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RT Health - a division of The Hospitals Contribution Fund

Smart Extras

$77.32 / month

Before Rebate, Discount & Loading

Available in WA

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Only one person.

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Note, for treatments marked with * : 100% back on a range of no-gap services through our More for program, and no-gap network providers, subject to your cover, waiting periods and annual & membership limits. Find out more: https://www.rthealth.com.au/health-services/find-a-dental-clinic and https://www.rthealth.com.au/health-services/find-an-optical-provider.

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Acupuncture

$500 per policy

combined limit for acupuncture, chinese medicine, exercise physiology, remedial massage & other services

Initial visit: $33
Subsequent visit: $28

Ante-natal/Post-natal classes

$200 per policy

Initial visit: $20
Subsequent visit: $20

Audiology

$120 per policy

Initial visit: $60
Subsequent visit: $60

Blood glucose monitors

$480 per policy

sub-limits apply

Per monitor: 80% of charge

Chinese medicine

$500 per policy

combined limit for acupuncture, chinese medicine, exercise physiology, remedial massage & other services

Initial visit: $25
Subsequent visit: $20

Chiropractic

$400 per policy

combined limit for chiropractic, osteopathy & other services

Initial visit: $43
Subsequent visit: $33

Dietetics/dietary advice

$400 per policy

Initial visit: $45
Subsequent visit: $45

Endodontic

$1,200 per policy

combined limit for endodontic & major dental

Filling of one root canal: $174

Exercise physiology

$500 per policy

combined limit for acupuncture, chinese medicine, exercise physiology, remedial massage & other services

Initial visit: $30
Subsequent visit: $30

Eye therapy (orthoptics)

$500 per policy

Initial visit: $35
Subsequent visit: $30

General dental*

$1,000 per policy

Fluoride treatment: $44
Scale & clean: $64
Surgical tooth extraction: $171
Periodic oral examination: $35

Health management / Healthy lifestyle

$150 per policy

Health management: 100% of charge

Hearing aids

$900 per policy

sub-limits apply

Hearing aid: $450

Home nursing

$450 per policy

Initial visit: $20
Subsequent visit: $20

Major dental

$1,200 per policy

combined limit for endodontic & major dental

Full crown veneered: $660

Non PBS pharmaceuticals

$500 per policy

Per eligible prescription: $60

Occupational therapy

$400 per policy

Initial visit: $50
Subsequent visit: $43

Optical*

$250 per policy

Multi-focal lenses & frames: 100% of charge
Single vision lenses & frames: 100% of charge

Orthotics (podiatric orthoses)

$200 per policy

Orthotics supply & fit: 100% of charge

Osteopathy

$400 per policy

combined limit for chiropractic, osteopathy & other services

Initial visit: $47
Subsequent visit: $35

Physiotherapy

$450 per policy

Initial visit: $50
Subsequent visit: $45

Podiatry

$400 per policy

Initial visit: $40
Subsequent visit: $35

Psychology

$400 per policy

Initial visit: $70
Subsequent visit: $55

Remedial massage

$500 per policy

combined limit for acupuncture, chinese medicine, exercise physiology, remedial massage & other services

Initial visit: $35
Subsequent visit: $35

Speech therapy

$400 per policy

Initial visit: $55
Subsequent visit: $45

Vaccinations

$150 per policy

Per service: $50

RT Health members pay no gap on a range of popular dental and optical services through HCF Dental or Optical Centres and the More for provider network. Includes mental health services (psychology, approved counselling, mental health social worker and OCBT courses). Health aids include blood pressure monitors, CPAP machines & masks, tens machines, wheelchairs, wigs (conditions apply). Annual, membership, service and sub limits apply.

This policy does not include General treatment (Extras) cover for

Orthodontic

Other features of this general treatment cover: Health management / Healthy lifestyle includes benefits towards gym membership and Tai Chi, Yoga & Pilates. Combined limit is $150 per person, $300 per membership per calendar year. For more details contact our member care team on 1300 886 123 or visit rthealthfund.com.au.

Ambulance cover

Aged Pensioner concession holders are entitled to free ambulance transport services. If you are not eligible for a concession and want to be covered, you can purchase insurance from a private health fund or a subscription through the state ambulance service.

Insurer Details

RT Health - a division of The Hospitals Contribution Fund

http://www.rthealth.com.au

help@rthealth.com.au

1300 886 123

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at privatehealth.gov.au/dynamic/Premium/PHIS/RTE/I7/WAVH10