claimable through Medicare, skin tests and Tai Chi, Yoga & Pilates. Sub limit, membership limit, annual limit apply. Contact the fund for further details.

Ambulance cover

Pensioner Concession Card and Healthcare Card holders are entitled to free clinically necessary ambulance transport. If you are not eligible for a concession and want to be covered, you can purchase insurance from a private health insurer or take out a subscription with the state ambulance service (https://www.ambulance.vic.gov.au/membership).

Insurer Details

RT Health - a division of The Hospitals Contribution Fund

http://www.rthealth.com.au

help@rthealth.com.au

1300 886 123

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at privatehealth.gov.au/dynamic/Premium/PHIS/RTE/I20/VFLS10