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St Lukes

Starter Extras

$28.10 / month

Before Rebate, Discount & Loading

Available in TAS

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Only one person.

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Ante-natal/Post-natal classes

$300 per policy

combined limit for ante-natal/post-natal classes, exercise physiology, eye therapy (orthoptics) & physiotherapy

sub-limits apply

Initial visit: 50% of charge
Subsequent visit: 50% of charge

Audiology

$300 per policy

combined limit for audiology, dietetics/dietary advice, home nursing & occupational therapy

sub-limits apply

Initial visit: 50% of charge

Chiropractic

$300 per policy

combined limit for chiropractic & osteopathy

sub-limits apply

Initial visit: $36
Subsequent visit: $26

Dietetics/dietary advice

$300 per policy

combined limit for audiology, dietetics/dietary advice, home nursing & occupational therapy

sub-limits apply

Initial visit: $35
Subsequent visit: $30

Exercise physiology

$300 per policy

combined limit for ante-natal/post-natal classes, exercise physiology, eye therapy (orthoptics) & physiotherapy

sub-limits apply

Initial visit: 50% of charge
Subsequent visit: 50% of charge

Eye therapy (orthoptics)

$300 per policy

combined limit for ante-natal/post-natal classes, exercise physiology, eye therapy (orthoptics) & physiotherapy

sub-limits apply

Initial visit: $35
Subsequent visit: $25

General dental*

$500 per policy

Fluoride treatment: 50% of charge
Scale & clean: 50% of charge
Surgical tooth extraction: 50% of charge
Periodic oral examination: 50% of charge

Home nursing

$300 per policy

combined limit for audiology, dietetics/dietary advice, home nursing & occupational therapy

sub-limits apply

Initial visit: $50
Subsequent visit: $50

Non PBS pharmaceuticals

$200 per policy

Per eligible prescription: 50% of charge

Occupational therapy

$300 per policy

combined limit for audiology, dietetics/dietary advice, home nursing & occupational therapy

sub-limits apply

Initial visit: $45
Subsequent visit: $35

Optical

$150 per policy

Multi-focal lenses & frames: $150
Single vision lenses & frames: $150

Osteopathy

$300 per policy

combined limit for chiropractic & osteopathy

sub-limits apply

Initial visit: $38
Subsequent visit: $28

Physiotherapy

$300 per policy

combined limit for ante-natal/post-natal classes, exercise physiology, eye therapy (orthoptics) & physiotherapy

sub-limits apply

Initial visit: $42
Subsequent visit: $34

Psychology

Benefits payable towards counselling services - Initial consultation $30/subsequent consultation $25 included in $300 Psychology Limit.

Initial visit: $85
Subsequent visit: $55

This policy does not include General treatment (Extras) cover for

Acupuncture

Blood glucose monitors

Chinese medicine

Endodontic

Health management / Healthy lifestyle

Hearing aids

Major dental

Orthodontic

Orthotics (podiatric orthoses)

Podiatry

Remedial massage

Speech therapy

Vaccinations

Other features of this general treatment cover: Approved health management programs when Starter Extras is taken with hospital cover. Benefits payable at 50% of fee charged, up to maximum benefit. Diabetes Education & Nutrition benefits included in Dietetics sub-limit.

Ambulance cover

Ambulance cover is provided by the State government for residents of Tasmania. This may include cover whilst interstate, except for South Australia and Queensland where no cover applies. In other states please check with Ambulance Tasmania - https://www.health.tas.gov.au/ambulance/fees_and_accounts.

For further information about this policy see: https://www.stlukes.com.au/forms-brochures?tag=Information+sheet

Insurer Details

St Lukes

http://www.stlukes.com.au

general@stlukes.com.au

1300 651 988

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at privatehealth.gov.au/dynamic/Premium/PHIS/SLM/I7/TCWG10