healthslips.com.au Policy Information

Health Partners

Standard Extras with Natural Therapies

$154.44 / month

(Before Rebate, Discount & Loading)

Available in All States

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants, including non-student dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 20), students (21 - 31) and non-students (21 to 31), as well as persons with a disability who qualify as a child, non-classified* dependant, student and non-student in these age ranges. *Non-classified dependant: Non-classified dependant means a person who is aged between 18 and 20 (inclusive), is not married or living in a de facto relationship, and is a child of the policyholder or child of the policyholder's partner. References to Child Dependant include Non-Classified Dependant.

Policy ID: SPS/I2N/AFIX2Y

Source: Private Health Information Statement (PHIS)

Extras Cover

At our providers: 60% benefit for dental and optical. Major Dental limit is $900 and optical limit is $270 for prescription glasses and $150 for contacts. Only pay $20 for eligible Physio consults, $750 limit. T&Cs apply. See https://www.healthpartners.com.au/members/providers/.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$350 per person

combined limit for acupuncture, chiropractic, exercise physiology & osteopathy

  • Initial visit: $27.6
  • Subsequent visit: $21
Blood glucose monitors 12

$100 per person

  • Per monitor: 60% of charge
Chinese medicine 2

$160 per person

combined limit for chinese medicine, remedial massage & other services

  • Initial visit: $20
  • Subsequent visit: $20
Chiropractic 2

$350 per person

combined limit for acupuncture, chiropractic, exercise physiology & osteopathy

  • Initial visit: $30
  • Subsequent visit: $21
Endodontic* 12

$500 per person

  • Filling of one root canal: $108
Exercise physiology 2

$350 per person

combined limit for acupuncture, chiropractic, exercise physiology & osteopathy

  • Initial visit: $24
  • Subsequent visit: $18
General dental* 2

No annual limit

  • Fluoride treatment: $16
  • Scale & clean: $52
  • Surgical tooth extraction: $112
  • Periodic oral examination: $25.6
Health management / Healthy lifestyle* 2

$150 per person

  • Health management: 100% of charge
Major dental* 12

$900 per person

  • Full crown veneered: $500
Non PBS pharmaceuticals* 2

$500 per person

combined limit for non pbs pharmaceuticals & vaccinations

  • Per eligible prescription: $0
Optical* 2

$200 per person

sub-limits apply

  • Multi-focal lenses & frames: 40% of charge
  • Single vision lenses & frames: 40% of charge
Orthodontic 12

$1,500 lifetime limit

sub-limits apply

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 60% of charge
Osteopathy 2

$350 per person

combined limit for acupuncture, chiropractic, exercise physiology & osteopathy

  • Initial visit: $30
  • Subsequent visit: $21
Physiotherapy* 2

$450 per person

  • Initial visit: $26
  • Subsequent visit: $20
Podiatry 2

$60 per person

  • Initial visit: $15
  • Subsequent visit: $15
Remedial massage 2

$160 per person

combined limit for chinese medicine, remedial massage & other services

  • Initial visit: $20
  • Subsequent visit: $20
Vaccinations* 2

$500 per person

combined limit for non pbs pharmaceuticals & vaccinations

  • Per service: $0

Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for acupuncture, chiropractic, exercise physiology & osteopathy}

Examples of maximum benefits

{Initial visit: $27.6}

{Subsequent visit: $21}

Blood glucose monitors

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$100 per person}

Examples of maximum benefits

{Per monitor: 60% of charge}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$160 per person}

{combined limit for chinese medicine, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $20}

{Subsequent visit: $20}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for acupuncture, chiropractic, exercise physiology & osteopathy}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $21}

Endodontic*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

Examples of maximum benefits

{Filling of one root canal: $108}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for acupuncture, chiropractic, exercise physiology & osteopathy}

Examples of maximum benefits

{Initial visit: $24}

{Subsequent visit: $18}

General dental*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{No annual limit}

Examples of maximum benefits

{Fluoride treatment: $16}

{Scale & clean: $52}

{Surgical tooth extraction: $112}

{Periodic oral examination: $25.6}

Health management / Healthy lifestyle*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$150 per person}

Examples of maximum benefits

{Health management: 100% of charge}

Major dental*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$900 per person}

Examples of maximum benefits

{Full crown veneered: $500}

Non PBS pharmaceuticals*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per eligible prescription: $0}

Optical*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{sub-limits apply}

Examples of maximum benefits

{Multi-focal lenses & frames: 40% of charge}

{Single vision lenses & frames: 40% of charge}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,500 lifetime limit}

{sub-limits apply}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 60% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

{combined limit for acupuncture, chiropractic, exercise physiology & osteopathy}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $21}

Physiotherapy*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person}

Examples of maximum benefits

{Initial visit: $26}

{Subsequent visit: $20}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$60 per person}

Examples of maximum benefits

{Initial visit: $15}

{Subsequent visit: $15}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$160 per person}

{combined limit for chinese medicine, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $20}

{Subsequent visit: $20}

Vaccinations*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per service: $0}

At Health Partners, we want to help you get the most out of your cover. That's why we have invested in our own Health Partners dental and optical services. When you use these services or our network of participating dentists, pharmacies and physiotherapists, higher benefits and limits may apply. Contact us for more information. Save 20% every day on full-price, non-prescription products at over 50 pharmacies across South Australia, which include participating Priceline and TerryWhite Chemmart stores. T&Cs apply.

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes
Audiology
Dietetics/dietary advice
Eye therapy (orthoptics)
Hearing aids
Home nursing
Occupational therapy
Orthotics (podiatric orthoses)
Psychology
Speech therapy

Other features of this general treatment cover: Benefits available for Asthmatic Spray Appliances. 40% Optical unlimited benefit once annual limit is reached, plus unlimited 30% discount on non-prescription sunglasses - only at Health Partners Optical centres. 40% unlimited Endodontic benefit once annual limit is reached at Health Partners Dental centres. Natural Therapies provides benefits for Remedial Massage, Chinese Herbalism, Myofascial Release, Therapeutic Massage, Swedish Massage, Myotherapy and Nutritionist. Benefit $20 per consultation and total annual limit for all combined Natural Therapy services is $160 per person. T&Cs apply.

For further information about this policy see: https://www.healthpartners.com.au/health-insurance/extras-cover

Ambulance cover

In all states this policy provides:

Emergency: With a waiting period of 2 months, limited to $20,000 per policy per year, 1 service per year.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

State schemes provide ambulance services for residents of Tasmania (https://www.health.tas.gov.au/ambulance/fees_and_accounts) and Queensland (https://www.ambulance.qld.gov.au).

Other features of this ambulance cover: Ambulance is limited to 1 per person, per year up to $20,000; maximum 2 per policy. You will be covered for the cost of service required on medical grounds (excluding clinic-car type transport) that is deemed or classified as 'emergency' only (emergency classification determined by approved ambulance provider). Additionally, you will be covered for treatment where no transport is required. This will count towards your annual limit.

For further information about this policy see: https://www.healthpartners.com.au/health-insurance/understanding-private-health-insurance/

Insurer Details

Health Partners

Standard Extras with Natural Therapies

$154.44 / month

(Before Rebate, Discount & Loading)

Available in All States

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/SPS/I2N/AFIX2Y

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