St Lukes
$442.30 / month
Before Rebate, Discount & Loading
Available in All States
You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include a Lifetime Health Cover Loading or an insurer discount. Check with your insurer for details.
This policy covers: One adult & dependants (2 or more people, only one of whom is an adult).
Children (0 - 17), non-classified* dependant (18 - 22) and students (23 - 24), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: Dependent under the age of 23.
The benefits paid for hospital treatment will depend on the type of cover you purchase and whether your fund has an agreement in place with the hospital in which you are treated. See ‘Agreement Hospitals’ on privatehealth.gov.au for which hospitals have arrangements with your insurer – https://privatehealth.gov.au/dynamic/agreementhospitals.
Under this policy, you may have to pay out-of-pocket costs above what you get from Medicare or your private health insurer. Before you go to hospital, you should ask your doctors, hospital and health insurer about any out-of-pocket costs that may apply to you.
Excess: You will have to pay an excess on admission. This is limited to a maximum of $300 per person and $600 per policy per year.
Co-payments: No co-payments
This provider offers 'known gap' or 'no gap' cover for medical bills for this product. The Medical Costs Finder (https://www.health.gov.au/resources/apps-and-tools/medical-costs-finder) lets you find out more about the cost of specialist medical services.
Ambulance Levy included for NSW and ACT residents. Ambulance in Tas provided free to Tasmanian residents. Unmarried dependants covered until they turn 23 and single full time student dep's covered until they turn 25 if fully dependent.
This health insurer does not operate a preferred provider scheme.
$400 per person
sub-limits apply
$550 per person
$500 per person
$1,500 per person
$600 per person
$250 per person
$1,800 lifetime limit
$850 per person
$350 per person
No annual limit
Other features of this general treatment cover: Other services covered include chinese medicine consultations, osteopathy, occupational therapy, eye & speech therapy, dietetics, audiology, other approved health appliances & aids and approved health management programs.
Ambulance cover is provided by the State government in Tasmania (https://www.health.tas.gov.au/ambulance/fees_and_accounts) and Queensland (https://www.ambulance.qld.gov.au). In other states concession card holders may have free cover and there are subscription services in several states (https://privatehealth.gov.au/health_insurance/what_is_covered/ambulance.htm).
For further information about this policy see: https://www.stlukes.com.au/forms-brochures?tag=Information+sheet
http://www.stlukes.com.au
general@stlukes.com.au
1300 651 988
Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at privatehealth.gov.au/dynamic/Premium/PHIS/SLM/J2A/A0600P